Michele Lerner

Michele Lerner

  • • 25+ years experience as a freelance journalist covering personal finance, real estate and business topics for The Washington Post, US News & World Report, The Motley Fool, Bankrate, Investopedia, NewHomeSource and numerous other publications
  • • Author of "New Home 101: Your Guide to Buying and Building a New Home" and "HOMEBUYING: Tough Times, First Time, Any Time"
  • • Winner of The President’s Gold Award for Best Freelance Collection from the National Association of Real Estate Editors (2017) as well as numerous other awards



Making financial real estate topics comprehensible to consumers is Michele's main area of expertise. She has covered everything from saving and getting out of debt to preparing to buy a home and how to understand your credit report. While her expertise includes financial topics related to affordable housing as well as luxury housing and real estate investing, she also writes about insurance, workplace issues, estate planning, retirement and non-financial topics such as design and architecture.


Michele received her Bachelor and Masters from George Washington University in International Relations.

Quote from Michele

"My favorite type of writing educates people to help them understand their personal financial situation so they make smarter decisions. First-time buyers are a prime audience for me, but I find writing for investors equally rewarding."

Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

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  1. Banking

    How to Keep Your Debit Card Transactions Safe

    Debit card use has become more popular than ever, but not every consumer knows what they need to do to make sure they keep ...
  2. Credit, Loans & Mortgages

    5 Things You Need to Be Pre-approved for a Mortgage

    Before you can get serious about buying a home, you need to get pre-approval for a mortgage. Learn what you need to speed ...
  3. Retirement Living

    Retirement Hobbies That Make Money

    The key to making money while still enjoying your retirement is to do something you already enjoy, here are some hobbies ...
  4. Real Estate

    11 Hidden Costs of Owning a Home

    The cost of buying a home extends beyond the down payment, closing costs and your mortgage. Watch out for these costs.
  5. Real Estate

    Re-Amortizing or Refinancing Your Home

    Re-amortization is a lesser known alternative to refinancing when it comes to dealing with your mortgage.
  6. Refinance Mortgage

    9 Things to Know Before You Refinance Your Mortgage

    Whether or not a mortgage refinance is right for you depends more on individual circumstances than on this week's mortgage ...
  7. Refinance Mortgage

    7 Bad Reasons to Refinance Your Mortgage

    When low mortgage rates are everywhere, it might seem like a good time to refinance. Make sure you are doing it for the right ...
  8. Credit, Loans & Mortgages

    Best Credit Cards For Travel Deals

    A wide range of rewards credit cards are available for consumers to use toward airfare, hotel bills, rental cars and more.
  9. Investing Strategy

    Free Tools To Help You Manage Your Money

    Multiple websites offer money management tools for free. Here are a few recommended sites.
  10. Budgeting & Savings

    Unique Wedding Registries

    Engaged couples who prefer non-traditional wedding gifts have a wide variety of options when it comes to creating a wedding ...
  11. Credit, Loans & Mortgages

    5 Steps To Qualify For A Mortgage If You're Self-Employed

    Qualifying for a mortgage is a little more complicated for borrowers who are self-employed.
  12. Children/Family

    What Are Mortgage Lenders Allowed To Ask Borrowers?

    Seemingly intrusive or irrelevant questions are actually legal for lenders to ask of mortgage applicants.
  13. Budgeting & Savings

    Unique Places Where Personal Finance Training Is Taught

    Consumers can get personal finance training from schools, the government, the military and a variety of community organizations. ...
  14. Career / Compensation

    Pros And Cons Of Volunteering In Your Career Field

    Here are some positives and negatives of volunteering in the same area you work in.
  15. Budgeting & Savings

    People Who Benefit The Most From Volunteering

    From parents to students to retirees, volunteering can be of great benefit to a lot of people. Here are people who volunteering ...
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