Gina Roberts-Grey

Gina Roberts-Grey

Gina Roberts-Grey is an award-winning writer for numerous print publications and websites, including Family Circle, Essence, Woman’s Day, Glamour, MSN, Fox Business,,,,, and many others. For more than 13 years she’s covered credit, debt, personal finance, credit cards and home, auto, life and health insurance, helping readers save money on their premiums, dig out of debt and learn how to put their credit cards to work for them. She resides in upstate New York with her husband, son and three Bichon Frises. Connect with Gina via Twitter at @GinaRobertsGrey or her website

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  1. Retirement Savings

    Analysis: Should you get a gold IRA?

    Yes, you can invest in actual gold or other precious metals for your IRA. See the special rules for gold IRAs and what to ...
  2. Real Estate

    Credits for First-Time Homebuyers

    To encourage Americans to buy their first homes, the government offers credits and tax breaks. Here's the lowdown on who ...
  3. Crime & Fraud

    Don't Sign That! Legal Pitfalls of Signatures

    Why using the wrong-color ink – or signing for your spouse or child – could trigger a fraud alert, nullify a check or get ...
  4. Credit, Loans & Mortgages

    Buying a Home: Cash Vs. Mortgage

    Buying a home with all cash or mortgage? Here are a list of things to consider before making your decision. Learn these general ...
  5. Life Insurance

    How Age Affects Life Insurance Rates

    If you need life insurance, try to get it before your next birthday. Here's why.
  6. Life Insurance

    Life insurance Policies: How Payouts Work

    How to file for a life insurance payout – and how long it takes to receive it. Plus, new ways to plan for payments that provide ...
  7. Insurance

    Highest Homeowners Insurance States

    Which states charge you the most for homeowner's insurance? Hint: They're regularly featured on the Weather Channel.
  8. Insurance

    Lowest Homeowners Insurance States

    You can't choose where you live by its insurance rates. But if you did, these are the states to pick.
  9. Life Insurance

    Understanding Life Insurance Loans

    A loan against the cash value of your life insurance isn't the best way to raise money – but sometimes it's the best choice ...
  10. Real Estate

    Steps To Buy A Home

    When you're ready to purchase a home, take these steps to make sure you get a good deal at a price you can afford.
  11. Real Estate

    10 Steps For First-Time Home Buyers

    It's probably the biggest purchase you've ever made. Here's exactly what to do to prepare yourself and get the best possible ...
  12. Credit, Loans & Mortgages

    Credit Card Authorized User

    Definition of an authorized user of a credit card.
  13. Retirement Savings

    Gold IRA

    Definition of Gold IRA
  14. Credit, Loans & Mortgages

    Expanding Your Small Business With An SBA Loan

    Should you look to the Small Business Administration for a loan for your company? The pros and cons of going the SBA route, ...
  15. Life Insurance

    Who Can Skip Buying Life Insurance?

    How to tell when it's time to get life insurance – or decide that you don't have to have it yet or no longer need it.
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