Kimberly Rotter

Kimberly Rotter

  • • 25+ years’ experience in writing and editing, in the fields of law, healthcare, finance, information technology and education
  • • Current and former blog editor for websites with millions of registered users
  • • Currently owns a boutique content services firm that provides expert level written, graphic and multimedia content


Kimberly began her writing and editing career as an intellectual property paralegal in the early 1990s. That’s also where she learned to manage a team and ensure that projects follow strict timelines.  

Kimberly has successfully founded and operated three businesses. Since 2001, Kimberly has dedicated her energies to her current venture, a writing and editing company where she works with about 40 other professionals to deliver clear and intelligent content to clients in a broad range of industries. In addition to writing web and marketing content, Kimberly writes software user manuals and graduate school case studies. She will be published on the Harvard Business Review website for the first time in 2018. Since 2006 she has also helped to develop thousands of hours of interactive training programs and courseware for our nation’s military. Kimberly has a professional designation in Instructional Systems Design.

Many different kinds of writing projects make Kimberly happy to go to work each day, but her passion is to relay consumer credit and personal finance information to everyday people who want to improve their financial health by making informed decisions. She is a bankruptcy and poor credit survivor, and now owns multiple properties and a few investment accounts.


Kimberly received her Bachelors from University of New Mexico with a degree in English and earned her Masters from San Diego State University with a degree in Management and Entrepreneurship

Quote from Kimberly

"I learned late in life that you don't have to be wealthy to be financially secure. My hope is that I can teach average folks that anyone can have financial security and a comfortable future by using a simple, common sense strategy... and it's never too late to start!"

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Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

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  1. Credit, Loans & Mortgages

    Find the Best Credit Cards for Teens

    In today's credit-oriented world, kids should learn to use credit before they go to college. Here are some good cards to ...
  2. Credit, Loans & Mortgages

    Building Credit Without Credit Cards

    Although it's a bit more complicated, it's definitely possible to build a credit history without traditional credit cards. ...
  3. Credit, Loans & Mortgages

    How Not Paying Cable Bills Could Hurt Your Credit Score

    Cable bills and similar financial obligations will soon be factored into your credit score. Good news if you're an on-time ...
  4. Financial Analysis

    Financial Power Of Attorney

    A financial power of attorney grants a trusted agent the authority to act on behalf of the principal in financial matters. ...
  5. Credit, Loans & Mortgages

    8 Cheaper Ways to Raise Cash Than Car Title Loans

    Before you sign up for a car title loan, investigate these eight alternate cash-raising strategies rather than using the ...
  6. High Net Worth Strategy

    A quick guide to buying a home for your child

    Learn about the common pitfalls around buying a home for your child. It's a generous gift, but there are somethings you should ...
  7. Credit, Loans & Mortgages

    8 Alternatives To A Credit Card Cash Advance

    Sometimes you can find a better deal than a cash advance – but some alternatives are even more pricey. Learn where to find ...
  8. Credit, Loans & Mortgages

    Credit Card or Cash: Which To Use?

    Credit cards are more convenient to use than cash, but they're not always the best choice. Here is why you should and shouldn't ...
  9. Retirement Savings

    Power of Attorney: When You Need One

    Having a power of attorney ensures that you select who will act for you when you are unable to handle your affairs. Without ...
  10. Retirement Savings

    I Maxed Out My 401(k)! Now What?

    Fear not: There are smart ways to ensure that your retirement nest egg keeps growing.
  11. Credit, Loans & Mortgages

    Are Car Title Loans Ever a Good Idea?

    Most people knowledgeable about finance consider title loans predatory. What would constitute a good-quality short-term loan? ...
  12. High Net Worth Strategy

    Why HSAs Appeal More to High-Income Earners

    Health Savings Accounts are a good deal. But they're a better deal for some than for others. We parse how the plans work ...
  13. Health Insurance

    How Health Insurance Helps Manage Financial Risk

    Health insurance open enrollment starts Nov. 1. Choosing the right ACA plan (or plan at work) takes figuring out how often ...
  14. Retirement Savings

    I Maxed Out My IRA! Now What?

    You've contributed your annual maximum to your IRA. Well done! But you need to save much more than that if you're going to ...
  15. High Net Worth Strategy

    A Quick Guide on How to Insure Jewelry

    What you need to know to keep those baubles, bangles and beads safe.
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