Adam Hayes, CFA

Adam Hayes, CFA

Adam graduated from Cornell University with a Bachelor of Science degree in 2001, and earned his MA in Economics from the New School for Social Research in New York City. He is also a CFA charterholder. Adam has a keen interest in the financial markets, economics, the value of prudent money management and a real desire to educate and help others to succeed financially. He began his professional career as a floor trader in listed options at the Chicago Mercantile Exchange, where he gained the extensive knowledge and experience that he carries with him today.  With over a dozen years of financial market experience Adam takes an analytical approach to financial markets. An outdoor enthusiast, Adam enjoys skiing, golf, camping and loves to travel. He also enjoys cooking and fine wines. Adam resides in Rockland County, NY where he lives with his wife and son.

  1. Financial Analysis

    Self-enhancement

    Self-enhancement is the tendency for individuals to take credit for their successes while giving little credit to other individuals ...
  2. Investing Strategy

    Investment Crowdfunding

    Investment crowdfunding is a way to source money for a company by asking a large number of backers to each invest a relatively ...
  3. Investing Strategy

    Base Rate Fallacy

    Base rate fallacy, or base rate neglect, is a cognitive error whereby too little weight is placed on the base (original) ...
  4. Markets & Economy

    Peer-to-Peer (P2P) Service

    A peer-to-peer (P2P) service is a decentralized platform whereby two individuals interact directly with each other, without ...
  5. Financial Analysis

    Target Payout Ratio

    Target payout ratio is a goal companies set for the proportion of earnings they intend to pay out as dividends.
  6. Markets & Economy

    Peer-to-Peer (P2P) Economy

    A peer-to-peer economy is a decentralized model whereby two parties interact to buy or sell directly with each other, without ...
  7. Small Business

    Mobile Marketing

    Mobile marketing utilizes multiple distribution channels to promote products and services via mobile devices, such as tablets ...
  8. Bonds / Fixed Income

    Sovereign Bond Yield

    Sovereign bond yield is the interest rate paid on a government (sovereign) bond.
  9. Cybersecurity

    Hard Fork

    A hard fork (or sometimes hardfork) is a radical change to the protocol that makes previously invalid blocks/transactions ...
  10. Bonds / Fixed Income

    Negative Interest Rate Environment

    A negative interest rate environment exists when a central bank or monetary authority sets the nominal overnight interest ...
  11. Retirement Savings

    Deflationary Spiral

    A deflationary spiral is a downward price reaction to an economic crisis leading to lower production, lower wages, decreased ...
  12. Retirement Savings

    Annuity

    An annuity is a financial product that pays out a fixed stream of payments to an individual, primarily used as an income ...
  13. Bonds / Fixed Income

    Negative Bond Yield

    A negative bond yield is an unusual situation in which issuers of debt are paid to borrow and depositors, or buyers of bonds, ...
  14. Asset Allocation

    Where Does Bill Gates Keep His Money?

    Although much of the fortune is in investments, some of Bill Gates' money is in rare works of art, real estate and collectibles.
  15. Small Business

    Mobile Advertising

    Mobile advertising is type of advertising that appears on mobile devices such as smart phones, tablets or PDAs that have ...