Financial and technology writer


Annamalai University, Florida State University, University of Toronto


  • 8+ years of experience with financial technology 
  • Current program director of digital acceleration for BMO Financial Group
  • 8+ years of engineering experience before getting into technology consulting


Karthik Raghavan is an engineer, manager, and economist currently researching the potential of leveraging alternate currencies to solve complex global problems such as sustainability and climate change. He uses a design approach in his work, drawing on his experiences working and interacting with consultants and businesses, administrators and bureaucrats, entrepreneurs and activists, and intellectuals and academics on three different continents, as well as coming from numerous cultural and institutional backgrounds.


Karthik earned his undergraduate degree from Annamalai University. He then received his Master of Science in chemical engineering from Florida State University and an MBA from University of Toronto.