Troy Segal

  • • 20+ years covering personal finance, wealth management and business news from the individual's point of view.
  • • Co-founder of Business Week's "Personal Business" section, covering taxes, investments, real estate and careers, she has also written and edited stories about consumer finance, philanthropy, health and employment for publications such as Worth, Working Woman, Investment News, The Balance and Entrepreneur.
  • • Senior Editor, Zagat Survey; Senior Editor, Where New York; Deputy Editor, Women's Wear Daily.



Troy Segal is an editor and writer based in New York City. She first became interested in investments at her mother’s knee—as her mother researched Treasury bond interest rates in the newspaper’s finance section. As a staffer at Business Week for several years, Troy developed the magazine’s “Personal Business” section, covering money and consumer-affairs topics from the individual’s point of view; she later handled cover stories on education, healthcare and workplace topics as editor of the Social Issues department.

Along with her work for Investopedia, she currently edits articles for the personal finance site The Balance and the financial advisor publication Investment News, and has written extensively on end-of-life legal and financial issues.

On the lighter, lifestyle side, Troy's fields of expertise include gastronomy (as Senior Editor for Zagat Survey); fashion and the decorative arts (as Deputy Editor for Women's Wear Daily); and travel (for Where New York and various other travel sites). Along with the Zagat Guides, she has edited the Opinionated Guide to Dining and the TONY Awards Program books.


Troy received her Bachelors from Harvard College in History & Literature, and Masters from New York University in Costume Studies.

Quote from Troy

"The need for financial literacy is greater today than ever before, as the responsibility for saving and investing has shifted to the individual. I'm proud and happy to help people navigate the increasingly complex worlds of money management, credit, real estate and insurance – cutting through the jargon and shedding light on often deliberately murky topics. Personal finance sounds scary, but it doesn't have to be."

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Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

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  1. Managing Wealth

    APR and APY: Why Your Bank Hopes You Can't Tell the Difference

    Do you know the difference between Annual Percentage Rate and Annual Percentage Yield? Check out how they can affect your ...
  2. Crime & Fraud

    Enron Scandal: The Fall of a Wall Street Darling

    After Enron's management hid financial losses, one of America's largest corporations collapsed, leaving behind employees ...
  3. Savings Accounts

    Compound Interest

    Compound interest is interest calculated on the initial principal and also on the accumulated interest of previous periods ...
  4. Retirement Savings

    What does 'full retirement age' mean with regard to Social Security?

    Learn what full retirement age is and how Social Security benefits are calculated based on your age, how long you have worked, ...
  5. Banking

    Differences Between Overdraft and Cash Credit

    Overdraft and cash credit differ in how they are secured and whether the money is lent out of a separate account.
  6. Pensions

    Lump Sum Versus Regular Pension Payments

    Should you accept the traditional, lifetime monthly payments or take a lump sum distribution? We'll help you understand what ...
  7. Buzz & Trending

    Who are Chipotle's main competitors?

    Learn about Chipotle's four main competitors in the fast casual dining sector of the restaurant business, and how fast casual ...
  8. Company Insights

    Who are Amazon's (AMZN) main competitors?

    Learn about companies that Amazon competes with — including Google, Alibaba Group, Walmart and Target — in each of its different ...
  9. Credit, Loans & Mortgages

    What is the difference between a loan and a line of credit?

    Understand how to differentiate between lines of credit and standard loans. Then determine which works best for your borrowing ...
  10. Real Estate

    What is the Goal of Real Estate Wholesaling?

    Invest in real estate with minimal capital through wholesaling: a quick turnaround and little downside risk.
  11. Financial Analysis

    What are some common measures of risk used in risk management?

    Learn about common risk measures used in risk management and how to use common risk management techniques to assess the risk ...
  12. Financial Analysis

    Why would a company buy back its own shares?

    Learn about share buybacks and the reasons a company might choose to repurchase its own stock, including ownership consolidation ...
  13. Financial Analysis

    What does a high weighted average cost of capital (WACC) signify?

    Find out what it means for a company to have a relatively high weighted average cost of capital (WACC), and why it matters ...
  14. International / Global

    What is a trade deficit and what effect will it have on the stock market?

    Learn what is a trade deficit is, also known as net exports, and what effect they have on the stock market.
  15. Financial Analysis

    How is asset turnover calculated?

    Learn what the asset turnover ratio is, how it can be used to compare companies in the same sector, and how the ratio is ...
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