Troy Segal

Troy Segal is an editor and writer based in New York City. She first became interested in investments at her mother’s knee—as her mother researched Treasury bond interest rates in the newspaper’s finance section. As a staffer at Business Week for several years, Troy developed the magazine’s “Personal Business” section, covering taxes, investments, real estate and other money topics from the individual’s point of view. She has also written about consumer finance, philanthropy, and careers for publications such as Worth, Working Woman, Savvy, and Entrepreneur.

On the lighter, lifestyle side, her journalistic career includes stints covering restaurants at Zagat Survey, antiques and jewelry for, travel activities (theatre, fashion and art) for Where New York magazine, and local cultural events for

Troy is a graduate of Harvard College and has an M.A. in fashion history from New York University.

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  1. Pensions

    Lump Sum Versus Regular Pension Payments

    Should you accept the traditional, lifetime monthly payments or take a lump sum distribution? We'll help you understand what ...
  2. Savings Accounts

    Compound Interest

    Compound interest is interest calculated on the initial principal and also on the accumulated interest of previous periods ...
  3. Retirement Savings

    What does 'full retirement age' mean in regards to Social Security?

    Learn what full retirement age is and how Social Security benefits are calculated based on your age, how long you have worked ...
  4. Company Insights

    Who are Amazon's (AMZN) main competitors?

    Learn about companies that Amazon competes with — including Google, Alibaba Group, Walmart and Target — in each of its different ...
  5. Real Estate

    What is the Goal of Real Estate Wholesaling?

    Invest in real estate with minimal capital through wholesaling: a quick turnaround and little downside risk.
  6. Financial Analysis

    What are some common measures of risk used in risk management?

    Learn about common risk measures used in risk management and how to use common risk management techniques to assess the risk ...
  7. Financial Analysis

    Why would a company buy back its own shares?

    Learn about share buybacks and the reasons a company might choose to repurchase its own stock, including ownership consolidation ...
  8. Financial Analysis

    What does a high weighted average cost of capital (WACC) signify?

    Find out what it means for a company to have a relatively high weighted average cost of capital (WACC), and why it matters ...
  9. International / Global

    What is a trade deficit and what effect will it have on the stock market?

    Learn what is a trade deficit is, also known as net exports, and what effect they have on the stock market.
  10. Financial Analysis

    How is asset turnover calculated?

    Learn what the asset turnover ratio is, how it can be used to compare companies in the same sector, and how the ratio is ...
  11. Taxes

    Using QDRO money from a divorce to pay for a new home

    There are several issues to consider, including the lack of an early distribution penalty and federal tax withholding.
  12. Financial Analysis

    Are small cap companies more risky investments than large cap companies?

    Typically, small cap companies are not a safer investment than large cap companies.
  13. Pensions

    What are the main differences between a provident fund and a pension fund?

    Learn about some of the primary differences between the benefits of provident funds and pension funds, two types of retirement ...
  14. International / Global

    Why doesn't England use the euro?

    Understand why the United Kingdom has opted to not join the eurozone in adopting the euro over the pound sterling as its ...
  15. International / Global

    What is the full phrase for 'GmbH', and what do the words in this acronym mean in English?

    The acronym 'GmbH', which is written after the name of the company, designates a company as private in Germany.
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