Claire Boyte-White

Claire Boyte-White

  • • Investopedia Contributor since 2014
  • • Lead Writer for NapkinFinance.com
  • • Co-Author of I Am Net Worthy, a Millennial-focused book on financial independence

Experience

Claire has been writing about personal and corporate finance, retirement planning, investing, and tax policy since 2013.

After a long-awaited trip to Scotland, Claire realized it was time to build herself a more independent, travel-focused lifestyle. Happily giving up her 9 to 5 insurance job to pursue a career in writing, she took the leap and has never looked back. Since then, she’s worked to establish herself as a reliable resource in the finance and investing space – building both a reputation for professional, research-based writing and a happy home in Cuenca, Ecuador.

Claire believes that financial literacy resources and investing education should be readily available to everyone, so she enjoys making complex topics accessible and engaging. Her keen attention to detail and head for numbers have made her a perfect fit for Investopedia.

Education

Claire received her Bachelors from Willamette University with a degree in Psychology.

Quote from Claire

"I know many people find investing and financial topics overwhelming. As our cultural and economic landscape continues to change rapidly, it's more important than ever for everyone - from new college grads to retirees - to feel comfortable and competent when it comes to financial planning. I consider my role in the industry to be that of a facilitator: breaking down intimidating concepts and making financial literacy accessible to all."

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Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

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  1. Financial Analysis

    How does product pricing affect gross profit and EBITDA?

    Learn how changes in product pricing can affect a company's revenue and profitability, including examples of this effect ...
  2. Retirement Savings

    Are catch-up contributions included in actual deferral percentage (ADP) testing?

    Find out why catch-up contributions are not included in the ADP testing and how the IRS uses non-discrimination tests to ...
  3. Trading Strategy

    What Does the Three Black Crows Pattern Mean?

    Learn the basics of the three black crows pattern and how analysts and traders interpret this bearish reversal pattern when ...
  4. Mutual Funds

    How do mutual funds split?

    Learn when mutual funds split their shares and why this practice is primarily a marketing tactic aimed at encouraging investors ...
  5. Financial Analysis

    How to calculate the current ratio in Excel

    Understand the basics of the current ratio, including its use in assessing a company's liquidity and learn how it is calculated ...
  6. Mutual Funds

    Do mutual funds pay interest?

    Find out how and why some mutual funds pay interest, and which types of funds make regular dividend distributions to shareholders ...
  7. High Net Worth Strategy

    Can retirement catch-up contributions be matched?

    Find out how the terms of your retirement savings plan dictate how and when your employer may match your catch-up contributions ...
  8. Financial Analysis

    How do I calculate the debt to equity ratio in Excel?

    Understand the basics of the debt to equity ratio, how it is interpreted as a measure of financial stability, and how it ...
  9. Financial Analysis

    In what situations does it benefit a company to buy back outstanding shares?

    Learn about the reasons a company may choose to buy back its outstanding shares, such as reducing the cost of capital and ...
  10. Bonds / Fixed Income

    How can I calculate a bond's coupon rate in Excel?

    Find out how to use Microsoft Excel to calculate the coupon rate of a bond using its par value and the amount and frequency ...
  11. Retirement Savings

    Best ways to use your 401(k) without a penalty

    Learn how to avoid incurring additional tax penalties when using your 401(k) before retirement with hardship distributions ...
  12. Trading Strategy

    How to build a winning range-bound trading strategy

    Understand the basics of trading range-bound securities, including how to profit from the relative predictability of the ...
  13. Financial Analysis

    What can working capital be used for?

    Find out what working capital is used for, including how to calculate this financial metric by subtracting current liabilities ...
  14. Small Business

    What is the formula for calculating gross profit margin in Excel?

    Understand the basics of the gross profit margin including its interpretation as a measure of profitability and its calculation ...
  15. Financial Analysis

    How do you calculate the variance in gross margin percentage due to price and cost?

    Learn about how price and cost affect a company's gross profit margin and how variance can be calculated based on changes ...
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