Sean Ross

Sean Ross is Director of Business Development at Financial Poise™, an education and training website for investors, attorneys, accountants, and business owners/executives. He also operates an independent business consulting and writing practice. Mr. Ross earned degrees in Economics and Political Economy from Regis University, where he specialized in monetary policy and theory. Sean previously worked as a bankruptcy specialist, consultant, broker and financial advisor. He is a frequent contributor to many financial websites and contributes regular content for audiences in the United States, United Kingdom, and Australia. Connect with him on LinkedIn.

  1. Banking

    What net interest margin is typical for a bank?

    Understand what kind of net interest margin is typical for banks or other financial institutions and discover why net income ...
  2. Real Estate

    How do I calculate how much home equity I have?

    Find out how to calculate the home equity in your home, your home equity percentage, and the loan-to-value (LTV) based on ...
  3. Financial Analysis

    What is the difference between revenue and sales?

    Revenue is the income a company generates before any expenses are taken out. Sales are the proceeds from the selling of goods ...
  4. Financial Analysis

    How do share capital and paid-up capital differ?

    Share capital consists of all the funds raised by a company in exchange for shares. There are various types of share capital, ...
  5. Financial Analysis

    How do the P&L statement and balance sheet differ?

    There are stark differences between the profit and loss statement and the balance sheet. And investors must know how to interpret ...
  6. Financial Analysis

    What's the difference between amortization and depreciation?

    Learn the difference between amortization, depreciation, and depletion and how companies use these accounting methods to ...
  7. Investing Strategy

    Investing $100 a month in stocks for 30 years

    Find out how you could potentially earn hundreds of thousands of dollars just by investing $100 a month in stocks during ...
  8. Tax Deductions / Credits

    What are examples of cost of goods sold (COGS) for businesses that sell through eBay or Etsy?

    Read how online retailers that operate through eBay or Etsy can list certain expenses as cost of goods sold and even claim ...
  9. Income Tax

    What is the difference between a write-off and a writedown?

    Learn about the difference between a write-off and a write-down, two accounting terms designed to show a reduction in the ...
  10. Trading Strategy

    What's the difference between relative strength index (RSI) and stochastic oscillator?

    Learn about some of the main differences between the relative strength index and the stochastic oscillator, two well-known ...
  11. Markets & Economy

    Why are the factors of production important to economic growth?

    Find out why the factors of production are critical for real economic growth, where wages rise and consumer goods costs fall ...
  12. Bonds / Fixed Income

    Learn to Calculate Yield to Maturity in MS Excel

    Find out the best practices for most financial modeling to price a bonds, calculate coupon payments, then learn how to calculate ...
  13. Real Estate

    The Role of an Asset Manager in the Real Estate Market

    Find out what role asset managers play in the real estate markets. Learn how real estate portfolios are selected and why ...
  14. Small Business

    How can a company resist a hostile takeover?

    Learn about some of the defensive strategies a public company's board of directors might utilize to prevent a hostile bidder ...
  15. Bonds / Fixed Income

    Understanding the Effects of Fiscal Deficits on an Economy

    Understand what fiscal deficits are and understand the real impact of budget deficits on the economy. Learn why government ...