Melissa Horton

Melissa Horton

Melissa Horton is a financial literacy professional who is passionate about educating individuals, families and entrepreneurs about the power of smart money management and the importance of financial literacy. She has used her undergraduate degree in finance and her master's in marketing to establish and co-own a comprehensive financial planning firm in Washington, D.C. During her decade in the financial services and planning industry, Melissa has taught thousands of clients how to create and sustain financial health through better understanding what their money has the potential to do for them. In addition to working with clients, Melissa contributes content for a number of online and print resources focused on financial education. Follow her on Twitter and check out her posts on P2Binvestor and iGrad.

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  1. Mutual Funds

    What metrics should I use to evaluate the risk-return tradeoff for a mutual fund?

    Understand the key metrics used to analyze mutual funds and how investors can use each measurement to determine the risk-reward ...
  2. Retirement Savings

    Can I take my 401(k) in a lump sum?

    Understand your options as it relates to taking a lump sum distribution from a 401(k) plan, and learn the benefits and disadvantages ...
  3. Retirement Savings

    What rate of return should I expect on my 401(k)?

    Learn which factors affect your 401(k) performance, and understand what a typical rate of return is for employer-sponsored ...
  4. Small Business

    How Are Business Decisions Made in a Partnership?

    Understand how partners in a business can tackle decision making, and learn the options available for partnerships to develop ...
  5. Financial Analysis

    What is the difference between profitability and profit?

    Calculating company profit and profitability are not one and the same, and investors should understand the difference between ...
  6. Commodities

    What are the effects of fracking on the environment?

    Even though fracking has the potential to provide more oil and gas to consumers, the process has long-lasting negative impacts ...
  7. Financial Analysis

    What are some examples of risk management techniques?

    Understand what risk management is in business and why it is a necessary component of ongoing business planning, and review ...
  8. Markets & Economy

    What are the different types of price discrimination?

    Learn the difference between the three major types of price discrimination and how each is used in practical business applications.
  9. Estate Planning

    Inter Vivos Trust vs Testamentary Trust: What is the difference?

    Understand the difference between inter vivos trusts and testamentary trusts and discover how estate planning can offer tools ...
  10. Small Business

    Are Business Ethics Important for Profitability?

    Business ethics as a guiding philosophy within a company can have a drastic impact on long-term business profitability and ...
  11. Retirement Savings

    Is my IRA or Roth IRA FDIC-Insured?

    Understand how the Federal Deposit Insurance Corporation (FDIC) protects certain individual retirement accounts, and learn ...
  12. Investing Strategy

    What rights do all common shareholders have?

    Learn what rights all common shareholders have, and understand the remedies that can be taken if those rights are violated ...
  13. Insights

    Why is business ethics important?

    No matter the size, industry or level of profitability of an organization, business ethics are one of the most important ...
  14. Banking

    What are the 9 major financial institutions?

    There are nine major types of financial institutions. Understand the major types of financial institutions that exist and ...
  15. Taxes

    What are the differences between regressive, proportional, and progressive taxes?

    Learn the three basic types of tax systems--regressive, proportional, and progressive--used in the U.S., and how they affect ...
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