Melissa Horton

Melissa Horton

Melissa Horton is a financial literacy professional who is passionate about educating individuals, families and entrepreneurs about the power of smart money management and the importance of financial literacy. She has used her undergraduate degree in finance and her master's in marketing to establish and co-own a comprehensive financial planning firm in Washington, D.C. During her decade in the financial services and planning industry, Melissa has taught thousands of clients how to create and sustain financial health through better understanding what their money has the potential to do for them. In addition to working with clients, Melissa contributes content for a number of online and print resources focused on financial education. Follow her on Twitter and check out her posts on P2Binvestor and iGrad.

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  1. Mutual Funds

    The Top 5 International Bond Funds for 2018

    There are thousands of opportunities available within the international bond market for investors wanting to diversify fixed ...
  2. Small Business

    Which terms should be included in a partnership agreement?

    To reduce the potential for complexities or conflicts among partners, the creation of a partnership agreement is a necessity.
  3. Mutual Funds

    4 Large-Cap Core Mutual Funds to Consider

    Core mutual funds with a focus on large-cap positions provide investors access to all aspects of the large-cap market, but ...
  4. ETFs

    XBI: SPDR S&P Biotech ETF

    Discover the investment management style of SPDR S&P Biotech ETF and learn which investors can benefit from the fund's ...
  5. FA Relevant

    Top 4 Conservative Allocation Mutual Funds

    Top-rated mutual funds in the conservative allocation category are offered by companies such as Vanguard, American Funds, T. ...
  6. Small Business

    What is the difference between a silent partner and a general partner?

    Understand the difference between a person designated as a silent partner and a general partner under the partnership business ...
  7. Mutual Funds

    How are money market interest rates determined?

    Placing funds in a money market account may provide a higher interest rate than a savings account due to the underlying securities ...
  8. Bonds / Fixed Income

    Why do investors buy fixed-income securities?

    Learn why the addition of fixed-income securities are common among investors who are attempting to limit their exposure to ...
  9. Financial Analysis

    What does a high-times interest earned ratio signify for a company's future?

    Learn how the times interest earned ratio affects the perception of solvency of a company, and what a high ratio can mean ...
  10. Financial Analysis

    What is the average P/E ratio in the financial sector?

    Learn how to calculate and use the price to earnings (P/E) ratio when analyzing an investment and what the financial services ...
  11. Taxes

    How are an employee's fringe benefits taxed?

    Find out how receiving fringe benefits can increase total compensation for employees and why it is important to understand ...
  12. Mutual Funds

    How do level I, level II, and level III ADRs differ?

    Understand the difference between sponsored American depositary receipts (ADRs) categorized within level I, II or III. Find ...
  13. Investing Strategy

    Is it better to use fundamental analysis, technical analysis, or quantitative analysis to evaluate long-term investments?

    Understand the difference between fundamental, technical and quantitative analysis, and how each helps to evaluate long-term ...
  14. Mutual Funds

    What metrics do I use to evaluate the risk-return tradeoff for a mutual fund?

    Understand the key metrics used to analyze mutual funds and how investors can use each measurement to determine the risk-reward ...
  15. Retirement Savings

    Can I take my 401(k) in a lump sum?

    Understand your options as it relates to taking a lump sum distribution from a 401(k) plan, and learn the benefits and disadvantages ...
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