Melissa Horton

Melissa Horton

Melissa Horton is a financial literacy professional who is passionate about educating individuals, families and entrepreneurs about the power of smart money management and the importance of financial literacy. She has used her undergraduate degree in finance and her master's in marketing to establish and co-own a comprehensive financial planning firm in Washington, D.C. During her decade in the financial services and planning industry, Melissa has taught thousands of clients how to create and sustain financial health through better understanding what their money has the potential to do for them. In addition to working with clients, Melissa contributes content for a number of online and print resources focused on financial education. Follow her on Twitter and check out her posts on P2Binvestor and iGrad.

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  1. Taxes

    What are the differences between regressive, proportional, and progressive taxes?

    Learn about the three basic types of tax systems, all of which are used in the U.S., and how they affect different income ...
  2. Retirement Savings

    How to avoid paying taxes on Social Security income

    Learn how to calculate the percentage of Social Security income benefits that may be taxable – and discover strategies to ...
  3. Retirement Savings

    Is my IRA or Roth IRA FDIC-Insured?

    Understand how the Federal Deposit Insurance Corporation protects certain accounts, and learn if traditional and Roth IRAs ...
  4. Markets & Economy

    What are the disadvantages of using a simple random sample to approximate a larger population?

    Learn what a simple random sample is, how researchers use it as a statistical tool and the disadvantages it carries when ...
  5. Retirement Savings

    What rate of return should I expect on my 401(k)?

    Learn which factors affect your 401(k) performance, and understand what a typical rate of return is for employer-sponsored ...
  6. Investing Strategy

    What rights do all common shareholders have?

    Learn what rights all common shareholders have, and understand the remedies that can be taken if those rights are violated ...
  7. Career / Compensation

    What a portfolio manager does and makes

    Discover the duties and responsibilities of a portfolio manager, along with education, training and skills requirements, ...
  8. Markets & Economy

    What are the different types of price discrimination and how are they used?

    Understand the difference between the three major types of price discrimination and how each is used in practical business ...
  9. Career / Compensation

    Financial planner: Job description and average salary

    Learn about the general job duties and average salary of a financial planner, as well as the education, training and skills ...
  10. Markets & Economy

    What is the difference between preferred stock and common stock?

    Preferred stockholders have a greater claim to a company's assets and earnings than common stockholders, but may not have ...
  11. Banking

    What are the major categories of financial institutions and what are their primary roles?

    Understand the various types of financial institutions that exist in today's economy, and learn the purpose each serves in ...
  12. Career / Compensation

    Financial auditor: Job details and average salary

    Discover what it means to hold a financial auditor position, including job duties, education and training, required skills ...
  13. Career / Compensation

    Private banker: Job description and average salary

    Discover what a career in private banking entails, including a job description, education and training, necessary skills ...
  14. Small Business

    How important are business ethics in running a profitable business?

    Learn how business ethics as a guiding philosophy within a company can have a drastic impact on long-term profitability and ...
  15. FA Relevant

    What are some examples of fiduciary duty?

    Understand what it means to be a fiduciary, when fiduciary duties arise. Learn some common examples of fiduciary duty in ...
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