Deborah Kearns

Deborah Kearns

  • • 15+ years of experience as an award-winning journalist and communicator
  • • Work has appeared in The New York Times, Associated Press, USA Today, CNBC, and dozens of other major news outlets and personal finance websites
  • • Currently a mortgage analyst/reporter with


Deborah has been writing and editing for more than 15 years in diverse roles across traditional news and corporate communications. For the past 10 years, she has covered the housing and mortgage industries for professionals and consumers. She is driven by finding creative, compelling ways to tell stories and provide readers with clear solutions and actionable takeaways. Deborah is curious, persistent, and driven to create work that's meaningful, helpful and, above all, memorable.


Deborah received her Bachelor of Science in Journalism from the University of Florida, and earned her Master of Arts in Public Relations from Ball State University.

Quote from Deborah

"I want to empower people to make savvy decisions in all aspects of their lives. Whether it's buying a house, planning for retirement, regaining control over finances, or becoming more financially literate, people are hungry for financial education. And it's rewarding to help them through my storytelling."

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Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

  1. Mortgage Guide

    How Much Money Do I Need to Put Down on a Mortgage?

    When you buy a home, one of the biggest up-front expenses is the down payment.
  2. Mortgage Guide

    What is Private Mortgage Insurance (PMI) and What Are My Options?

    PMI is a type of mortgage insurance that buyers are typically required to pay for a conventional loan when they make a down ...
  3. Mortgage Guide

    11 Mistakes First-Time Homebuyers Should Avoid

    Many first-time homebuyers make missteps in the mortgage and home-buying processes. Here are some of the most common mistakes ...
  4. Mortgage Guide

    How to Get the Best Mortgage Rate

    A crucial consideration as you shop mortgages is getting the best possible interest rate.
  5. Mortgage Guide

    What Are the Main Types of Mortgage Lenders?

    Shopping for a mortgage lender can feel confusing and a little intimidating. Understanding the differences among the main ...
  6. Mortgage Guide

    What Are Mortgage Closing Costs?

    Mortgage closing costs are unavoidable. Shop around – and closely compare your loan estimate to your closing disclosure – ...
  7. Mortgage Guide

    How to Choose the Best Mortgage

    Finding the right house is only half the battle. The other half is choosing the best type of mortgage. Learn how to pick ...
  8. Mortgage Guide

    How Do I Get Pre-Approved for a Mortgage?

    As you search for a home, there’s an important step to take to help you know what you can afford: getting pre-approved for ...