Credit & Debt Definitions N - Z
Investopedia's term guide to credit and debt will help you understand the vocabulary around how to manage your finances.
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Fair Debt Collection Practices Act (FDCPA): Definition and Rules
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Default Risk: Definition, Types, and Ways to Measure
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What Is a Transferable Letter of Credit? Definition and Parties
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What Is Revolving Credit, and How Does It Work (With Examples)?
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How to Use a Pledged Asset to Reduce a Mortgage Down Payment
Explore Definitions N - Z
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Open-End Credit: Definition, How It Works and Examples
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What Is a Debit Balance in a Margin Account?
Obligor: Definition, Responsibilities, Scenarios, and Types
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Over-Collateralization (OC): Definition, Benefits, ExamplesÂ
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Fair Credit Billing Act (FCBA)
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Interest Rate Cap Structure: Definition, Uses, and Examples
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What Is Margin Debt and Its Advantages/Disadvantages?
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Per-Transaction Fees: Definition, Components, Typical Cost
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Default Probability Definition for Individuals & Companies
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Fully Indexed Interest Rate
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Revolving Account
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Moody's Credit and Investor Services Overview
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What Is the Equal Credit Opportunity Act (ECOA)? Purpose
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Primary Account Holder
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What Is a Triggering Term, How Does It Help Consumers?
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What Notching Debt Means to Credit Rating Agencies
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Credit Utilization Ratio: Definition, Calculating, How To Improve
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Rotating Savings and Credit Association (ROSCA): Definition
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Standby Line of Credit
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Uniform Consumer Credit Code (UCCC)
National Foundation for Credit Counseling (NFCC)
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Cut-Off Score
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VantageScore
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Utilization Fee
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Hard Inquiry
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Maximum Loan-To-Value Ratio
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Deficit Net Worth