Credit & Debt Definitions N - Z

Investopedia's term guide to credit and debt will help you understand the vocabulary around how to manage your finances.

Explore Definitions N - Z

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Open-End Credit: Definition, How It Works, vs. Closed-End Credit
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What Is a Debit Balance in a Margin Account?
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Obligor: Definition, Responsibilities, Scenarios, and Types
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Over-Collateralization (OC): Definition, Benefits, and Examples 
Fair Credit Billing Act (FCBA): How It Protects Consumers
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Interest Rate Cap Structure: Definition, Uses, and Examples
Margin Debt
What Is Margin Debt and What Are the Pros and Cons of Using It?
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Per-Transaction Fees: Definition, Components, Typical Cost
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Default Probability: Definition for Individuals & Companies
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Fully Indexed Interest Rate
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Revolving Account: What They Are, How They Work, Types
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Moody's Credit and Investor Services Overview
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What Is the Equal Credit Opportunity Act (ECOA)? Purpose
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Primary Account Holder: Definition, Examples, vs. Secondary
What Is a Triggering Term in Advertising? Definition and Examples
What Notching Debt Means to Credit Rating Agencies
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Credit Utilization Ratio: Definition, Calculation, and How To Improve
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Rotating Savings and Credit Association (ROSCA): Definition
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Standby Line of Credit: Definition, Purposes, Examples
Uniform Consumer Credit Code (UCCC)
National Foundation for Credit Counseling (NFCC)
National Foundation for Credit Counseling (NFCC)
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Cut-Off Score
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Utilization Fee
Hard Inquiry
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Maximum Loan-to-Value Ratio: Definition, Formula, Examples
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Deficit Net Worth