Credit & Debt Definitions N - Z
Investopedia's term guide to credit and debt will help you understand the vocabulary around how to manage your finances.
:max_bytes(150000):strip_icc()/debt-9f1b4303ec3a4582a47aa71271f67008.jpg)
Fair Debt Collection Practices Act (FDCPA): Definition and Rules
:max_bytes(150000):strip_icc()/defaultrisk-a57343abec5d4ea7a05d2ee973278339.jpg)
Default Risk: Definition, Types, and Ways to Measure
:max_bytes(150000):strip_icc()/investing10-5bfc2b90c9e77c00517fd2ef.jpg)
What Is a Transferable Letter of Credit? Definition & Advantages
:max_bytes(150000):strip_icc()/revolvingcredit-153e536a824e418b9d46565879d332ca.jpg)
What Is Revolving Credit? What It Is, How It Works, and Examples
:max_bytes(150000):strip_icc()/personhome-489a122e55964658a7b3fe9b44153f91.jpg)
How to Use a Pledged Asset to Reduce a Mortgage Down Payment
Explore Definitions N - Z
:max_bytes(150000):strip_icc()/coworkersreviewdocuments-83d703dd213b4f6886d2aaf82b19dd9a.jpg)
Open-End Credit: Definition, How It Works, vs. Closed-End Credit
:max_bytes(150000):strip_icc()/GettyImages-523723700-f2ad6458d6dc4f62944ada03fbdbe42a.jpg)
What Is a Debit Balance in a Margin Account?
:max_bytes(150000):strip_icc()/obligot-dd1567371a1a4cc4a71ab0e3cffb96bd.jpg)
Obligor: Definition, Responsibilities, Scenarios, and Types
:max_bytes(150000):strip_icc()/mansiftingthroughbills-0be6feb76de64697ae6f6fb627fcac7f.jpg)
Over-Collateralization (OC): Definition, Benefits, and Examples
:max_bytes(150000):strip_icc()/investing13-5bfc2b8f46e0fb0026016f4d.jpg)
Fair Credit Billing Act (FCBA): How It Protects Consumers
:max_bytes(150000):strip_icc()/documents1-f338d5a258cf41ab8983dbeda7fb3e71.jpg)
Interest Rate Cap Structure: Definition, Uses, and Examples
:max_bytes(150000):strip_icc()/GettyImages-1317105370-9b0fbba16df645a68b65c13ea22ddc10.jpg)
What Is Margin Debt and What Are the Pros and Cons of Using It?
:max_bytes(150000):strip_icc()/creditcardbuying-a89887a199854be9aee1d24c75fa7b06.jpg)
Per-Transaction Fees: Definition, Components, Typical Cost
:max_bytes(150000):strip_icc()/GettyImages-1322491820-18f678dde7db4a16886cf1b9eba4971a.jpg)
Default Probability: Definition for Individuals & Companies
:max_bytes(150000):strip_icc()/woman-checking-stocks-and-shares-data-with-smartphone-in-city-949366598-809bea791b1d4f589b2c3842bb775a88.jpg)
Fully Indexed Interest Rate
:max_bytes(150000):strip_icc()/guyonlineshopping-2ebb1bc4db53441c945faf5f295bc407.jpg)
Revolving Account: What They Are, How They Work, Types
:max_bytes(150000):strip_icc()/us-finance-economy-moody-s-152321508-fd6c59d8964c4d0a9bbf6a8e50b87577.jpg)
Moody's Credit and Investor Services Overview
:max_bytes(150000):strip_icc()/ECOA-3892480d3c1d47009b48721f41c4f5e9.jpeg)
What Is the Equal Credit Opportunity Act (ECOA)? Purpose
:max_bytes(150000):strip_icc()/GettyImages-723499111-4121771c7c324b72baa72e9a96689029.jpg)
Primary Account Holder: Definition, Examples, vs. Secondary
:max_bytes(150000):strip_icc()/GettyImages-520885672-a69470168f764663a37e873e291c8b37.jpg)
What Is a Triggering Term in Advertising? Definition and Examples
:max_bytes(150000):strip_icc()/investing1-5bfc2b9046e0fb005119b292.jpg)
What Notching Debt Means to Credit Rating Agencies
:max_bytes(150000):strip_icc()/manwithcreditcard-c17142a9497d4c0ebfa78d83b765f86b.jpg)
Credit Utilization Ratio: Definition, Calculation, and How To Improve
:max_bytes(150000):strip_icc()/net-in-pool-with-us-currency-200272156-001-628b19b93ef54b7c801b82acc2fcee1a.jpg)
Rotating Savings and Credit Association (ROSCA): Definition
:max_bytes(150000):strip_icc()/GettyImages-182663661-8501942625bb442b82b675be77ee02ce.jpg)
Standby Line of Credit: Definition, Purposes, Examples
:max_bytes(150000):strip_icc()/101405194-5bfc2b8c46e0fb0051bddfc9.jpg)
Uniform Consumer Credit Code (UCCC)
:max_bytes(150000):strip_icc()/national-foundation-for-consumer-credit.asp_final-f8dba45495904788be2aec5ec5a8eea3.jpg)
National Foundation for Credit Counseling (NFCC)
:max_bytes(150000):strip_icc()/GettyImages-1196980264-08290f73a08b4438930ee0515465131f.jpg)
Cut-Off Score
:max_bytes(150000):strip_icc()/Getty-Credit-score-583e508c3df78c6f6ad29777.jpg)
VantageScore
:max_bytes(150000):strip_icc()/abstract-mirror-building-texture-1027237872-c5024fbdd7e14e47997ecfaaad603b60.jpg)
Utilization Fee
:max_bytes(150000):strip_icc()/147323400-5bfc2b8c4cedfd0026c11901.jpg)
Hard Inquiry
:max_bytes(150000):strip_icc()/GettyImages-1178355660-02331ae6aac34c859a3091ca126c2bcb.jpg)
Maximum Loan-to-Value Ratio: Definition, Formula, Examples
:max_bytes(150000):strip_icc()/abstract-mirror-building-texture-1027237872-bf4e68ab11b442e5a808dfdbdcd262f1.jpg)
Deficit Net Worth