Credit & Debt Definitions N - Z

Investopedia's term guide to credit and debt will help you understand the vocabulary around how to manage your finances.

Explore Definitions N - Z

Open-End Credit: Definition, How It Works and Examples
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What Is a Debit Balance in a Margin Account?
Obligor: Definition, Responsibilities, Scenarios, and Types
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Over-Collateralization (OC): Definition, Benefits, Examples 
Fair Credit Billing Act (FCBA)
Interest Rate Cap Structure: Definition, Uses, and Examples
What Is Margin Debt and Its Advantages/Disadvantages?
Internet Mobile Banking and Internet of Things Concept
Per-Transaction Fees: Definition, Components, Typical Cost
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Default Probability Definition for Individuals & Companies
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Fully Indexed Interest Rate
Black man shopping on line with credit card
Revolving Account
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Moody's Credit and Investor Services Overview
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What Is the Equal Credit Opportunity Act (ECOA)? Purpose
A hand holding a credit card over a laptop
Primary Account Holder
Vault
What Is a Triggering Term, How Does It Help Consumers?
What Notching Debt Means to Credit Rating Agencies
Credit Cards in Leather Wallet on Wooden Background
Credit Utilization Ratio: Definition, Calculating, How To Improve
Net in pool with US currency
Rotating Savings and Credit Association (ROSCA): Definition
Man Holding Handful of Us $100 Bills
Standby Line of Credit
Uniform Consumer Credit Code (UCCC)
National Foundation for Credit Counseling (NFCC)
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Cut-Off Score
Credit score meter
VantageScore
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Utilization Fee
Hard Inquiry
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Maximum Loan-To-Value Ratio
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Deficit Net Worth