Credit Card Definitions G - Z

Learn the language and terminology around credit cards by browsing Investopedia's expert-written library of definitions

Explore Definitions G - Z

Returned Payment Fee: Definition, Causes, and How to Avoid
Employee Helping Customer Shopping in Store
Merchant Discount Rate: Definition, How It Works, and Average Fee
Close-up of the eagle and “E Pluribus Unum” on a $1 bill
What Is Purchase APR? Definition, Rates, Fixed Vs. Variable
A credit card placed on the computer's motherboard.
Issuer Identification Number (IIN): Definition and Examples
Cropped Image Of Woman Hand Holding Credit Card While Making Payment In Cafe
Purchase Rate
Son using a laptop to review his father's credit card bill showing several recurring payments.
Recurring Billing: Definition, Types, and Examples
Man Using a Credit Card Reader
What Is a Billing Statement? Definition, Key Details, How To Read
Mans hands holding credit card and bill at table
Minimum Finance Charge
Luhn Algorithm
A couple reviewing paperwork while paying bills online.
Minimum Monthly Payment
Credit cards closeup
Post Date
Retroactive Interest Rate Increase Definition
Merchant Category Codes (MCC): Definition, Purposes, Examples
Payment Protection Plan
Retail Credit Facility
Female shopper paying with contactless credit card in shop
Magnetic Stripe Card
Late Fee Defintion, How It Works, Credit Score Impact
Subprime Borrower
Curved skyscraper against blue sky
Price Protection
Colleagues discussing over financial receipt with digital tablet at checkout counter in store.
Sales Draft
Previous Balance Method
Validation Code
Woman paying waitress with smart card
Upfront Pricing
Processing Date
Blonde Woman Using Smartphone and Using Bank Card at Home
Schumer Box
Knuckle-Buster
Grace Period (Credit)
Minimum Spend
Past Due Balance Method
New Balance
Universal Default
Universal Default
Zero Percent
Handing over credit card
Guide to Credit Card Security
Zero-Floor Limit
woman holding a credit card while using her smartphone
Over-Limit Fee
woman with a cardboard box in her lap holding a smartphone and credit card
Standard Floor Limit
Warning Bulletin
Warning Bulletin
Point-to-Point Encryption (P2PE)
National Issuers
National Issuers
Penalty Repricing
Business Woman Thinking Account
Transactor