Credit Card Definitions G - Z
Learn the language and terminology around credit cards by browsing Investopedia's expert-written library of definitions
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Primary Account Number (PAN): What It Is, How It Works on Cards
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What Is a Bank Identification Number (BIN), and How Does It Work?
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PCI Compliance: Definition, 12 Requirements, Pros & Cons
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What Is a Reference Number, and How Does It Work?
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What Is a Void Transaction and Where, When & How Does It Happen?
Explore Definitions G - Z
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Returned Payment Fee: Definition, Causes, and How to Avoid
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Merchant Discount Rate: Definition, How It Works, and Average Fee
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What Is Purchase APR? Definition, Rates, Fixed Vs. Variable
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Issuer Identification Number (IIN): Definition and Examples
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Purchase Rate: Types of Credit Card Rates
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Recurring Billing: Definition, Types, and Examples
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What Is a Billing Statement? Definition, Key Details, How To Read
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Minimum Finance Charge
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Luhn Algorithm: Uses in Identity Verification for Credit Cards
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Minimum Monthly Payment: Meaning with Credit Cards
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Post Date: Meaning, Overview, Special Considerations
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Retroactive Interest Rate Increase Definition
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Merchant Category Codes (MCC): Definition, Purposes, Examples
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Payment Protection Plan
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Retail Credit Facility: Meaning, Types, Special Considerations
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Magnetic Stripe Card Overview and Examples of Credit Card Feature
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Late Fee: Definition, How They Work, and How to Avoid Them
Subprime Borrower
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Price Protection
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Sales Draft
Previous Balance Method
Validation Code
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Upfront Pricing
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Processing Date
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Schumer Box: What it is and How it Works
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Knuckle-Buster
Grace Period (Credit)
Minimum Spend
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Past Due Balance Method
New Balance
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Universal Default
Zero Percent
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Guide to Credit Card Security
Zero-Floor Limit
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Over-Limit Fee: What it is, How it Works
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Standard Floor Limit
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Warning Bulletin
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Point-to-Point Encryption (P2PE)
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National Issuers
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Penalty Repricing
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Transactor