Credit Cards Credit Card Reviews

Expedia Rewards Credit Card Review

overall rating
3.0

We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Learn more about how we review products and read our advertiser disclosure for how we make money.

The Expedia Rewards credit card offers 3 points for each dollar spent on Expedia purchases. There's also a bonus consisting of a statement credit and bonus points.

Expedia® Rewards Card from Citi

overall rating
3.0
Expedia® Rewards Card from Citi
On Citi's Secured Site.

Current Offer:

Earn 15,000 Expedia Rewards bonus points after $1,000 in spend within 3 months of account opening.

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Excellent
Regular APR (%) 14.99% - 22.99% variable
Annual Fee $0
Rewards Earning Rate Earn 3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases. Earn 1 Expedia Rewards point per $1 spent on other purchases.
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee (%) 0%
how this card stacks up
When compared among all rewards cards in our database:
Rewards
Benefits
Low Fees
Security/Customer Experience
Low Interest
worst best

The Expedia Credit Card is not one of our top rated rewards credit cards. You can review our list of the best rewards credit cards for what we think are better options.

Full Review of Expedia Rewards Credit Card

Pros
  • Extra points on Expedia purchases

  • No annual fee

  • Automatic Expedia Silver status

  • Access to Citi Entertainment

Cons
  • Expedia Rewards can be redeemed only on Expedia

  • Mediocre bonus

Pros Explained

  • Extra Points on Expedia Purchases: For cardholders who use Expedia to book travel, it can be easy to earn points. Each Expedia purchase earns 3 points per dollar, no matter what type of travel it is. All other spending on the card, though, earns only 1 point per dollar.
  • No Annual Fee: Benefits like rewards and access to Citi Entertainment come with no annual fee.
  • Automatic Expedia Silver Status: Normally, to achieve Silver status, a rewards member must stay seven hotel nights or spend $5,000 a year on Expedia. However, with the Expedia Rewards card, Silver status is automatic. Among the perks of Silver status are 10% more points when booking and spa credits at VIP Access hotels.
  • Access to Citi Entertainment: Because this card is issued by Citi, it comes with access to Citi Entertainment, which offers access to presale tickets and exclusive experiences, such as concerts and sporting events.

Cons Explained

  • Expedia Rewards can Be Redeemed Only on Expedia: You have to redeem your rewards on the Expedia website. Rewards can be used for booking travel, but they can’t be redeemed for cash or for other items.
  • Mediocre Bonus: The one-time offer offered by this card is nothing special. Then, after making $1,000 in purchases in the first three months, they receive 15,000 bonus points. These bonus points are worth up to $210 when redeemed toward a VIP Access hotel. Other cards have bonuses that are more generous.

This Card is Best For

The Expedia Rewards card is for people who book a lot of travel using Expedia. Because the accelerated rewards can be earned only on Expedia and points redeemed only on Expedia, this card is less suited to consumers who use other booking options when planning travel. 

While it's possible to include frequent flyer numbers and receive miles when booking through Expedia, many hotel chains, such as Hilton, won’t credit loyalty points to accounts that use third-party booking sites. As a result, travelers trying to stack points with hotels might not benefit from using this card. 

Expedia Rewards Credit Card Bonus

This card offers a bonus of 15,000 points after a cardholder spends $1,000 in the first three months. The value of these points depends on how they are redeemed. As noted above, they’re worth up to $210 if redeemed toward a VIP Access hotel.

Rewards Earning Details

Earning rewards with the Expedia Rewards card is fairly straightforward. For purchases made on Expedia, cardholders earn 3 points per dollar. Other purchases in other locations earn 1 point per dollar.

Expedia Silver status, which comes with this card, can add to your points total. With Silver status, cardholders earn 10% extra points on bookings. By using the card to book on Expedia, it’s possible to stack Silver status with the 3 points.

This card also provides a faster path to Expedia Gold status. To attain Gold status, a member must stay 15 nights or spend $10,000 per year on Expedia. With the Expedia Rewards card, each increment of $2,500 in purchases earns a qualifying night. As a result, regular purchases outside of Expedia can help cardholders reach Gold status faster—at which point their bookings earn a 30% point bonus.

Rewards Redemption Details

Points can be redeemed only on Expedia. An option to use points to pay appears on the checkout page if there are enough points in the account to use for booking. 

The rules for redeeming points differ according to the type of booking. For example, you must have enough points to cover the entire cost of a flight, including taxes and fees. However, with hotel bookings, it’s possible to redeem points for the partial cost of an Expedia Rate hotel.

Transferring Points

Expedia Rewards points don’t transfer to other programs. However, you can use points earned from other partner programs to book travel on Expedia. For example, you can link American Express Membership Rewards and Citi ThankYou Rewards to Expedia and use those points to pay for bookings on Expedia.

How to Maximize Your Rewards

To maximize your rewards with this card, you’ll want to book most of your travel on Expedia and earn those 3 points per dollar. You might also want to use the card for non-Expedia purchases so you can earn qualifying nights for Gold status. Once you've reached Gold status, your bonus points for bookings increase to 30%, as opposed to 10% with Silver status.

However, if you tend to be loyal to a particular hotel chain, you might do best to use the Expedia Rewards card in tandem with a hotel rewards card. Because third-party bookings often don't earn hotel rewards, you could use a co-branded hotel card for those bookings and make other bookings, like flights and rental cars, on Expedia using the Expedia Rewards card.

For example, the Hilton Honors card has no annual fee and earns 7 points for each dollar you spend at Hilton properties, plus 5 points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. All other purchases earn 3 points. For travelers who are loyal to Hilton but who like to use Expedia to book flights, the two cards could be a good combo.

Expedia Rewards Card's Outstanding Benefits

  • Complimentary Silver status
  • Citi Quick Lock

Standard Benefits

  • Mobile app

Cardholder Experience

The issuer of the Expedia Rewards card, Citi, ranked slightly below average in the J.D. Power 2019 U.S. Credit Card Satisfaction Study. It scored 799 out of 1,000, while the average score for national credit card issuers was 806.

Security Features

This card's security features are in line with other credit cards. Citi's digital wallets and mobile app allow access to bank and credit card information without the need to sign in each time. 

Another feature, Citi Quick Lock, makes it possible to disable a credit card that has been lost or stolen. If the card is found, the lock can be removed. 

As with many other cards, Citi has a $0 liability policy for fraudulent purchases.

Our Verdict

For travelers who frequently book their trips using Expedia, this card can be a good way to earn points and redeem them for travel. It might also be attractive to anyone who’d enjoy access to early ticket sales and exclusive experiences through Citi Entertainment.

However, the bonus is somewhat lackluster and points can be redeemed only on Expedia. People looking for more flexibility in redeeming their points might consider another travel card with no annual fee, such as the Bank of America Travel Rewards card or the Capital One VentureOne card.

Apply Now
For Expedia® Rewards Card from Citi
on Citi's Secured Site.
Compare This Card
See how this card compares to similar cards
CURRENT CARD
Expedia® Rewards Card from Citi
overall rating
3.0
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Excellent
Regular APR (%) 14.99% - 22.99% variable
Annual Fee $0
Rewards Earning Rate Earn 3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases. Earn 1 Expedia Rewards point per $1 spent on other purchases.
Investopedia Credit Card Rating Methodology
Investopedia is committed to delivering the best credit card recommendations in the industry. We’ll tell you when a card is good, we’ll tell you when a card is bad, and we’ll only call a card the best if we would recommend it to our friends or family members.
Overall Star Rating Explained
To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. Here’s how we weighted those feature sets for the overall star rating of a card:
We have applied our proprietary rating methodology to every generally-accepted credit card in the U.S. domestic market to allow consumers to make fully informed choices. It’s important to note that for our overall score that we make a number of assumptions about how you would be using your credit card:
  1. While we make no assumption as to whether balances are carried on a given card we do assign varying weights to all credit cards’ introductory APR (if present) in addition to the regular, long term purchase and balance transfer interest rates.
  2. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel.
  3. We determine the maximum points value of rewards cards by dividing the points, cash back or miles required to exchange for the retail price of the most valuable redemption option (for example, in the case of a card that offers a domestic roundtrip airline ticket as a redemption option vs. another redemption option of lesser value that requires the same amount of points or miles to acquire, we would base the rewards value on the airline ticket).
  • Cards that are selected best overall in their respective categories generally feature most if not all of the following attributes:
  • Low or Reasonable Fees Credit card fees come in many forms but the primary ones involve those for annual card membership and balance transfer. There are a myriad of reward and non-reward card options that charge no annual fee but for the many that do assess an annual fee the cost is often justified by their lucrative ongoing rewards and initial signup bonuses. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. Other standard fees can generally be avoided, such as those for paying late or taking cash advances but we rate those relative to other cards in the market for reference, though with less weight assigned
  • Competitive Interest Many cards offer 0% introductory APR on purchases and balance transfers for varying lengths and then revert to a permanent or regular APR (based on a variable rate tied to the prime rate) that applies to any balances not paid in full. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range.
  • Valuable Rewards Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. We also assign value to sign-up bonus offers and their initial spending requirements, when present.
  • Excellent Benefits Credit card benefits cover a range of offerings like concierge service, TSA Pre-check, auto rental coverage, travel accident insurance, lost luggage assistance and free credit scores. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present.
  • Solid Security/Customer Service Security and customer service features like lost or stolen card replacement, being able to lock one’s card from an issuer app and 24 hour customer support are becoming more standard across the card market and we provide a significant amount of weighting to features in this area.
  • You can also read the full version of our methodology for a more in-depth look at how we assess cards and award them the best in various categories.