Financial Advisor

Licensed and authorized professionals who work for investment advisory companies and who work with clients are known as investment advisory representatives (IARs). Their primary responsibility is to provide investment-related advice as a financial advisor. They earn income by charging fees.

A financial advisor is a professional who provides clients with guidance around money matters, personal finances, and investments. They may work as independent agents or be employed by a financial firm. They can offer services in a variety of areas such as tax or estate planning, paying for college, and investment management.

Advisor fees are paid to financial professionals for the financial services they offer. The fees may cover a broad range of activities including advice, financial planning, and even placing trades. these fees can be associated with a broker-dealer transaction such as a commission.

An advisor is a person involved in offering advice or investing capital for investors, and are required to follow specific rules detailed by U.S. legislation. Registered investment advisors and investment advisory companies are what investors look for.

Financial coaches help clients focus on money-related goals. They are not licensed and their financial expertise may vary widely. Financial coaches can also be known as financial wellness coaches, money coaches, and similar titles.

A fiduciary is bound legally and ethically to act in another's best interest. These professionals have a duty to preserve good faith and trust. They may be responsible for the well-being of another or for managing the assets of another person or company.

The Series 65 is an exam and securities license required for individuals to act as investment advisers in the U.S. The full formal name of the test, designed by the North American Securities Administrators Association (NASAA) an administered by the Financial Industry Regulatory Authority, is the Uniform Investment Adviser Law Examination

A Certified Financial Planner is an individual with a fiduciary duty to clients and who has received a formal designation from the Certified Financial Planner Board of Standards, Inc.  It requires years of experience, successful completion of standardized exams, a demonstration of ethics, and ongoing annual education.

Equity, typically referred to as shareholders' equity (or owners' equity for privately held companies), represents the amount of money that would be returned to a company's shareholders if all of the assets were liquidated and all of the company's debt was paid off in the case of liquidation. 

The Series 24 is an exam and securities license entitling the holder to supervise and manage branch activities at a broker-dealer. Its formal name is the General Securities Principal Qualification Examination.

The Financial Industry Regulatory Authority (FINRA) is an indpenedent, nongovernmental organization that writes and enforces the rules governing registered brokers and broker-dealer firms in the U.S. Its stated mission is "to safeguard the investing public against fraud and bad practices."