1. Political Risk Insurance

    Political risk insurance provides financial protection to investors, financial institutions and businesses that could lose ...
  2. Captive Agent

    A captive agent is an insurance agent who only works for one insurance company.
  3. Investment Income Ratio

    Investment income ratio is the ratio of an insurance company’s net investment income to its earned premiums.
  4. Bordereau

    A bordereau is a report provided by a reinsured company detailing the losses or premiums affected by reinsurance.
  5. Conversion Privilege

    Conversion privilege is an insurance policy in which the insurer is required to renew or update the policy regardless of ...
  6. Umbrella Insurance Policy

    An umbrella insurance policy provides extra liability insurance coverage that goes beyond the limits of the insured's home, ...
  7. Actuarial Service

    Actuarial service is one way corporations determine, assess and plan for the financial impact of risk.
  8. Cession

    Cession refers to the portions of obligations in an insurance company's policy portfolio that are transferred to a reinsurer.
  9. Period Of Indemnity

    The period of indemnity is the length of time for which benefits are payable under an insurance policy.
  10. Own-Occupation Policy

    An own-occupation policy covers individuals who become disabled and can't perform what they have been trained to perform.
  11. The Best Ways To Invest In Gold Without Holding It

    Owning gold can be a store of value and a hedge against unexpected inflation. Holding physical gold, however, can be cumbersome ...
  12. How Amazon Is Outperforming The FAANGs

    Super Stock! Amazon's shares have beat the techs and the broader market
  13. Reciprocal Insurance Exchange

    Reciprocal insurance exchanges are where individuals and businesses exchange insurance contracts to spread the risk among ...
  14. Human-Life Approach

    The human-life approach calculates the amount of life insurance a family needs based on the financial loss they'd experience ...
  15. Guideline Premium And Corridor Test (GPT)

    The Guideline Premium And Corridor Test (GPT) is used to determine whether an insurance product can be taxed as insurance ...
  16. Cedent

    A cedent is a party in an insurance contract who passes financial obligation for certain potential losses to the insurer.
  17. Floater Insurance

    Floater insurance covers property that is easily movable and provides additional coverage beyond the scope of traditional ...
  18. Homeowners Protection Act

    The Homeowners Protection Act reduces the unnecessary payment of private mortgage insurance (PMI) by homeowners who are no ...
  19. How can you calculate volatility in Excel?

    Historical volatility is a long-term assessment of risk. Here's how to calculate it in Excel.
  20. Guaranteed Investment Fund (GIF)

    A guaranteed investment fund allows a client to invest in an equity, bond or index fund with the promise of a predefined ...
  21. Risk Financing

    Risk financing is the determination of how an organization will pay for loss events in the most effective and least costly ...
  22. Seasoned Issue

    A seasoned issue is the issue of additional securities from an established company whose securities already trade in the ...
  23. Underwriting Income

    Underwriting income is profit generated by an insurer's underwriting activity over a period of time.
  24. Chain Ladder Method (CLM)

    The Chain Ladder Method (CLM) calculates the claims reserve requirement in an insurance company’s financial statement.
  25. Assumed Interest Rate (AIR)

    Assumed interest rate (AIR) is the rate of interest or growth rate selected by an insurance company.
  26. Capitated Contract

    A captitated contract is a healthcare plan that provides payment of a flat fee for each patient it covers.
  27. Bulge Bracket

    A bulge bracket is slang that describes the company or companies in an underwriting syndicate that issued the largest amount ...
  28. The Biggest Market Sell-Offs in History (DJI, SPX)

    Here are the Dow's ten-largest single-day percentage declines.
  29. Why Stocks Won't Crash Like 1987: Goldman Sachs

    Relax, take a breath: a market crash is unlikely, Goldman says
  30. I am a non-U.S. citizen living outside the U.S. and trading stocks through a U.S. internet broker. Do I have to pay taxes on the money I earn?

    The tax implications for a foreign investor will depend on whether that person is classified as a resident alien or a non-resident ...
  31. Do beneficiaries of a trust pay taxes?

    Beneficiaries of a trust typically pay taxes on distributions from the trust's income, but not on distributions from the ...
  32. Succession Planning

    Succession planning is the strategy for passing on leadership roles and often the ownership of a company to an employee or ...
  33. Compound Probability

    Compound probability is a mathematical term relating to the likeliness of two independent events occurring.
  34. Adjusted Net Worth

    Adjusted net worth is the value of an insurance company based on capital values, surplus values and an estimated value of ...
  35. Shelf Offering

    A shelf offering is an SEC provision that allows an issuer to register a new issue security without selling the entire issue ...
  36. Certain And Continuous

    Certain and continuous is a type of annuity that guarantees a number of payments, even if the annuitant dies.
  37. Business Exit Strategy

    A business exit strategy is an entrepreneur's strategic plan to sell their ownership in a company to investors or another ...
  38. Virtual Office

    A virtual office gives businesses a physical address and office-related services without the overhead of a long lease and ...
  39. Bitcoin Investors Face More Pain On Likely 35% Plunge

    Bitcoin's price decline may steepen, technical charts show
  40. Why Leveraged ETFs Are Not a Long-Term Bet

    Leveraged ETFs aren't for the average investor. They can, however, present significant upside potential for the right type ...
  41. Stock Market Has Best January In 20 Years As Bears Lurk

    January's soaring stock market indicates a bull year ahead, statistics show
  42. Why not buy just before the dividend, then sell?

    Buying a stock ahead of a dividend and selling right after usually doesn't work because the market often responds to dividend ...
  43. Direct Participation Program (DPP)

    A direct participation program (DPP) is a pooled entity that offers investors access to a business venture's cash flow and ...
  44. Bank Insurance

    Bank insurance is a guarantee by the Federal Deposit Insurance Corporation (FDIC) of deposits in a bank.
  45. Insurance Grace Period

    An insurance grace period is a defined amount of time after the premium is due in which a policyholder can make a premium ...
  46. Mortality And Expense Risk Charge

    A mortality and expense risk charge is a variable annuity fee that compensates insurance companies for risks and expenses ...
  47. Hurricane Deductible

    A hurricane deductible is the amount a homeowner must pay before insurance will cover the damage caused by a hurricane.
  48. Care, Custody Or Control (CCC)

    Care, custody or control (CCC) is a liability insurance exclusion that removes indemnification for the insured when a property ...
  49. Insurance Risk Class

    An insurance risk class has similar characteristics, which are used to determine risks of underwriting a policy and the premium ...
  50. Constructive Total Loss

    A constructive total loss is when the cost for repair of an item exceeds current value and the insurance claim settles for ...
Hot Definitions
  1. Donchian Channels

    A moving average indicator developed by Richard Donchian. It plots the highest high and lowest low over the last period time ...
  2. Consumer Price Index - CPI

    A measure that examines the weighted average of prices of a basket of consumer goods and services, such as transportation, ...
  3. Moving Average - MA

    A moving average (MA) is a widely used indicator in technical analysis that helps smooth out price action by filtering out ...
  4. Stop Order

    A stop order is an order to buy or sell a security when its price increases past a particular point in order to limit losses ...
  5. Inflation

    The rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of ...
  6. Candlestick

    A chart that displays the high, low, opening and closing prices for a security for a single day. The wide part of the candlestick ...
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