Founder and CEO of Xaris Financial Enterprises

Resides In

Birmingham, AL


Walden University, Mississippi College, Mississippi State University


Accounting, Corporate Finance, Cryptocurrency, Debt, Economics, Financial Planning, Fintech, General Business, Investing, Personal Finance, Real Estate, Real Estate Taxes, Retirement, Taxes (Business), Taxes (Personal), Technical Analysis


  • Member of Investopedia's Financial Review Board
  • Financial entrepreneur for over a decade
  • Course facilitator for Cornell University


Dr. JeFreda R. Brown is a financial consultant, entrepreneur, educator, and researcher with 20+ years of financial and business experience. Her professional experience is comprised of academic, federal, nonprofit, and corporate experience. It is her passion and life goal to help people develop financial health and wellness through financial education. Her passion is to help people learn about proper financial management and stewardship. She promotes financial wellness as a Financial Literacy Educator and Advocate.

She is an Online eCornell Course Facilitator with Cornell University. She is a former Adjunct Professor with University of Alabama Birmingham’s Collat Business School and a former Online Adjunct Professor with Indiana Wesleyan University’s DeVoe Business School. JeFreda has been featured in numerous print and online media for various industry websites, television and radio shows, blogs, podcasts, and magazines. She is a featured contributor in the book, I Didn’t Learn That in High School: 199 Facts About Credit Scores, available on Amazon. She previously had a weekly financial literacy segment on FUBU Radio. She is the Chair of the Jimmie Hale Mission Board of Directors. She previously served as Treasurer on Women Impacting Public Policy (WIPP)’s Board of Directors and also served on WIPP’s Leadership Council.


JeFreda earned a Doctor of Business Administration (DBA) with Finance and Entrepreneurship concentrations from Walden University. She also has an MBA with concentrations in Finance and Accounting from Mississippi College. JeFreda earned her Bachelor of Science degree in Math from Mississippi State University. She is also a Certified Financial Education Instructor (CFEI).

Quote from Dr. JeFreda R. Brown

"It is our responsibility to ensure that our future generations have a strong financial foundation to establish good financial health and wellness and to create and build wealth. We do this through financial education and planning."