• Education
    • General
      • Dictionary
      • Economics
      • Corporate Finance
      • Roth IRA
      • Stocks
      • Mutual Funds
      • ETFs
      • 401(k)
    • Investing/Trading
      • Investing Essentials
      • Fundamental Analysis
      • Portfolio Management
      • Trading Essentials
      • Technical Analysis
      • Risk Management
  • Markets
    • News
      • Company News
      • Markets News
      • Trading News
      • Political News
      • Trends
    • Popular Stocks
      • Apple (AAPL)
      • Tesla (TSLA)
      • Amazon (AMZN)
      • AMD (AMD)
      • Facebook (FB)
      • Netflix (NFLX)
  • Simulator
    • Simulator
      • Create an Account
      • Join a Game
    • My Simulator
      • My Game
      • Create a Game
  • Your Money
    • Personal Finance
      • Wealth Management
      • Budgeting/Saving
      • Banking
      • Credit Cards
      • Home Ownership
      • Retirement Planning
      • Taxes
      • Insurance
    • Reviews & Ratings
      • 2019 Broker Awards
      • Best Online Brokers
      • Best Roth IRAs
      • Best Trading Platforms
      • 2019 Robo-Advisor Awards
      • Best Robo-Advisors
      • Betterment vs Wealthfront
      • Betterment vs Vanguard
  • Advisors
    • Your Practice
      • Practice Management
      • Continuing Education
      • Financial Advisor Careers
      • Investopedia 100
    • Wealth Management
      • Portfolio Construction
      • Financial Planning
  • Academy
    • Popular Courses
      • Investing for Beginners
      • Become a Day Trader
      • Trading for Beginners
      • Technical Analysis
    • Courses by Topic
      • All Courses
      • Trading Courses
      • Investing Courses
      • Financial Professional Courses
  • Login
  • Newsletters
Banking
  • Loan Basics
  • Checking Accounts
  • Savings Accounts
  • Certificate of Deposits (CDs)
  • Money Market Account
  • Auto Loans
  • Personal Loans
  • Student Loans
Banking Loan Basics

Loan Basics

Learn the language of loans. From key credit ratios to the various types of loans that you or your business can obtain to help you grow.

Banking
  • Loan Basics
  • Checking Accounts
  • Savings Accounts
  • Certificate of Deposits (CDs)
  • Money Market Account
  • Auto Loans
  • Personal Loans
  • Student Loans
insurance

Collateral Definition

Collateral is an asset that a lender accepts as security for extending a loan. If the borrower defaults, then the lender may seize the colla...

  • Amortized Loan Definition

  • Covenant Definition

  • Financing Definition

  • Lender Definition

  • Loan – Definition

  • Five Cs of Credit

  • Learn About APR, APY, and EAR Interest Rates

  • Interest Rate vs. APR: What's the Difference?
  • Businessman give dollar bills to partner.

    Applicable Federal Rate (AFR) Definition
  • Paper art of balloon with bitcoin money on business and management concept and idea,blue sky,cloud,vector

    Balloon Payment Definition
  • Calendar

    Grace Period Definition

  • Guarantor Definition

  • IOU Definition
  • Pot of Money

    Line of Credit (LOC) Definition

  • NINJA Loan Definition
  • bank

    Trade Line Definition

  • Add-On Interest Definition

  • Asset-Based Lending Definition

  • Balloon Loan Definition

  • Bullet Repayment Definition
  • Person holding a credit card and using a computer.

    Credit Facility Definition

  • Default Rate Definition

  • Exposure at Default (EAD) Definition

  • Fixed-Rate Payment Definition
  • Woman leaning against small model house

    Loan Commitment Definition
  • Time is money

    Periodic Interest Rate Definition

  • Term Loan Definition

  • Total Debt Service Ratio – TDS Definition

  • Variable Interest Rate Definition

  • Senior Bank Loan Definition

  • Guaranteed Loan – Definition

  • Recourse Loans vs. Non-Recourse Loan: What's the Difference?

  • A Bank Guarantee vs. a Letter of Credit: Understanding the Difference
  • Two people adding up receipts

    Bank Confirmation Letter (BCL)

  • Bridge Loan

  • Covenant-Lite Loan Definition

  • Haircut Definition and Example

  • Leveraged Loan Definition
  • Senior business restaurant doing paperwork at laptop

    Negative Pledge Clause Definition

  • Nonperforming Loan – NPL – Definition
  • Digital security concept

    Non-Recourse Debt Definition

  • Prepayment Definition

  • Purchase Money Security Interest (PMSI) Definition

  • Rule of 78 Definition

  • Unsecured Loan – Definition
  • Warehouse Lending

    Warehouse Lending Definition

  • Loan Shark Definition
  • Midsection of Businessman Giving Document to Client

    Whole Loan Definition

  • Non-Recourse Finance Definition

  • Revolver Definition

  • Revolving Loan Facility Definition

  • Standby Letter of Credit (SLOC) Definition

  • Loan Officer Definition

  • Soft Loan Definition

  • Loan Modification Definition

  • Swingline Loan Definition

  • Call Loan – Definition

  • Classified Loan – Definition
  • Architectural Detail on the U.S. Federal Reserve Building

    Loan Production Office (LPO)

  • Senior Loan Officer Opinion Survey on Bank Lending Practices (SOSLP) Definition

  • High Ratio Loan Definition

  • Evergreen Loan Definition

  • Interest Rate Floor Definition
TRUSTe
  • About Us
  • Editorial Policy
  • Privacy Policy
  • Terms of Use
  • Advertise
  • Contact Us
  • Dictionary
  • News
  • Careers
  • #
  • A
  • B
  • C
  • D
  • E
  • F
  • G
  • H
  • I
  • J
  • K
  • L
  • M
  • N
  • O
  • P
  • Q
  • R
  • S
  • T
  • U
  • V
  • W
  • X
  • Y
  • Z
Investopedia is part of the Dotdash publishing family.
  • The Balance
  • Lifewire
  • TripSavvy
  • The Spruce
  • and more