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Banking
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Banking Loan Basics

Loan Basics

Learn the language of loans. From key credit ratios to the various types of loans that you or your business can obtain to help you grow.

Banking
  • Loan Basics
  • Checking Accounts
  • Savings Accounts
  • Certificate of Deposits (CDs)
  • Money Market Account
  • Auto Loans
  • Personal Loans
  • Student Loans

Collateral Definition

Collateral is property or other assets that a lender accepts as security for a loan. The collateral may be seized if the loan is not repaid.

  • Amortized Loan Definition

  • Covenant Definition

  • Financing Definition

  • Lender Definition

  • Loan – Definition

  • Five Cs of Credit

  • Learn About APR, APY, and EAR Interest Rates

  • Interest Rate vs. APR: What's the Difference?

  • Applicable Federal Rate (AFR) Definition
  • Paper art of balloon with bitcoin money on business and management concept and idea,blue sky,cloud,vector

    Balloon Payment Definition
  • Calendar

    Grace Period Definition

  • Guarantor Definition

  • IOU Definition
  • Pot of Money

    Line of Credit (LOC) Definition

  • NINJA Loan Definition
  • bank

    Trade Line Definition

  • Add-On Interest Definition

  • Asset-Based Lending Definition

  • Balloon Loan - Short-Term Borrowing Technique

  • Bullet Repayment Definition

  • Credit Facility: Overview

  • Default Rate Definition

  • Exposure at Default (EAD) Definition

  • Fixed-Rate Payment Definition

  • Loan Commitment Definition
  • Time is money

    Periodic Interest Rate Definition

  • Term Loan Definition

  • Total Debt Service Ratio – TDS Definition

  • Variable Interest Rate Definition

  • Senior Bank Loan Definition

  • Guaranteed Loan – Definition

  • Recourse Loans vs. Non-Recourse Loan: What's the Difference?

  • A Bank Guarantee vs. a Letter of Credit: Understanding the Difference
  • Two people adding up receipts

    Bank Confirmation Letter (BCL)

  • Bridge Loan

  • Covenant-Lite Loan Definition

  • Haircut Definition and Example

  • Leveraged Loan Definition
  • Senior business restaurant doing paperwork at laptop

    Negative Pledge Clause Definition

  • Nonperforming Loan – NPL – Definition

  • Non-Recourse Debt Definition

  • Prepayment Definition

  • Purchase Money Security Interest (PMSI) Definition

  • Rule of 78 Definition

  • Unsecured Loan – Definition
  • Warehouse Lending

    Warehouse Lending Definition

  • Loan Shark Definition

  • Whole Loan Definition

  • Non-Recourse Finance Definition

  • Revolver Definition

  • Revolving Loan Facility Definition

  • Standby Letter of Credit (SLOC) Definition

  • Loan Officer Definition

  • Soft Loan Definition

  • Loan Modification - Definition

  • Swingline Loan Definition

  • Call Loan – Definition

  • Classified Loan – Definition
  • Architectural Detail on the U.S. Federal Reserve Building

    Loan Production Office (LPO)

  • Senior Loan Officer Opinion Survey on Bank Lending Practices (SOSLP) Definition

  • High Ratio Loan Definition

  • Evergreen Loan Definition

  • Interest Rate Floor Definition
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