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Loan Basics
  • Student Loans
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Personal Finance Loan Basics

Loan Basics

Learn the language of loans. From key credit ratios to the various types of loans that you or your business can obtain to help you grow.

Loan Basics
  • Student Loans
  • Personal Loans
  • Auto Loans
Envelope of dollar bills of various denominations
Do’s and Don’ts of Lending to Friends and Family
Lending money to friends and family can have unintended financial consequences. Learn the do’s and don’ts of lending money to people you kno...
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    Loan Terms Definition
  • Car with Huge Piggy Bank on Top
    Secured Loans Definition
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    The 5 Best RV Loans of 2021
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    The 6 Best Pool Loans for 2021
  • Motorcyclist with his helmet
    The 5 Best Motorcycle Loans for 2021
  • insurance
    Collateral Definition
  • Amortized Loan Definition
  • Contract signing
    Covenant Definition
  • man sitting at a table in a nice room writing
    Financing Definition
  • Stacks of $100 bills
    Lender Definition
  • Loan Definition
  • Five Cs of Credit
  • Interest Rate vs. APR: What's the Difference?
  • Businessman give dollar bills to partner.
    Applicable Federal Rate (AFR) Definition
  • Paper art of balloon with bitcoin money on business and management concept and idea,blue sky,cloud,vector
    Balloon Payment Definition
  • Calendar
    Grace Period Definition
  • Signatory
    Guarantor Definition
  • IOU Definition
  • Close up of credit cards
    Line of Credit (LOC) Definition
  • NINJA Loan Definition
  • bank
    Trade Line Definition
  • mailbox stuffed with letters with one saying payment due in red
    Add-On Interest Definition
  • Businessman Receiving Envelope From Colleague
    Asset-Based Lending Definition
  • Paper art of , balloon with dollar sign on,business and management concept and idea,vector
    Balloon Loan Definition
  • Speeding bullet
    Bullet Repayment Definition
  • Person holding a credit card and using a computer.
    Credit Facility Definition
  • Default Rate Definition
  • Exposure at Default (EAD) Definition
  • Fixed-Rate Payment Definition
  • Woman leaning against small model house
    Loan Commitment Definition
  • Time is money
    Periodic Interest Rate Definition
  • Term Loan Definition
  • Financial Data Analyzing
    Total Debt Service (TDS) Ratio Definition
  • Variable Interest Rate Definition
  • a neoclassical building
    Senior Bank Loan Definition
  • Guaranteed Loan Definition
  • Recourse Loans vs. Non-Recourse Loan: What's the Difference?
  • Bank Teller Serving Customer
    Bank Guarantee vs. Letter of Credit: What's the Difference?
  • Two people adding up receipts
    Everything You Need to Know About Bank Confirmation Letters (BCL)
  • Bridge Loan
  • African American Banker and Hispanic Soldier Confer
    Covenant-Lite Loan Definition
  • Haircut Definition and Example
  • Leveraged Loan Definition
  • Senior business restaurant doing paperwork at laptop
    Negative Pledge Clause Definition
  • Nonperforming Loan – NPL – Definition
  • Digital security concept
    Non-Recourse Debt Definition
  • Notepad with prepayment on a wooden surface.
    Prepayment Definition
  • Business Woman Signing a Contract
    Purchase Money Security Interest (PMSI) Definition
  • Bank calculates the home loan rate
    Rule of 78 Definition
  • Page of paper with words "unsecured loans," a fountain pen and glasses.
    Unsecured Loan Definition
  • Warehouse Lending
    Warehouse Lending Definition
  • mousetrap
    Loan Shark Definition
  • Midsection of Businessman Giving Document to Client
    Whole Loan Definition
  • Non-Recourse Finance Definition
  • Revolving door
    Revolver Definition
  • Revolving Loan Facility Definition
  • Letter of credit
    Standby Letter of Credit (SLOC) Definition
  • Low angle view of female loan officer reading book
    Loan Officer Definition
  • Soft Loan Definition
  • Close up business man hand putting the coins in the glass and holding smartphone at his office. Saving money concept, Finance money concept.
    Loan Modification Definition
  • Man holding dollar banknote.young businessman holding money.Business and finances making and saving money concept.
    Swingline Loan Definition
  • Cropped Hands of Businessman Bribing Female Coworker Signing Contract in Office
    Call Loan – Definition
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