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Home Ownership Mortgage

Mortgage

Getting a mortgage is a complicated process. Learn what it takes to be pre-approved, how to get the best rate, whether you need mortgage insurance, and how to handle closing costs.

Home Ownership
  • Purchasing A Home
  • Refinancing A Home
  • Reverse Mortgage
  • Home Equity
  • Mortgage
  • Selling Your Home
  • Renovations
  • Renting
  • Landlord

How Do I Get Pre-Approved for a Mortgage?

As you search for a home, there’s an important step to take to help you know what you can afford: getting pre-approved for a mortgage.

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  • Conventional Mortgage or Loan
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    Deed Of Reconveyance Definition

  • Down Payment Definition

  • Form 1098: Mortgage Interest Statement Definition

  • Loan-to-Value Ratio – LTV Ratio Definition

  • Origination Fee Definition

  • Origination Definition

  • Pre-Foreclosure Definition

  • Understanding the Mortgage Payment Structure
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    Shopping for Mortgage Rates
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    Fixed Interest Rate Definition

  • Owner Financing Definition

  • Creating a Tax-Deductible Canadian Mortgage

  • Real Estate Agent vs. Mortgage Broker: What's the Difference?

  • Saving for a Down Payment: Where Should I Keep My Money?

  • Understanding the Escrow Process

  • Mortgage Fraud: Understanding and Avoiding It

  • How Quicken Loans Mortgages Work

  • Comparing Quicken Loans vs. Local Banks for a Mortgage

  • Understanding 30-Year vs. 15-Year Mortgages

  • Home Appraisals: Your Key to a Successful Refinance

  • Understanding Jumbo Vs. Conventional Mortgages

  • Why Do Most of My Mortgage Payments Start Out as Interest?
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  • Should I pay my mortgage with my credit card to earn credit card rewards?

  • Understanding the Escrow Process and Requirements
  • Family in front of home

    5/1 Hybrid Adjustable-Rate Mortgage (5/1 Hybrid ARM) Definition

  • Chattel Mortgage Definition

  • Mortgage Servicing Rights (MSR) Definition

  • Prepayment Penalty Definition

  • Trust Deed Definition
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    Deed of Release Definition

  • Mortgage Broker Definition

  • Watch Out for 'Junk' Mortgage Fees

  • Freddie Mac - Federal Home Loan Mortgage Corp – FHLMC – Definition

  • Federal Home Loan Bank System – FHLB Definition

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    How Many Mortgage Payments Can I Miss Before foreclosure?

  • Take-Out Loan Definition

  • Cash Equity Definition

  • Floating Interest Rate Definition

  • Constant Default Rate – CDR Definition

  • 28/36 Rule Definition

  • Understanding Your Mortgage

  • Maximum Loan Amount – Definition

  • Should I Combine Two Mortgages into One?

  • RHS Loan – Definition

  • FHA 203(k) Loan Definition

  • Does Mortgage Refinancing Affect Your FICO Score?

  • 125% Loan Definition

  • Low/No Documentation Loan Definition
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