Personal Finance

  1. Jobless Claims

    Jobless claims are a statistic reported weekly by the U.S. Department of Labor that counts people filing to receive unemployment ...
  2. Contractual Liability Insurance

    Contractual liability insurance protects against liabilities that policyholders assume when entering into a contract.
  3. Unemployment Compensation

    Unemployment compensation is paid by the state to unemployed workers who have lost their jobs due to layoffs or retrenchment.
  4. Professional Liability Insurance

    Professional liability insurance protects professionals, such as lawyers and physicians against negligence and other claims ...
  5. Deposit Insurance Fund (DIF)

    A deposit insurance fund insures the deposits of individuals covered by the Federal Deposit Insurance Corporation (FDIC).
  6. Buyback Deductible

    A buyback deductible allows an insured party to pay a higher premium to reduce or eliminate the deductible that would be ...
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  1. Buyback Deductible

    A buyback deductible allows an insured party to pay a higher premium to reduce or eliminate the deductible that would be ...
  2. Subprime Loan

    A subprime loan is a loan offered at a rate above prime to individuals who do not qualify for prime rate loans.
  3. Warehouse Lending

    Warehouse lending is credit extended by a financial institution to a loan originator to fund a mortgage that a borrower initially ...
  4. Floating Charge

    A floating charge is a security (i.e. mortgage, lien, etc.) that has an underlying asset or group of assets subject to change ...
  5. Co-Borrower

    A co-borrower is any additional borrower whose name appears on loan documents and whose income and credit history is used ...
  6. Interest-Only Mortgage

    An interest-only mortgage is a type of mortgage in which the mortgagor is required to pay only interest with the principal ...
  1. Prepaid Insurance

    Prepaid insurance payments are made in advance for insurance services or coverage.
  2. Losses and Loss-Adjustment Expense

    Losses and loss-adjustment expense is the portion of an insurance company’s reserves set aside for unpaid losses, investigation ...
  3. Brokerage General Agent

    A brokerage general agent is an independent firm or contractor working for an insurance company that sells insurance products ...
  4. Contractual Liability Insurance

    Contractual liability insurance protects against liabilities that policyholders assume when entering into a contract.
  5. Unemployment Compensation

    Unemployment compensation is paid by the state to unemployed workers who have lost their jobs due to layoffs or retrenchment.
  6. Professional Liability Insurance

    Professional liability insurance protects professionals, such as lawyers and physicians against negligence and other claims ...
  1. Transportation Expenses

    Transportation expenses are costs incurred by an employee or self-employed taxpayer while away from home in a travel status ...
  2. Credit Shelter Trust - CST

    A Credit Shelter Trust allows a surviving spouse to pass on assets to his or her children estate-tax free.
  3. Repatriable

    Repatriable means that a financial asset is capable of being moved from a foreign country and returned to its country of ...
  4. When You Should Change Your Withholding Tax

    When there are major changes in your life, you should adjust your withholding to ensure you aren't paying too much in taxes. ...
  5. I will be receiving monies from a QDRO executed pursuant to my divorce. I would like to take a portion of the money as a distribution to pay for a new home. What are the tax implications of doing this?

    There are several issues to consider, including the lack of an early distribution penalty and federal tax withholding.
  6. Principal Residence

    The main home that a person inhabits and uses for the majority of the time is considered their principal residence.
  1. Collateral Value

    A collateral value is the estimated fair market value of an asset that is being used as loan collateral.
  2. Interest Deduction

    Interest deduction causes a reduction in taxable income or revenues for taxpayers who pay certain types of interest.
  3. Other Retirement Income Sources

    Social Security alone isn't enough for most Americans to live on, so you may need to get creative and discover other ways ...
  4. What is PMI, and does everyone need to pay it?

    No – PMI is only required of those who can't make a 20% down payment on the home they're purchasing.
  5. House Poor

    House poor is a situation that describes a person who spends a large proportion of his or her total income on home ownership, ...
  6. Short Sale (Real Estate)

    In real estate, a short sale occurs when a homeowner in financial distress sells his or her property for less than the amount ...
  1. Deposit Insurance Fund (DIF)

    A deposit insurance fund insures the deposits of individuals covered by the Federal Deposit Insurance Corporation (FDIC).
  2. Help! My Unemployment Benefits Are Running Out

    Don't wait for your unemployment insurance to expire before planning what to do if you haven't found a new job yet.
  3. 5 Ways You Can Be More Financially Responsible

    Consider these five tips to achieve financial stability and peace of mind.
  4. London, Paris, Rome: Shockingly Cheap Summer Fares

    This is definitely the summer to visit Europe if it's on your list. Even the Big Three are cheap in 2018. Book now.
  5. Shopping Online: Convenience, Bargains And A Few Scams

    Shopping from the comfort of your couch has major benefits - and some unpleasant side effects.
  6. Commutation

    Commutation refers to the rights of beneficiaries to exchange one type of income for another.
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  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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