Budgeting & Savings

  1. 2011 U.S. Debt Ceiling Crisis

    The 2011 U.S. Debt Ceiling Crisis was a contentious July 2011 debate on the borrowing limit of the United States government.
  2. Commuted Value

    Commuted value is the present value of the future series of cash flows required to fulfill a pension obligation.
  3. Tax-Free Savings Account - TFSA

    The Tax-Free Savings Account (TFSA) is an account that does not apply taxes on any contributions, interest earned, dividends, ...
  4. Rent Ceiling

    Rent ceiling is the maximum price a landlord is allowed to charge for rent. They are usually set by law and limit how high ...
  5. Which is better for capital budgeting, IRR or NPV?

    All other things being equal, using IRR and NPV measurements to evaluate projects often results in the same findings. However, ...
  6. How Do Budgeting and Financial Forecasting Differ?

    Budgeting helps management set expectations of where they want their company to go and financial forecasting measures where ...
  7. Saving Isn't Enough, You Need to Invest Too

    While Millennials are great at saving money, many are still not taking advantage of the power of investing and compounding.
  8. Lifestyle Inflation

    Lifestyle inflation refers to increasing spending when income goes up.
  9. Revenue Per Available Seat Mile - RASM

    Revenue Per Available Seat Mile is a unit of measurement used to compare the efficiency of various airlines, based on revenue ...
  10. 5 Ways to Talk Money With Your Partner

    Instead of letting the stress of finances weigh your relationship down, take some steps to talk about money with your partner.
  11. How to Manage the Timing and Sources of Income in Retirement

    Moving from a paycheck to multiple retirement income sources can be complicated. Understanding how to manage the two types ...
  12. Tax Deduction

    A tax deduction is an allowance that lowers a person’s tax liability by lowering his taxable income.
  13. Can You Retire in Five Years?

    The countdown is on. Find out whether you'll be ready to leave the working world.
  14. 4 Times Air Travelers Should Go to Plan B

    Why every person and every trip needs a Plan B before even getting to the airport.
  15. How Elon Musk Became Elon Musk

    An overview of the early life and education of Elon Musk, one of the great innovators of our time.
  16. Consumer Interest

    Consumer interest is any interest charge on personal loans, including automobile loans and credit card debt.
  17. Dusseldorf Stock Exchange (DUS) .DU

    The Borse-Dusseldorf exchange is located in Dusseldorf, Germany. It provides information and consulting services in addition ...
  18. Family Offices

    Family offices are private wealth management advisory firms that serve ultra-high net worth investors.
  19. Default Premium

    A default premium is the additional amount a borrower must pay to compensate a lender for assuming default risk.
  20. 3 Realistic Financial Resolutions for 2017

    Many people fail to keep their New Year's resolutions because they are too vague. Use these three modified resolutions to ...
  21. Capital Budgeting

    Capital budgeting is the process in which a business determines and evaluates potential expenses or investments that are ...
  22. Increase Your Disposable Income

    Here are four quick and easy ways to up your spending money.
  23. Tips For Renting A Vacation House

    Follow these nine steps to get a picture-perfect summer shack at a great price.
  24. Why High Earners Still Live Paycheck-to-Paycheck

    Despite making six-figure incomes, many high earners still struggle to get ahead financially, living paycheck to paycheck.
  25. Why Doctors Can't Manage Money

    For a variety of reasons, doctors tend to make poor financial decisions, which makes them especially good financial advisor ...
  26. When Leasing a Car Is Better Than Buying

    Leasing a car isn't for everyone. But it's attractive for those who want low initial payments and the ability to get a new ...
  27. Payment

    Payment is the transfer of one form of good, service or financial asset in exchange for another form of good, service or ...
  28. 5 Articles to Refresh Your Financial Literacy

    Being smart about things financial can make the difference between a shaky future and a comfortable one. This quintet of ...
  29. Iterated Prisoner's Dilemma

    Iterated prisoner's dilemma is played repeatedly by the same participants, and helps players learn about the behavioral tendencies ...
  30. Love, Marriage and Money: A Triangular Tryst

    Before getting married, it's important to talk about finances and how you plan to approach them as a couple.
  31. Foreign Savings Accounts: Should You Open One?

    Find out whether opening a savings account in a foreign bank might make sense for your money. Learn the pros and cons – as ...
  32. Accounts Receivable Conversion (ARC)

    Accounts receivable conversion (or ARC) is a process that allows paper checks to be electronically scanned and converted ...
  33. Is Investing $25 a Month Worth it?

    With only $25 to invest each month, is it worth the trouble? Find out how small investments can add up over time and how ...
  34. Financial Innovation

    Financial innovation has come through advances over time in financial instruments and payment systems used in the lending ...
  35. ABLE Account

    An ABLE account is a tax-advantaged savings account available to individuals diagnosed with significant disabilities prior ...
  36. The Everyday Lives Of Frugal Billionaires

    Many of the world's richest people manage their money sensibly. Here are some billionaires who spend wisely.
  37. Top 3 Differences Between Business and First Class

    Should you pay extra to fly first class?
  38. The Best Place to Keep Your Emergency Fund

    Here's how to maintain an emergency fund and why you should keep it at an online bank.
  39. Subprime Auto Loan

    A subprime auto loan is approved for people with substandard credit scores or limited credit histories. There is no set cutoff ...
  40. Nonbank Banks

    Nonbank banks are financial institutions that are not considered full-scale banks because they do not offer both lending ...
  41. Women Should Plan for 100-Year Life: Merrill Lynch

    Women’s growing career and financial power doesn’t necessarily translate to long-term financial wellness.
  42. Foreign Remittance

    A foreign remittance is a transfer of money from a foreign worker to their families or other individuals in their home countries.
  43. 8 Steps To An Organized Financial Life

    Disorganization makes planning difficult, and that can cost you big-time. Follow these 8 steps to an organized financial ...
  44. Average Propensity To Save

    The average propensity to save (APS) is an economic term that refers to the proportion of income that is saved rather than ...
  45. Dual Pricing

    Dual pricing is the practice of setting prices at different levels for the same product or service.
  46. Year One Planning for First-Time Parents

    Being financially prepared for the arrival of a new baby can help alleviate some of the stress of the first year.
  47. Layaway

    Layaway is a purchasing method in which a consumer places a deposit on an item to "lay it away" for later pick-up when they ...
  48. The Causes and Costs of Absenteeism

    Absenteeism, or habitually being absent from work, can be a major problem for businesses and employers. Find out about the ...
  49. Non-Accountable Plan

    A non-accountable plan is a way to provide employees with an allowance for business expenses or travel that does not need ...
  50. Wage Earner Plan (Chapter 13 Bankruptcy)

    A wage earner plan (Chapter 13 Bankruptcy) enables individuals with a regular income to restructure their obligations to ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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