Credit, Loans & Mortgages

  1. Getting a Mortgage After Bankruptcy and Foreclosure

    Millions of Americans had homes foreclosed, and millions more went into bankruptcy. Here are the necessary qualifying steps ...
  2. Which Online Mortgage Lender is the Best?

    Finding the right online mortgage lender can be a tall task. Here's some help on how to avoid wasting your time.
  3. How to Get the Most out of Your HELOC

    A home equity line of credit allows you to leverage your home for different reasons. Here are three ways to get the most ...
  4. What are the different types of subprime mortgages?

    Clarify your understanding of subprime mortgages. Learn about the different types, how they work and when they might be beneficial.
  5. 5 Reasons Your Credit Score Matters in Retirement

    Don't let your credit score go to hell, just because you're no longer employed full-time. Here are a quintet of reasons why.
  6. When (And When Not) to Refinance Your Mortgage

    There are both good and bad reasons to refinance. Learn more about both here.
  7. Mortgage Amortization Strategies

    Should you get a 30-year mortgage? A 15-year one? Ways to decide which mortgage is the best fit.
  8. When Do Mortgage Payments Usually Start?

    Discover when your first mortgage payment is due and how it differs from rent. Learn about the closing process and why you ...
  9. Interest-Only Mortgages: Home Free or Homeless?

    These loans can be beneficial, but for many borrowers, they present a financial trap.
  10. How to Buy a House With a VA Loan

    Discover the process, requirements and eligibility for securing financing for a home purchase with a Veteran's Administration ...
  11. When Saving for College Is a Bad Idea

    Is there a time when saving for college is a bad idea? A close look at financial-aid rules.
  12. Private Mortgage Insurance - PMI

    A policy required by lenders for borrowers who are putting down less than 20% for a home mortgage. PMI usually requires an ...
  13. MGIC Reported Q4 Earnings Jump of 40.3% (MTG)

    Overcoming low interest rates during the second half of 2016, MGIC released Q4 earnings of $107.52M, which trumped last year's ...
  14. 6 Financial Prerequisites for Buying a House

    Don't find the perfect house only to discover that you don't meet mortgage qualifications. Know the prerequisites for buying ...
  15. FHA Cuts Premiums for Mortgage Insurance

    In one of his first executive orders, President Trump suspended the new cuts in mortgage insurance premiums on FHA loans. ...
  16. The Mortgage Market's $1 Trillion Debt Cloud (JPM)

    The value of bonds backed by risky, single-family mortgages exceeded $1 trillion in November.
  17. Buying a House with Tenants: A Quick Guide

    Before buying a house with tenants, know the risks and responsibilities you're taking on.
  18. The Smartest Way to Tap Your Home Equity

    Using your home as a source of funds can be a smart choice in some situations. Just be sure to run the numbers carefully.
  19. Trump’s Student Loan Repayment Plan: Could It Help You?

    Donald Trump’s student loan repayment plan is still just an idea, but if it shapes up as promised, it could save you money.
  20. Will Students Left With Debt Benefit Under Trump?

    Donald Trump proposed some significant changes to student loans during his campaign.
  21. Buying vs. Renting in the San Francisco Bay Area

    Buying vs. renting in the San Francisco Bay Area is a conundrum: Both are pricey. How to decide.
  22. Find the Right Home Appraiser: A Quick Guide

    Locating the best home appraiser can mean a house valuation that's thousands of dollars higher than one that's done on the ...
  23. Home-Equity Loans: The Costs

    Learn the factors to consider when comparing the different programs offered by various lenders.
  24. Mortgage vs. Home-Equity Loan: How They Differ

    Mortgages and home-equity loans both use the borrower's home value as collateral.
  25. Mortgage Company

    A company engaged in the business of originating and/or funding mortgages for residential or commercial property.
  26. How to Find the Best Refinance Companies

    From traditional lenders to online loans, here's everything you need to know about refinancing your mortgage.
  27. How Fintech Can Disrupt the $14T Mortgage Market

    Fintech firms have started to enter the $14 trillion mortgage market in creative ways.
  28. Understanding the Escrow Process and Requirements

    Everything you need to know about this interim stage of buying or selling a home.
  29. Real Estate Investing: A Guide

    Investing in real estate is a popular choice for good reasons, but it's more complicated than owning your typical stocks ...
  30. How to Pick the Right Lender When Refinancing a Mortgage

    Refinancing your mortgage has never been easier with the range of lenders and access to information that are available to ...
  31. Credit Karma, Inc.

    Credit Karma is a credit monitoring website that allows users to check their credit for free at any time.
  32. How Quicken Loans Mortgages Work

    By allowing customers to initiate and manage the mortgage process online, Quicken Loans may appeal to borrowers who value ...
  33. Tips to Afford a Mortgage with Student Loan Debt

    Use these guidelines to decide whether you can afford a mortgage along with student loan debt.
  34. The Best Ways to Help Kids Pay Off College Loans

    Set ground rules and be strategic about how you help pay off college loans.
  35. Do FHA Loans Have Prepayment Penalties?

    Learn whether FHA loans have prepayment penalties, and find out the rules governing interest charges when prepaying your ...
  36. Are Student Loans Amortized?

    Student loans typically get paid back over time on a fixed payment, or amortized, schedule.
  37. Got a Good Mortgage Rate? Lock It Up!

    Rising rates mean rising profits for lenders, providing incentive to increase rates whenever possible.
  38. Score a Cheap Mortgage, Here’s How

    Hidden costs can create what looks like a good deal. Find out how to find the best mortgage possible.
  39. The Dangers of a Reverse Mortgage

    In many circumstances, a reverse mortgage can be a risk to your financial security. Here are six dangers you should consider ...
  40. 9 Things to Know Before You Refinance Your Mortgage

    Whether or not a mortgage refinance is right for you depends more on individual circumstances than this week's mortgage interest ...
  41. Fixing the Credit Gap for Black-Owned Companies

    Black-owned companies face greater obstacles when seeking capital, says a recent Census Bureau study. What to do.
  42. Amazon Offers Cash-Back Chase Card For Prime Members (AMZN, JPM)

    You get 5% cash back on purchases made on the Amazon website.
  43. Are You Ready to Buy a House?

    There are a number of factors, aside from cost, that you should think about before buying a new house.
  44. Finding the Best Mortgage Rates in 2017

    As home-buying technology has progressed, the process of finding the best mortgages rates for 2017 can all be done online.
  45. 6 Things Foreign Buyers of U.S. Real Estate Need to Know

    Rising home prices and a strong dollar are making it tough for foreign buyers of U.S. real estate to pay cash. What to expect ...
  46. Seniors: Before You Co-sign That Student Loan

    If that loan isn't paid back, you could be on the line for the whole amount, plus penalties.
  47. 7 Bad Reasons to Refinance Your Mortgage

    When low mortgage rates are everywhere, it might seem like a good time to refinance. Make sure you are doing it for the right ...
  48. FICO 5 vs. FICO 8: What Are the Differences ?

    Find out why you have more than one FICO credit score.
  49. SoFi, Inc.

    SoFi is a nontraditional financial services firm that offers student loans and refinancing programs.
  50. Student Debt Solutions for Medical Professionals

    Here's how residents and young physicians can tackle their debt load while saving.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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