Entrepreneurship

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  1. Patent Pending

    Patent pending is used by inventors to let the public know they have filed a patent application with the relevant parent ...
  2. Discounted Stop-Loss Cover

    Discounted stop-loss cover is a reinsurance agreement used by self-insured companies to cover losses over a predetermined ...
  3. How Martha Stewart Built a Media Empire

    A look into how Martha Stewart took her home-based catering business and turned it into a billion dollar media empire.
  4. Winter Range Form

    Winter range form is a type of insurance that covers livestock on the range in Western states, from the beginning of October ...
  5. What Is an Earnings Conference Call?

    The quarterly earnings conference call keeps institutional and individual investors, as well as Wall Street analysts informed ...
  6. Blended Covers

    Blended covers are a form of reinsurance that combines features of finite and convention reinsurance.
  7. Bikini Deductible

    A bikini deductible is a portion of risk, separating the primary layer and the excess layer of risk.
  8. Telecommunications Consumer Protection Act of 1991 (TCPA)

    The Telecommunications Consumer Protection Act of 1991 (TCPA) is a U.S. law created in response to consumer concern over ...
  9. Cumulative Collusive Excess Cover

    Cumulative collusive excess cover refers to a reinsurance contract in which losses over a predetermined limit are shared.
  10. Funding Cover

    Funding cover refers to insurance premiums held in an account in conjunction with an excess-of-loss reinsurance, which is ...
  11. American National Standards Institute (ANSI)

    The American National Standards Institute (ANSI) oversees the creation and dissemination of business norms and standards ...
  12. Admission Board

    An admissions board comprises representatives of a particular stock exchange who determine if a company will be allowed to ...
  13. Adjustable Feature

    An adjustable feature is contract language that allows adjustments to be made to the premium and commission features of a ...
  14. American Association Of Insurance Services (AAIS)

    The American Association of Insurance Services is an advisory organization that develops insurance policy forms and loss ...
  15. Development To Policyholder Surplus

    Development to policyholder surplus is the ratio of an insurer’s loss reserve development to its policyholders’ surplus. ...
  16. Nonadmitted Balance

    A non-admitted balance is an item on an insurer’s balance sheet that represents reinsured liabilities for which the reinsurer ...
  17. Furriers’ Customers Policy

    A furriers’ customers policy provides coverage against loss or damage to furs that are being stored by a business on behalf ...
  18. Conditional Sales Floater

    A conditional sales floater is a type of insurance that protects a seller of property that is purchased in installments or ...
  19. Self-Insurance

    Self-insurance involves setting aside your own money to pay for a possible losses, instead of purchasing insurance.
  20. Annual Convention Blank

    The annual convention blank is an annual report that insurance carriers must file with the state insurance commissioner. ...
  21. Adweek

    Adweek is a U.S.-based weekly trade publication covering the business of advertising.
  22. Least Expensive Alternative Treatment (LEAT)

    A least expensive alternative treatment clause indicates that the insurer will only pay for the least expensive treatment, ...
  23. Bobtail Liability

    Bobtail liability is an automobile insurance policy that covers the owner or operator of a truck that is not currently being ...
  24. Zero Layoff Policy

    A zero layoff policy dictates that no employees shall be terminated as a result of business-based purposes dictated by the ...
  25. IRS Publication 535 - Business Expenses

    IRS Publication 535 - Business Expenses refers to the IRS document that describes what types of business expenses are deductible. ...
  26. Retirement Strategies and Tools for Small Business Owners

    You're running a successful business, now it's time to turn your attention to creating a successful retirement plan.
  27. Cost Test

    A cost test is applied to a process to determine if the net present value of costs associated with an activity will exceed ...
  28. Pound the Pavement

    To pound the pavement means to diligently and tirelessly work towards a desired objective such as getting a job or building ...
  29. Franchise Cover

    Franchise cover is a type of reinsurance plan in which the claims from a number of policies are aggregated together to form ...
  30. Loss Constant

    Loss constant is an amount added to an insurance policy with a low premium designed to cover higher-than-expected loss experiences.
  31. Brand Potential Index (BPI)

    The brand potential index (BPI) is the correlation between a brand's development index and its market development index for ...
  32. Second Event Retention

    Second event retention is a strategy used to establish retention in an excess-of-loss reinsurance treaty.
  33. Pre-IPO Placement

    Pre-IPO placement is when a portion of an initial public offering (IPO) is placed with private investors right before the ...
  34. Following Reinsurer

    A following reinsurer is a reinsurance company that signs onto a reinsurance treaty, but isn't the reinsurer that negotiated ...
  35. Early Warning Tests

    Early warning tests are a series of financial ratios and other criteria used to identify insurance companies that may require ...
  36. Empty Suit

    An empty suit is a company executive that provides little to no value to an organization and may be either ineffectual or ...
  37. Chaplain Malpractice Insurance

    Chaplain malpractice insurance is liability insurance that provides coverage for chaplains, priests and other clergy members. ...
  38. Channeling

    Channeling is a commercial insurance policy, which insures employees and affiliated personnel under one policy.
  39. Economic Espionage

    Economic espionage is the unlawful targeting and theft of critical economic intelligence such as with trade secrets or intellectual ...
  40. Constructive Discharge Claim

    A constructive discharge claim is an insurance claim made by an employee who has quit their job because conditions at the ...
  41. Direct Marketing

    Direct marketing is a form of advertising in which companies provide physical marketing materials to consumers to communicate ...
  42. Click Fraud

    Click fraud is the act of illegally clicking on pay-per-click ads to increase site revenue or to exhaust advertisers’ budgets.
  43. Offtake Agreement

    An offtake agreement is an agreement between a producer of a resource and a buyer of a resource to purchase or sell portions ...
  44. Bidding Ring

    A bidding ring is a group of individuals or businesses that collude to keep low the prices of assets for sale at auction ...
  45. Below The Line Advertising

    Below-the-line advertising is an advertising strategy in which a product is promoted in mediums other than radio, television, ...
  46. Lead Reinsurer

    The lead reinsurer is responsible for negotiating the terms and rates of a reinsurance treaty that other reinsurers participate ...
  47. Injury-In-Fact Trigger

    Injury-in-fact trigger is a coverage trigger theory that states that policy coverage activates when an injury or damage actually ...
  48. Close Corporation Plan

    A close corporation plan is a form of business buy-sell agreement.
  49. Trade Secret

    A trade secret is any practice or process of a company that is generally not known outside of the company.
  50. Accelerative Endowment

    An accelerative endowment is an option in a whole life insurance policy to use accumulated dividends to convert the policy ...
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  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Hot Definitions
  1. Gross Margin

    A company's total sales revenue minus its cost of goods sold, divided by the total sales revenue, expressed as a percentage. ...
  2. Inflation

    Inflation is the rate at which prices for goods and services is rising and the worth of currency is dropping.
  3. Discount Rate

    Discount rate is the interest rate charged to commercial banks and other depository institutions for loans received from ...
  4. Economies of Scale

    Economies of scale refer to reduced costs per unit that arise from increased total output of a product. For example, a larger ...
  5. Quick Ratio

    The quick ratio measures a company’s ability to meet its short-term obligations with its most liquid assets.
  6. Leverage

    Leverage results from using borrowed capital as a source of funding when investing to expand the firm's asset base and generate ...
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