Insurance

  1. Guaranteed Earning Increase Death Benefit

    A guaranteed earning increase death benefit is a type of option that annuitants can purchase for their retirement annuities. ...
  2. Life Expectancy Method

    A life expectancy method calculates IRA payments by dividing the balance of a retirement account by the policyholder's anticipated ...
  3. Credentialing Liability

    Credentialing liability refers to the responsibility that a hospital or medical facility carries for the staff practicing ...
  4. Beach Plan

    A beach plan is property insurance for coastal property owners who have a high exposure to windstorm and hail losses.
  5. Modified Payoff

    A modified payoff is a partial insurance reimbursement that is paid to depositors of failed banks.
  6. Advisory Endorsement

    Advisory endorsements are adjustments to the provisions used to create an insurance policy.
  7. Self-Build Insurance

    Self-build insurance is an insurance policy that provides coverage during the construction of a new home, additional structure, ...
  8. Viator

    A viator is a person with terminal or a life-threatening illness who sells a life insurance policy at a steep discount to ...
  9. Buffer Layer

    The buffer layer is the difference between the primary limit of insurance and any excess layer of insurance.
  10. Carryover Provision

    A carryover provision is an insurance policy clause that allows the policyholder to shift losses from the end of the policy ...
  11. Pink Slip Party

    A pink slip party brings together professionals and recruiters who have recently been laid off.
  12. Federal-State Unemployment Compensation Program

    The federal-state unemployment compensation program provides temporary financial assistance to those who've lost their jobs ...
  13. Against All Risks - AAR

    An against all risks insurance policy provides coverage against all types of loss or damage, rather than only specific ones. ...
  14. Bare Walls Coverage

    Bare walls coverage is a type of insurance coverage that applies to communally used features in residential multi-family ...
  15. Replacement Property

    Replacement property is any property that is received as a replacement for property that was lost as a result of an involuntary ...
  16. Adjustable Premium

    An adjustable premium is an insurance premium that can change over time based on a policy that is agreed to at the outset ...
  17. Contents Rate

    The contents rate is the premium required to insure the contents of a property rather than the property itself.
  18. Clunker

    A clunker is a popular reference to the old vehicle traded in under the U.S. government's "cash-for-clunkers" program, rolled ...
  19. Automatic Additional Insured

    Automatic additional insured refers to insurance coverage that is automatically included in an insurance policy.
  20. Accredited Advisor In Insurance - AAI

    An Accredited Advisor in Insurance (AAI) is a professional designation for certain insurance producers.
  21. Hospital Visitation Authorization

    A hospital visitation authorization is a legal document that instructs a hospital to admit certain non-family visitors to ...
  22. Vermin Exclusion

    A vermin exclusion is a provision of a property insurance policy that states that the insurer will not pay for any damage ...
  23. Associate In Management (AIM)

    An Associate in Management (AIM) designation is a management certificate offered in the risk management and property-casualty ...
  24. Associate In Loss Control Management - ALCM

    An Associate in Loss Control Management (ALCM) was a professional designation offered by the Insurance Institute of America ...
  25. Fureai Kippu

    Fureai kippu is a system of currency in Japan that allows people to earn credits by caring for a local elderly or handicapped ...
  26. Values

    Values are the worth of a non-forfeiture clause that specifies that an insured party would receive the equity from a life ...
  27. Discounted Stop-Loss Cover

    Discounted stop-loss cover is a reinsurance agreement used by self-insured companies to cover losses over a predetermined ...
  28. Confining Condition

    A confining condition is a health condition that confines an individual to his or her home or a medical facility such as ...
  29. Attractive Nuisances

    Attractive nuisances refer to items, located on a property, that is appealing but potentially hazardous, especially to children.
  30. Admission Board

    An admissions board comprises representatives of a particular stock exchange who determine if a company will be allowed to ...
  31. Transferable Underwriting Facility (TRUF)

    A transferable underwriting facility is a type of underwriting facility that deals in Euro notes.
  32. Guaranteed Issue Rights

    Guaranteed issue rights are rights afforded to individuals covered by Medicare that require insurance companies to offer ...
  33. Conditional Sales Floater

    A conditional sales floater is a type of insurance that protects a seller of property that is purchased in installments or ...
  34. Self-Insurance

    Self-insurance involves setting aside your own money to pay for a possible losses, instead of purchasing insurance.
  35. Least Expensive Alternative Treatment (LEAT)

    A least expensive alternative treatment clause indicates that the insurer will only pay for the least expensive treatment, ...
  36. Bobtail Liability

    Bobtail liability is an automobile insurance policy that covers the owner or operator of a truck that is not currently being ...
  37. Death Star IPO

    Death Star IPO is a company's highly anticipated initial public offering (IPO) that becomes a blockbuster with investors. ...
  38. Incidents of Ownership

    A person has incidents of ownership if they can change beneficiaries on a life insurance policy, borrow from the cash value, ...
  39. Second Event Retention

    Second event retention is a strategy used to establish retention in an excess-of-loss reinsurance treaty.
  40. Health Plan Categories

    Health plan categories refers to the four types of health insurance plans that are differentiated based on the average expenses ...
  41. Pre-IPO Placement

    Pre-IPO placement is when a portion of an initial public offering (IPO) is placed with private investors right before the ...
  42. Early Warning Tests

    Early warning tests are a series of financial ratios and other criteria used to identify insurance companies that may require ...
  43. Chaplain Malpractice Insurance

    Chaplain malpractice insurance is liability insurance that provides coverage for chaplains, priests and other clergy members. ...
  44. American Risk and Insurance Association (ARIA)

    The American Risk and Insurance Association is a professional organization for academics and associates in the insurance ...
  45. Channeling

    Channeling is a commercial insurance policy, which insures employees and affiliated personnel under one policy.
  46. Omnibus Clause

    An omnibus clause is an automobile liability insurance policy clause extends coverage to individuals not named in the policy.
  47. Aircraft Insurance

    Aircraft insurance provides liability and property coverage of aircraft.
  48. Injury-In-Fact Trigger

    Injury-in-fact trigger is a coverage trigger theory that states that policy coverage activates when an injury or damage actually ...
  49. Accelerative Endowment

    An accelerative endowment is an option in a whole life insurance policy to use accumulated dividends to convert the policy ...
  50. Umpire Clause

    An umpire clause provides for a means of resolution by an unbiased third party if insurer and insured cannot agree on the ...
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