Insurance

  1. Gazunder

    Gazunder is a colloquial term used in the United Kingdom when a real estate buyer lowers their offer despite already having ...
  2. Tuition Insurance

    Tuition insurance is insurance which allows families to recoup some or all of tuition paid should their child leave school ...
  3. Chartered Advisor for Senior Living (CASL)

    Chartered Advisor for Senior Living (CASL) is a professional designation for individuals whose advice helps older clients ...
  4. Life Option

    Life option refers to an annuity payout scheme which guarantees payouts to the annuitant until their death, regardless of ...
  5. Adjusted Premium Method

    The adjusted premium method is a common formula that insurance companies use to calculate the cash surrender value of a life ...
  6. Side Collateral

    Side collateral is a pledge of either a physical or financial asset that partially collateralizes a loan.
  7. Advanced Life Underwriting

    Advanced life underwriting is the process by which life insurance carriers customize policies for clients with complex individual ...
  8. Yearly Renewable Group Term Insurance

    Yearly renewable group term insurance is a type of life insurance policy purchased by employers to cover their workers.
  9. National Australia Bank (NAB)

    The National Australia Bank is one of the major banking entities in Australia. It provides a wide range of financial services.
  10. Associate In Marine Insurance Management - AMIM

    The Associate in Marine Insurance Management (AMIM) is a professional designation for those working in ocean and inland marine ...
  11. Add To Cash Value Option

    An add to cash value option is a life insurance policyholder's choice to add accumulated cash value to the policy's death ...
  12. Vision Care Insurance

    Vision care insurance typically covers routine eye health expenses such as eye exams, contact lens fittings, contact lenses ...
  13. Breeder's Insurance Policy

    A breeder's insurance policy provides protection against damage, theft or loss of bred animals.
  14. Charitable Gift Life Insurance

    Charitable gift life insurance is a method of contributing to charity by taking out life insurance on yourself with the charity ...
  15. Corporate Ownership Of Life Insurance (COLI)

    Corporate ownership of life insurance or corporate-owned life insurance refers to insurance obtained and owned by a company ...
  16. American Council Of Life Insurance

    The American Council Of Life Insurance is an association of American life insurance carriers based in Washington D.C.
  17. Veterans Group Life Insurance (VGLI)

    Veterans group life insurance pays cash to the beneficiaries of a deceased member of the armed forces who had completed his ...
  18. Wholesale Life Insurance

    Wholesale life insurance is a type of employer-sponsored protection against the loss of income in the event the insured becomes ...
  19. Cat Spread

    A cat spread is a type of derivative traded on the Chicago Board of Trade (CBOT) that takes the form of an option on a catastrophe ...
  20. United States Government Life Insurance (USGLI)

    United States Government Life Insurance was established in 1919 to provide term, permanent and endowment insurance up to ...
  21. No-Load Life Insurance

    No-load life insurance is a type of life insurance that charges much lower fees and expenses than conventionl life policies.
  22. Business Auto Coverage Form

    A business auto coverage form is provided to business owners when creating an insurance contract for a company's cars, trucks, ...
  23. Accelerated Option

    An accelerated option in an insurance contract allows for accelerated benefits or partial benefits sooner than they would ...
  24. Joint-Life Payout

    A joint-life payout is one of two options normally available for retirees to choose as the method of payout for their employee ...
  25. Trust-Owned Life Insurance (TOLI)

    Trust-owned life insurance is insurance that resides inside a trust. It is used by many high net worth individuals as the ...
  26. Mortgage Life Insurance

    Mortgage life insurance is designed specifically to repay mortgage debt in the event of the death of the borrower.
  27. Variable Survivorship Life Insurance

    Variable survivorship life insurance is variable life insurance that covers two individuals and pays a death benefit, only ...
  28. Unbundled Life Insurance Policy

    An unbundled life insurance policy is a type of financial protection plan that provides cash to beneficiaries upon the policyholder's ...
  29. Legacy Costs

    Legacy costs are ongoing costs arising from spending that does not increase revenue. Pension plans are a prime example of ...
  30. Guaranteed Earning Increase Death Benefit

    A guaranteed earning increase death benefit is a type of option that annuitants can purchase for their retirement annuities. ...
  31. Life Expectancy Method

    A life expectancy method calculates IRA payments by dividing the balance of a retirement account by the policyholder's anticipated ...
  32. Credentialing Liability

    Credentialing liability refers to the responsibility that a hospital or medical facility carries for the staff practicing ...
  33. Beach Plan

    A beach plan is property insurance for coastal property owners who have a high exposure to windstorm and hail losses.
  34. Modified Payoff

    A modified payoff is a partial insurance reimbursement that is paid to depositors of failed banks.
  35. Advisory Endorsement

    Advisory endorsements are adjustments to the provisions used to create an insurance policy.
  36. Self-Build Insurance

    Self-build insurance is an insurance policy that provides coverage during the construction of a new home, additional structure, ...
  37. Viator

    A viator is a person with terminal or a life-threatening illness who sells a life insurance policy at a steep discount to ...
  38. Buffer Layer

    The buffer layer is the difference between the primary limit of insurance and any excess layer of insurance.
  39. Carryover Provision

    A carryover provision is an insurance policy clause that allows the policyholder to shift losses from the end of the policy ...
  40. Pink Slip Party

    A pink slip party brings together professionals and recruiters who have recently been laid off.
  41. Federal-State Unemployment Compensation Program

    The federal-state unemployment compensation program provides temporary financial assistance to those who've lost their jobs ...
  42. Against All Risks - AAR

    An against all risks insurance policy provides coverage against all types of loss or damage, rather than only specific ones. ...
  43. Bare Walls Coverage

    Bare walls coverage is a type of insurance coverage that applies to communally used features in residential multi-family ...
  44. Replacement Property

    Replacement property is any property that is received as a replacement for property that was lost as a result of an involuntary ...
  45. Adjustable Premium

    An adjustable premium is an insurance premium that can change over time based on a policy that is agreed to at the outset ...
  46. Contents Rate

    The contents rate is the premium required to insure the contents of a property rather than the property itself.
  47. Clunker

    A clunker is a popular reference to the old vehicle traded in under the U.S. government's "cash-for-clunkers" program, rolled ...
  48. Automatic Additional Insured

    Automatic additional insured refers to insurance coverage that is automatically included in an insurance policy.
  49. Accredited Advisor In Insurance - AAI

    An Accredited Advisor in Insurance (AAI) is a professional designation for certain insurance producers.
  50. Hospital Visitation Authorization

    A hospital visitation authorization is a legal document that instructs a hospital to admit certain non-family visitors to ...
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