Personal Finance

  1. Should You Insure Your Wedding Ring?

    A wedding ring's value and your current insurance coverage play a role in a decision to insure the ring.
  2. Multinational Pooling

    Multinational pooling is a method global companies use to manage the risk of their employee benefit plans throughout the ...
  3. Misselling

    Misselling is a sales practice in which a product or service is deliberately misrepresented or a customer is misled about ...
  4. Benefactor

    A benefactor is an individual that provides money or other resources to an individual, group, or organization.
  5. Dependent Care Benefits

    Dependent care benefits are provided by an employer to an employee for use in caring for dependents, such as young children ...
  6. Health Savings Account - HSA

    A Health Savings Account (HSA) is an account for individuals with high-deductible health plans to save for medical expenses ...
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  1. Financial Crisis

    A financial crisis is a situation where the value of assets drop rapidly and is often triggered by a panic or a run on banks. ...
  2. Initial Rate Period

    The initial rate period refers to a limited period of time at the beginning of a loan when the interest rate is lower.
  3. Form 8396: Mortgage Interest Credit

    A Form 8396 is a tax form used to claim mortgage interest credit on a tax return.
  4. Mortgage Recast

    A mortgage recast takes the remaining principal and interest payments of your mortgage and recalculates them based on a new ...
  5. Vendor Take-Back Mortgage

    A type of mortgage in which the buyer borrows funds from the seller purchase of the property.
  6. A Credit Card

    Issued by a financial company giving the holder an option to borrow funds, credit cards charge interest and are primarily ...
  1. Hierarchy-of-Effects Theory

    The hierarchy-of-effects theory is a model of how advertising influences a consumer's decision to purchase or not purchase ...
  2. Advertising Appropriation

    Advertising appropriation is the portion of a total marketing budget that is allocated for advertising over a specific time ...
  3. Business Interest Expense

    Business interest expense is the cost of interest that is charged on business loans used to maintain operations.
  4. Dual Pricing

    Dual pricing is the practice of setting prices at different levels for the same product or service.
  5. Monopolist

    A monopolist is an individual, group or company that controls all of the market for a particular good or service.
  6. Financialization

    Financialization refers to the increase in size and importance of a country's financial sector relative to its overall economy. ...
  1. Form 8396: Mortgage Interest Credit

    A Form 8396 is a tax form used to claim mortgage interest credit on a tax return.
  2. A Guide To Rollover A 401(k) To A New Employer

    You CAN take it with you.. Find out what to do when you switch employers and what become of your 401(k) plan. Learn exactly ...
  3. 5 Reasons to be Skeptical of UTMA Accounts

    There are several good reasons why Uniform Transfer to Minors Act (UTMA) accounts may not be the best way to give money to ...
  4. Non-Accountable Plan

    A non-accountable plan is a way to provide employees with an allowance for business expenses or travel that does not need ...
  5. Foreign Account Tax Compliance Act (FATCA)

    The Foreign Account Tax Compliance Act is a tax law that compels US citizens at home and abroad to file annual reports on ...
  6. Breadwinner

    A breadwinner is the primary or sole income earner in a household. Breadwinners, by contributing the largest portion of household ...
  1. Vendor Take-Back Mortgage

    A type of mortgage in which the buyer borrows funds from the seller purchase of the property.
  2. Participation Mortgage

    A participation mortgage allows the lender to share in part of the income or resale proceeds of a property, becoming an equity ...
  3. Convertible ARM

    A convertible ARM is an adjustable rate mortgage with the option to convert to a fixed-rate mortgage after a specified period ...
  4. Deficiency Judgment

    A deficiency judgment is a court ruling against a debtor in default on a secured loan when the sale of property did not cover ...
  5. Take-Out Commitment

    A take-out commitment guarantees a bank will issue a mortgage for a property after construction, allowing the developer to ...
  6. Mortgage broker versus direct lenders: Which is best?

    Understand what are the key differences between mortgage brokers and direct lenders. Learn which one fit best with your lending ...
  1. 8 Steps To An Organized Financial Life

    Disorganization makes planning difficult, and that can cost you big-time. Follow these 8 steps to an organized financial ...
  2. Average Propensity To Save

    The average propensity to save (APS) is an economic term that refers to the proportion of income that is saved rather than ...
  3. Dual Pricing

    Dual pricing is the practice of setting prices at different levels for the same product or service.
  4. Year One Planning for First-Time Parents

    Being financially prepared for the arrival of a new baby can help alleviate some of the stress of the first year.
  5. Layaway

    Layaway is a purchasing method in which a consumer places a deposit on an item to "lay it away" for later pick-up when they ...
  6. The causes and costs of absenteeism

    Find out how this article looks at the causes of absenteeism, the costs of lost productivity, and what employers can do to ...
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  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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