• Education
    • Reference
      • Dictionary
      • Investing 101
      • The 4 Best S&P 500 Index Funds
      • World's Top 20 Economies
      • Stock Basics Tutorial
      • Options Basics Tutorial
      • Economics Basics
    • Topics
      • Stocks
      • Mutual Funds
      • Options
      • Tech
      • ETFs
      • Bonds/Fixed Income
      • Commodities
  • Markets
    • News
      • Watchlist
      • Company News
      • Market/Economy News
    • Popular Stocks
      • Apple (AAPL)
      • Tesla (TSLA)
      • Amazon (AMZN)
      • AMD (AMD)
      • Facebook (FB)
      • Netflix (NFLX)
  • Simulator
    • Simulator
      • Create an Account
      • Join a Game
    • My Simulator
      • My Game
      • Create a Game
  • Your Money
    • Personal Finance
      • Credit
      • Budgeting/Saving
      • Taxes
      • Retirement
      • Mortgage
      • Insurance
      • Small Business
      • Wealth Management
    • Reviews & Ratings
      • Broker Reviews
      • Charles Schwab Review
      • E*TRADE Review
      • Robinhood Review
  • Advisors
    • Financial Advice
      • Advisor Insights
      • Investopedia 100
    • For Financial Advisors
      • Join Advisor Insights
      • Your Practice
  • Academy
    • Popular Courses
      • Investing for Beginners
      • Become a Day Trader
      • Trading for Beginners
      • Technical Analysis
    • Courses by Topic
      • All Courses
      • Trading Courses
      • Investing Courses
      • Financial Professional Courses
  • Login
  • Advisor Login
  • Newsletters
Retirement Planning
  • Retirement Savings Accounts
  • IRA
  • Social Security
  • 401K
  • Pensions
  • Estate Planning
  • Senior Care
  • Annuities
Personal Finance Retirement Planning

Retirement Planning

Learn how much you need to retire comfortably, and how to prepare for the "unexpected" in retirement. Prepare for everything from living expenses, to healthcare, to planning that trip you've always wanted to take.

Retirement Planning
  • Retirement Savings Accounts
  • IRA
  • Social Security
  • 401K
  • Pensions
  • Estate Planning
  • Senior Care
  • Annuities

How Much You Should Have Saved (By Age)

Knowing how much you should have saved at each stage of your life provides a way to get—and stay—on track for retirement.

  • The World’s Cheapest, Safest Retirement Countries
  • Computer graphic of a bank vault

    Required Minimum Distribution (RMD) Definition and Example

  • 401(k) vs. Pension Plan: What's the Difference?
  • Pen and stock charts on table

    Employee Stock Ownership Plan (ESOP) Definition

  • Four Percent Rule Definition
  • Hipster senior man with beard using laptop and woman watching

    Supplemental Executive Retirement Plan (SERP)
  • Ethnic Senior Couple With Financial Advisor

    The Importance of Updating Retirement Account Beneficiaries

  • How Much Money Do You Need to Retire in Spain?

  • Four Retirement Cities in Portugal

  • Financial Planner Definition

  • Risk Profile Definition

  • Going Back to India to Retire: A How-to Guide

  • The Average Retirement Savings by Age

  • Should I Trade My Retirement Account?

  • Living Frugally and Happily in Retirement
  • Mature couple canoeing on tranquil lake, Alberta, Canada

    Substantially Equal Periodic Payment (SEPP)
  • Simple wooden three legged stool, Finnish design

    What Is the Three-Legged Stool?

  • Common Retirement Advice that DINKs Cannot Ignore

  • Distribution In Kind Definition

  • Financial Independence, Retire Early (FIRE)
  • Senior couple using tablet on couch at home

    SIMPLE Retirement Plans for Small Employers

  • Safe Withdrawal Rate (SWR) Method Definition

  • How To Create a Retirement Portfolio Strategy

  • How to Plan for Medical Expenses in Retirement

  • How Much Money Do You Need to Retire in Thailand?

  • The 11 Worst Retirement Mistakes: Sidestep Them

  • How to Plan for Travel in Retirement

  • Now You Can Save More for Retirement

  • Retirement Planning Doesn’t Stop When You Retire

  • Living in the Dominican Republic on $1,000 a Month

  • Developed Countries For Easy Residency/Citizenship

  • Interest-Only Retirement: Can it be Done?

  • How RESA Could Reform Workplace Retirement Plans

  • Retirement Plan Tax Prep Checklist

  • 10 Years Later: How the Financial Crisis Affected Seniors

  • How the U.S. Ranks on the Global Retirement Index
  • Close up Businessman using calculator for do math finance on wooden desk in office, tax, accounting, statistics and analytic research concept

    Actual Deferral & Actual Contribution Percentage Test

  • 10 Safe Investments for Senior Retirement

  • Live in Thailand on $1,000 a Month

  • How to Manage Income During Retirement

  • Avoid the Downsides of Downsizing in Retirement

  • 10 Ways to Borrow When Retired

  • Near or Over 65? Use These Retirement Planning Tips

  • Pay Yourself First Definition

  • Retirement Planning

  • Systematic Withdrawal Plan (SWP)

  • Best Cities for Retirees to Age Successfully

  • Guaranteed Lifetime Withdrawal Benefit (GLWB)

  • How to Plan Your Retirement in the Philippines

  • How Much Money Do You Need to Live in Mexico City?

  • Can Retirees Live in Military Housing?

  • Retirement and Depression

  • What's Your Net Worth Telling You?

  • 5 Countries With Easy Citizenship for Retirement

  • Retire on a Cruise Ship With Less Than $1 Million

  • Going Back to the Philippines to Retire: A How-to Guide

  • Journey Through the Six Stages of Retirement

  • How to protect your retirement from lawsuits

  • The Greatest Generation

  • 5 Companies With the Best Retirement Plans

  • Everything You Need to Know About Deferred Retirement Option Plans (DROPs)

  • 4 Alternatives to Borrowing or Withdrawing Retirement Funds

  • Should You Accept an Early Retirement Offer?
  • Terms
  • News
  • Tutorials
  • About Us
  • Advertise
  • Contact
  • Privacy Policy
  • Terms of Use
  • Careers
  • #
  • a
  • b
  • c
  • d
  • e
  • f
  • g
  • h
  • i
  • j
  • k
  • l
  • m
  • n
  • o
  • p
  • q
  • r
  • s
  • t
  • u
  • v
  • w
  • x
  • y
  • z
Investopedia is part of the Dotdash publishing family.
  • The Balance
  • Lifewire
  • TripSavvy
  • The Spruce
  • and more