• Education
    • Reference
      • Dictionary
      • Investing 101
      • The 4 Best S&P 500 Index Funds
      • World's Top 20 Economies
      • Stock Basics Tutorial
      • Options Basics Tutorial
      • Economics Basics
    • Topics
      • Stocks
      • Mutual Funds
      • Options
      • Tech
      • ETFs
      • Bonds/Fixed Income
      • Commodities
  • Markets
    • News
      • Watchlist
      • Company News
      • Market/Economy News
    • Popular Stocks
      • Apple (AAPL)
      • Tesla (TSLA)
      • Amazon (AMZN)
      • AMD (AMD)
      • Facebook (FB)
      • Netflix (NFLX)
  • Simulator
    • Simulator
      • Create an Account
      • Join a Game
    • My Simulator
      • My Game
      • Create a Game
  • Your Money
    • Personal Finance
      • Credit
      • Budgeting/Saving
      • Taxes
      • Retirement
      • Mortgage
      • Insurance
      • Small Business
      • Wealth Management
    • Reviews & Ratings
      • Broker Reviews
      • Charles Schwab Review
      • E*TRADE Review
      • Robinhood Review
  • Advisors
    • Financial Advice
      • Advisor Insights
      • Investopedia 100
    • For Financial Advisors
      • Join Advisor Insights
      • Your Practice
  • Academy
    • Popular Courses
      • Investing for Beginners
      • Become a Day Trader
      • Trading for Beginners
      • Technical Analysis
    • Courses by Topic
      • All Courses
      • Trading Courses
      • Investing Courses
      • Financial Professional Courses
  • Login
  • Advisor Login
  • Newsletters
Retirement
  • Retirement Savings
  • Retirement Living
  • Estate Planning
  • Pensions
  • Social Security
  • IRAs
  • 401(k)
  • Senior Care
Retirement Retirement Savings

Retirement Savings

Start now to make the most of your 401(k), IRA, HSA and other tax-advantaged ways to build wealth for retirement. Plus, smart tax tactics, maximizing Social Security and other financial tips.

Retirement
  • Retirement Savings
  • Retirement Living
  • Estate Planning
  • Pensions
  • Social Security
  • IRAs
  • 401(k)
  • Senior Care

How To Set Up a Trust Fund If You're Not Rich

You don't need to be wealthy to create your own trust fund. Here's why and how to go about it.

  • 4 Reasons to borrow from your 401(k)

  • The Basics of a 401(k) Retirement Plan
  • Two women cooking in domestic kitchen

    Individual Retirement Account (IRA)

  • How 401(k) Matching Works

  • How Is Your 401(k) Taxed When You Retire?

  • Can I take my 401(k) to buy a house?

  • How does a Roth IRA grow over time?

  • IRA: Can I deduct my contribution on my tax return?

  • How Much Are Taxes on an IRA Withdrawal?

  • Can You Use Your IRA to Buy a House?

  • 401(k) vs. Roth IRA: What is the Difference?
  • Looking east toward Wall Street from the Freedom Tower construction site

    To Fund Definition

  • When Paying Off Debt with Your 401(k) Makes Sense

  • The Benefits of Starting an IRA for Your Child

  • How Much You Should Have Saved (By Age)

  • What rate of return should I expect on my 401(k)?

  • How a 401(k) Works After Retirement

  • 401(k) Contribution Limits in 2018-19
  • A retired couple enjoying life

    401(k) Plan vs. 457 Plan: What's the Difference?

  • Calculating Present and Future Value of Annuities

  • Calculate Penalties on a 401(k) Early Withdrawal

  • Roth 401(k) Definition

  • What Percentage of Salary to Save for Retirement

  • Annuity

  • What Is a Good 401(k) Match?

  • Using Your 401(k) to Pay Off a Mortgage

  • How Are 401(k) Withdrawals Taxed for Nonresidents?

  • Are We in a Baby Boomer Retirement Crisis?

  • Your 401(k): What's the Ideal Contribution?

  • The Top 9 Benefits of a 403(b) Plan

  • Can Your 401(k) Impact Your Social Security Benefits?

  • Traditional IRA

  • Know the Rules for Roth 401(k) Rollovers

  • 9 Penalty-Free IRA Withdrawals

  • Will Your Retirement Income Be Enough?

  • My Employer Doesn't Offer a 401(k). Should I Care?

  • Do 401(k) Contributions Reduce AGI and/or MAGI?

  • I Maxed Out My 401(k)! Now What?

  • Different Ways to Save for Retirement

  • Top Reasons to Roll Over Your 401(k) to an IRA

  • Guide to 401(k) and IRA Rollovers

  • What's Your Net Worth Telling You?

  • 10 Little-Known Ways to Reduce Your 401(k) Taxes

  • IRA Contributions: Eligibility and Deadlines

  • 401(k) Loan vs. IRA Withdrawal: What's the Difference?

  • How to Set Up a Trust Fund in Australia

  • How to Use Your Roth IRA as an Emergency Fund

  • 5 Reasons to Convert a Roth to a Traditional IRA

  • Present Value Of An Annuity

  • How To Calculate Ineligible (Excess) IRA Contributions

  • Substantially Equal Periodic Payment (SEPP): Learn The Rules

  • How Are Dividends on IRAs Taxed?

  • Top 10 Small Business 401(k) Plan Providers

  • 6 Problems with 401(k) Plans

  • The Most Popular Jobs for People 65 and Older

  • Can a 401(k) be used for a house down payment?

  • The Rules on RMDs for IRA Beneficiaries

  • Roth IRA Contribution Rules: The Basics

  • Understanding Indexed Universal Life Insurance vs. IRAs & 401(k)s

  • How Does My Part-time Job Affect Social Security?
  • Close up of spilling 401K savings jar

    401(k) and IRA Contributions: You Can Do Both

  • How do I calculate my Social Security break-even age?

  • How does an IRA grow over time?
  • Terms
  • News
  • Tutorials
  • About Us
  • Advertise
  • Contact
  • Privacy Policy
  • Terms of Use
  • Careers
  • #
  • a
  • b
  • c
  • d
  • e
  • f
  • g
  • h
  • i
  • j
  • k
  • l
  • m
  • n
  • o
  • p
  • q
  • r
  • s
  • t
  • u
  • v
  • w
  • x
  • y
  • z
Investopedia is part of the Dotdash publishing family.
  • The Balance
  • Lifewire
  • TripSavvy
  • The Spruce
  • and more