Retirement

  1. Tax Treatment Of Roth IRA Distributions

    Learn the requirements for withdrawing funds tax and penalty free with Roth IRA distibutions.
  2. Which Fund Share Class is Best for Retirement?

    Mutual funds are a popular financial vehicle. Here's how to choose the best share class for retirement among a fund's many ...
  3. I am self-employed and do not need most of my IRA RMD for expenses. Can I reinvest it in Roth IRAs?

    Yes, you can use your Traditional IRA's required minimum distributions (RMDs) to contribute to your Roth IRA.
  4. Can I borrow from an IRA without penalty?

    Yes. A 60-day rollover rule applies to all types of IRAs, allowing you to withdraw and then repay assets within two months. ...
  5. The company I am working for said that 401(k) contribution can be based on only straight time pay! The company I previously worked for allowed me to contribute on gross earnings. Has the law changed, or is the current employer wrong?

    401(k) regulations allow the employer to determine, to a certain extent, what is defined as "eligible compensation/pay" for ...
  6. For IRAs, Time Is Money

    Don't procrastinate. The timing of your contributions can mean thousands more in savings. When it comes to IRAs, time is ...
  1. Charitable Lead Trust

    A charitable lead trust is designed to reduce a beneficiary's taxable income by first donating a portion of the trust's income ...
  2. Lump Sum Versus Regular Pension Payments

    Should you accept the traditional, lifetime monthly payments or take a lump sum distribution? We'll help you understand what ...
  3. 10 Financial Tips to Live Your Best Retirement Life

    Retirement is supposed to be one of the most enjoyable times of your life. Use these 10 tips to help ensure you're financially ...
  4. The Most Expensive States to Retire In

    Six places that aren't great for your retirement years (financially speaking).
  5. Central Provident Fund - CPF

    The Central Provident Fund (CPF) is a mandatory benefit account set up to provide Singaporeans with a comprehensive retirement ...
  6. Valuation Period

    The valuation period is the time period during which value is determined for variable investment options.
  1. Disability Insurance Trust Fund

    The Disability Insurance Trust Fund is one of two Social Security Trusts which pays benefits to individuals incapable of ...
  2. High-Deductible Health Plan - HDHP

    A high-deductible health plan is health insurance with a high minimum deductible for medical expenses that must be paid before ...
  3. Health-y Savings Accounts

    Health savings accounts (HSAs) can provide a great way to save for retirement and medical expenses.
  4. Central Provident Fund - CPF

    The Central Provident Fund (CPF) is a mandatory benefit account set up to provide Singaporeans with a comprehensive retirement ...
  5. HSA: The Premier Investment Account

    Millennials would be smart to take advantage of the everything a health savings account has to offer.
  6. What happens to insurance policies and variable annuities if the insurance company itself goes bankrupt - do the policyholders get anything out of it?

    There are state guaranty associations and state-run funds that help pay the claims from policies if the insurance companies ...
  1. Restricted Application for Social Security Spousal Benefits

    For those born before January 2, 1954, the restricted application for spousal benefits can increase your retirement income. ...
  2. How to Manage Money After Losing a Spouse

    The death of a spouse is one of the most difficult things to endure. Financial issues shouldn't add to the emotional hardship.
  3. I am self-employed and do not need most of my IRA RMD for expenses. Can I reinvest it in Roth IRAs?

    Yes, you can use your Traditional IRA's required minimum distributions (RMDs) to contribute to your Roth IRA.
  4. Retirement Investment Strategies by Age

    Saving and investing for retirement ideally should begin the moment you start working; but it will be different throughout ...
  5. The Best Strategies to Maximize Your 401(k)

    Everything you need to know about setting up and managing what is often the chief source of your retirement funds.
  6. My spouse has little/no income. Can I contribute to my spouse's IRA?

    Yes. You may make a Traditional IRA contribution to your spouse's Traditional IRA, assuming you have eligible compensation.
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