Retirement Insurance & Health

  • Showing 101-150 of 347 items
  • <<
  • ...
  • 2
  • 3
  • 4
  • ...
  • 7
  • >>
  1. National Insurance Contributions (NIC)

    National Insurance Contributions are payments made by employees and employers into the United Kingdom's National Insurance ...
  2. Ancillary Benefits

    Ancillary benefits are a secondary type of health insurance coverage that covers miscellaneous medical expenses that are ...
  3. Life Settlement

    A life settlement is the selling of one's life insurance policy to a third party for a one-time cash payment.
  4. Laddering

    Laddering is the promotion of inflated pre-IPO prices for the sake of obtaining a greater allotment of the offering.
  5. Insurance Trust

    An insurance trust is an irrevocable trust set up with a life insurance policy as the asset, allowing the grantor to exempt ...
  6. Straight Life Annuity

    A straight life annuity is a retirement income product that pays a benefit until death but forgoes any further beneficiary ...
  7. Annuity Contract

    An annuity contract is a written agreement between an insurance company and a customer outlining each party's obligations ...
  8. Level Death Benefit

    A level death benefit is a life insurance payout that is the same whether the insured person dies shortly after purchasing ...
  9. Actuarial Assumption

    An actuarial assumption is an estimate of an uncertain variable input into a financial model for the purposes of calculating ...
  10. Cash Refund Annuity

    A cash refund annuity refunds to a beneficiary any sum left over should the annuitant die before breaking even on what they ...
  11. Annuity Table

    An annuity table is a tool for determining the present value of a structured series of payments.
  12. Single-Premium Deferred Annuity (SPDA)

    A single-premium deferred annuity (SPDA) is an annuity established with a single payment featuring investment growth solely ...
  13. Contingent Annuitant

    A contingent annuitant is someone designated by an annuitant to receive the annuitant’s payments when they pass away.
  14. Insurance Inflation Protection

    Insurance inflation protection is designed to allow policyholders to make sure that the benefits they receive can keep up ...
  15. Losses Incurred

    Losses incurred refers to benefits paid to policyholders during the current year, plus changes to loss reserves from the ...
  16. Social Security Number (SSN)

    A Social Security Number (SSN) is a numerical identifier assigned to U.S. citizens and some residents to track their income ...
  17. Immediate Payment Annuity

    An immediate payment annuity is an annuity contract that is purchased with a single payment and pays a guaranteed income ...
  18. Creditable Coverage

    Creditable coverage is health insurance, prescription drug or another health benefit plan that meets a minimum set of qualifications.
  19. Employer-Sponsored Plan

    An Employer-Sponsored Plan is a benefit plan offered to employees at little-to-no cost.
  20. Annuity

    An annuity is a financial product that pays out a fixed stream of payments to an individual, primarily used as an income ...
  21. Annual Dividend (Insurance)

    In the insurance industry, an annual dividend is a yearly payment given by an insurance company to a policyholder.
  22. Medical Underwriting

    Medical underwriting is the process of assessing the risk associated with providing health insurance coverage.
  23. Commutation

    Commutation refers to the rights of beneficiaries to exchange one type of income for another.
  24. Homestead Exemption

    A homestead exemption protects the value of a home from property taxes and creditors following the death of a homeowner spouse.
  25. Why Your Medicare Patient Status Matters

    If you or a loved one are covered by Medicare and require a hospital stay, be sure to clarify whether you are inpatient, ...
  26. Long-Term Care (LTC) Insurance

    Long-term care insurance coverage provides for the care of people over age 65 or with a chronic or disabling condition that ...
  27. Medicaid

    Medicaid is a government-sponsored insurance program for individuals and families whose income is insufficient to cover health-related ...
  28. Death Benefit

    A death benefit is the amount on a life insurance policy or pension that is payable to the beneficiary when the annuitant ...
  29. Surrender Period

    The surrender period is the amount of time an investor must wait until he or she can withdraw funds from an annuity without ...
  30. Accelerated Benefits

    Accelerated benefits refers to a clause in certain life insurance policies that enable the policy holder to receive the benefits ...
  31. Longevity Risk

    Longevity risk is risk to which a pension fund or life insurance company could be exposed as a result of higher-than-expected ...
  32. Out-of-Pocket Limit

    The out-of pocket limit is the maximum amount a health insurance policyholder will pay for covered healthcare over the course ...
  33. Cash Value Accumulation Test (CVAT)

    Cash value accumulation test (CVAT) is a test for determining whether a financial product can be taxed as an insurance contract ...
  34. Introduction to Annuities

    Everything you need to know about annuities.
  35. Average Indexed Monthly Earnings (AIME)

    Average indexed monthly earnings (AIME) is used to determine the primary insurance amount (PIA) that values an individual's ...
  36. Point-of-Service Plan (POS)

    A point-of-service plan (POS) is a managed-care health insurance plan that provides different benefits for using in-network ...
  37. Blanket Insurance

    Blanket insurance covers many types of property in one place, the same type of property in many locations, or many kinds ...
  38. Viatical Settlement

    A viatical settlement is when someone (usually) with a terminal disease sells their life insurance policy at a discount from ...
  39. Own-Occupation Policy

    An own-occupation policy covers individuals who become disabled and can't perform what they have been trained to perform.
  40. 5 Mistakes People Make When Enrolling in Medicare

    Medicare is complicated and knowing how and when to sign up can be challenging. Don't make these five Medicare enrollment ...
  41. Estate

    An estate is the collective sum of an individual's net worth, including all property, possessions and other assets.
  42. Human-Life Approach

    The human-life approach calculates the amount of life insurance a family needs based on the financial loss they'd experience ...
  43. Guideline Premium And Corridor Test (GPT)

    The Guideline Premium And Corridor Test (GPT) is used to determine whether an insurance product can be taxed as insurance ...
  44. Homeowners Protection Act

    The Homeowners Protection Act reduces the unnecessary payment of private mortgage insurance (PMI) by homeowners who are no ...
  45. Employee Benefits: How to Know What to Choose

    Starting a new job is stressful, but you don't need to sweat about setting up a benefits package.
  46. Guaranteed Investment Fund (GIF)

    A guaranteed investment fund allows a client to invest in an equity, bond or index fund with the promise of a predefined ...
  47. Assumed Interest Rate (AIR)

    Assumed interest rate (AIR) is the rate of interest or growth rate selected by an insurance company.
  48. Capitated Contract

    A captitated contract is a healthcare plan that provides payment of a flat fee for each patient it covers.
  49. Old-Age and Survivors Insurance (OASI) Trust Fund

    The Old-Age and Survivors Insurance Trust Fund is a Social Security trust fund that pays benefits to insured retired workers ...
  50. Second-To-Die Insurance

    Second-to-die insurance is a type of life insurance on two people that provides benefits to the beneficiaries only after ...
  • Showing 101-150 of 347 items
  • <<
  • ...
  • 2
  • 3
  • 4
  • ...
  • 7
  • >>
Trading Center