Retirement Investing & Saving

  1. You CAN Retire In A Recession

    Just because you receive your gold watch during a recession, doesn't mean you can't retire on time.
  2. 401(k) Loan vs. IRA Withdrawal

    The IRS offers several ways to skirt the 10% penalty on early retirement distributions.
  3. Are You Ready for Retirement?

    Managing your wealth and taxes in retirement can help make your nest egg last.
  4. Will Your Retirement Income Be Enough?

    How to figure if you'll have enough for those golden years – and what factors to consider in crunching the numbers.
  5. How Do Futures Contracts Work?

    Futures contracts are one of the most important financial innovations in history, but they are often misunderstood. Find ...
  6. How 401(k) Plan Sponsors Can Minimize Risk

    There are ways 401(k) plan sponsors can protect themselves against risk and potential litigation.
  7. The Secret to Financial Fitness: Stamina

    With greater longevity comes an increasing need to make retirement savings last.
  8. Congress May Take Away Your 401(k) Tax Reduction (or Not)

    As part of overhauling the U.S. income tax system, Congress is considering taking away your 401(k) tax reduction. But Trump ...
  9. Six Ways to Move Retirement Account Money - Part II

    In this second part of the series, three other options for moving retirement money are discussed.
  10. The New Risks 401(k) Plan Sponsors Face

    New regulations regarding fiduciary duties means 401(k) plan sponsors need to step up oversight.
  11. How to Retire a Millionaire Without a 401(k)

    Can you retire as a millionaire without a 401(k) plan? It may not be easy, but it isn't impossible if you know where to invest ...
  12. The Widening Retirement Savings Gap

    Due to a variety of factors, by 2050 there will be a $400 trillion retirement savings gap.
  13. 7 Financial Lessons to Master by the Time You're 30

    Once you hit your 30s, it is time to get serious about your finances and money skills. Here are the top money lessons you ...
  14. 8 Reasons to Have Monthly Dividend ETFs

    Investors don’t just like these 8 ETFs that pay dividends once a month instead of a once a quarter. They love them.
  15. Retirement Income Planning Made Easier With the 3-7-5 Strategy

    If you are worried about running out of retirement income, use the 3-7-5 strategy.
  16. Six Options for Moving Retirement Money - Part I

    If you leave your current job and have a 401(k), there are many things you can do with it.
  17. 3 Tips for Managing the Retirement Planning Maze

    Use these three tips to make your way safely through the retirement maze.
  18. Inherited IRA Distributions and Taxes: Getting it Right

    If you have inherited an IRA account you don’t need to turn it over to the estate, regardless of what the will says.
  19. 12 Things to Do Now to Be More Prepared for Retirement

    Planning ahead is the secret to experiencing your retirement vision. Here are steps you can take to work towards the retirement ...
  20. Protect Retirement Money from Market Volatility

    The economy has its ups and downs. Investors who take a disciplined approach and diversify their portfolios are better prepared ...
  21. 10 Common Questions About Social Security

    Find answers to the 10 Social Security questions that most people ask, from how to apply for benefits to how secure the system ...
  22. Retirement Taxes: 5 Ways to Save Money

    Living on a fixed income during retirement can be difficult if your taxes are high. These five ideas can help you manage ...
  23. Is Waiting till 70 for Social Security Right for You?

    Should you wait until 70 to start receiving Social Security? That depends. Here is what you need to consider.
  24. Who is Richard Thaler, Economics Nobel Prize Winner?

    Thaler, one of the founding behavioral economists, won the 2017 Nobel Prize in Economic Sciences.
  25. Direct vs. Indirect IRA Rollovers: Which Is Best?

    Direct and indirect retirement account rollovers each have their pros and cons.
  26. How to Set up a Trust Fund If You're Not Rich

    You don't need to be wealthy to create your own trust fund. Here's why and how to go about it.
  27. 3 Ways to Get Better Retirement Returns in the Next 20 Years

    With investment returns projected to decline over the next 20 years, savers may need to tweak their plans to ensure better ...
  28. Should You Move Your 401(k) Savings?

    Here are some key factors you should consider when deciding what to do with your 401(k) plan.
  29. High Earners Could Be Getting Retirement Wrong

    Should high earners who got a late start on planning for retirement be saving for their kids' college, too? Here are the ...
  30. Boomers: Top 4 Safest Investments for Your Portfolio

    Once you get to retirement age, preserving your portfolio becomes a critical issue. The important thing is to balance growth ...
  31. Three Stages of Retirement Account Withdrawals

    Before withdrawing funds from a retirement account it's crucial to understand IRS rules first.
  32. Retirement Plans: Pensions vs. Social Security

    Both pensions and Social Security provide an income stream to retirees, but they differ widely on how they're structured ...
  33. Retirement Funds: What Not to Do with Extra Cash

    Before you cash out or raid one of your retirement funds, consider the following things you should not do with that money.
  34. Save $1,000 a Month with Your 401(k)

    Saving $1,000 per month in your 401(k) will actually cost you only $700. Here's how it works.
  35. Life Expectancy: It's More Than Just A Number

    Find out how this factor determines your life insurance premiums and affects your payout.
  36. Mutual Fund

    An investment vehicle, overseen by a money manager, that is made up of a pool of money collected from many investors to invest ...
  37. Benefits of Deferred Compensation Plans

    Understand the difference between a qualifying or nonqualifying deferred compensation plan. Learn about the benefits of a ...
  38. What's the difference between a 401(k) and a Roth IRA?

    A 401(k) and a Roth IRA differ primarily on tax treatment, investment options, employer involvement, and limitations on contributions ...
  39. 5 Expenses That Will Change in Retirement

    Retirement doesn't mean you'll have fewer expenses. Some do go away; however, new costs arise in retirement.
  40. A Back to School Homework Assignment for Parents

    The fall season is a good time to assess and take charge of your finances.
  41. Should You Use a 401(k) to Fund a Start-Up?

    There are pros and cons to using your 401(k) to fund a start-up.
  42. Setting Financial Goals for Your Future

    To live comfortably now and in retirement, setting financial goals for the short-, mid- and long-term is crucial. Here are ...
  43. Look Overseas For Fixed Income Investment Options

    After years of underperforming U.S. alternatives, international equities are shining brighter.
  44. What is a 409A nonqualified deferred compensation plan?

    Understand what a deferred compensation plan is and what makes it either qualifying or nonqualifying.
  45. Finding a Financial Advisor to See You Through Retirement

    When you're talking about an advisor for retirement, you'll need some special skills. Here's what you need to check out.
  46. 5 Financial Strategies to Last a Lifetime

    To stay consistent with your financial goals, here are five financial strategies to help you grow your balance sheet and ...
  47. Are catch-up contributions included in the 415 limit?

    Learn about IRC section 415 limit and why catch-up contributions are not included. Learn about current 401(k) contribution ...
  48. VTIVX: Overview of Vanguard Target Retirement 2045 Fund

    Learn about the Vanguard Target Retirement 2045 Fund, a mixed-allocation fund designed for mutual fund investors who plan ...
  49. The Right Way for Retirees to Help Pay for College

    If you're fortunate enough to have a grandparent helping pay for college, use their money wisely.
  50. 7 Steps to Create a 10-Years-from-Retirement Plan

    Workers who are only 10 years away from retiring need to do a number of things to ensure that a comfortable retirement can ...
Hot Definitions
  1. Time In Force

    Time in force is a special instruction used when placing a trade to indicate how long an order will remain active before ...
  2. Retirement Planning

    Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve ...
  3. Drawdown

    The peak-to-trough decline during a specific record period of an investment, fund or commodity. A drawdown is usually quoted ...
  4. Inverse Transaction

    A transaction that can cancel out a forward contract that has the same value date.
  5. Redemption

    The return of an investor's principal in a fixed income security, such as a preferred stock or bond; or the sale of units ...
  6. Solvency

    The ability of a company to meet its long-term financial obligations. Solvency is essential to staying in business, but a ...
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