Retirement Investing & Saving

  1. Direct Rollover

    A direct rollover is a distribution of eligible assets from one qualified plan to another.
  2. Funded Status

    Funded status compares the assets to the liabilities in a pension plan.
  3. Irrevocable Income-Only Trust (IIOT)

    An irrevocable income-only trust is a type of living trust often used for Medicaid planning.
  4. Determination Letter

    A determination letter is a formal document that the Internal Revenue Service or IRS issues; it decrees whether a retirement ...
  5. Executor

    An executor is an individual appointed to administrate the estate of a deceased person. The executor's main duty is to carry ...
  6. 6 Signs That You Are OK to Retire

    Think you're finally ready to call it quits at work? Check your gut feeling against these six factors first.
  7. Five Sources of Income for Your Retirement

    Generating income without going to work can be a murky concept. Find out how it works.
  8. How to Mess Up Your Retirement and Not Even Know It

    If you’re putting in the work to make your retirement well-funded, don't mess it up with these costly mistakes.
  9. Are Social Security Benefits a Form of Socialism?

    Socialism is a loaded word in the U.S., but Social Security, one of the nation's most popular benefit programs, is wholly ...
  10. Using Age-Based Funds In Your 401(k)

    If you prefer a 'hands-off' approach to saving for retirement, target-date funds may be for you.
  11. Benefits of Deferred Compensation Plans

    Understand the difference between a qualifying or nonqualifying deferred compensation plan.
  12. Options for Rolling Over Your Retirement Savings

    There are several options to choose from when rolling over retirement savings. Here's how they work.
  13. IRA Contributions for High Net Worth Individuals

    Although it may seem counter-intuitive, it's important for high net worth individuals to not put all of their income into ...
  14. 5 Key Features of 401(k) Plans

    Understanding your 401(k) options and making the right decisions can have a big impact on your retirement savings.
  15. Whole Life Annuity Due

    A whole life annuity due requires annuity payments at the beginning of each monthly, quarterly or annual period, as opposed ...
  16. Financial Portal

    Financial portals provide a variety of financial data and information and act as an information hub for investors.
  17. Spousal Beneficiary Rollover

    Spousal beneficiary rollover refers to the transfer of a deceased spouse's retirement funds to the surviving spouse who inherits ...
  18. Matching Contribution

    A matching contribution is a type of contribution an employer chooses to make to his or her employee's employer-sponsored ...
  19. Retirement Strategies and Tools for Small Business Owners

    You're running a successful business, now it's time to turn your attention to creating a successful retirement plan.
  20. 4 Easy Ways to Increase Your Retirement Income

    It's up to you to ensure you have the income you need for retirement. Here are four easy things you can do to increase income ...
  21. Economic Recovery Tax Act Of 1981 - ERTA

    A law signed by President Ronald Reagan for the largest tax cut in American history. Much of it was reversed a year later.
  22. Form 8891

    Form 8891 was an IRS form that U.S. citizens or residents who participated in registered Canadian retirement savings plans ...
  23. File and Suspend

    File and suspend was a Social Security claiming strategy that allowed couples of retirement age to receive spousal benefits ...
  24. 5 by 5 Power in Trust

    A “5 by 5 Power in Trust” is a common clause in many trusts that allows the trust’s beneficiary to make certain withdrawals. ...
  25. Cash or Deferred Arrangement (CODA)

    A Cash or Deferred Arrangement (CODA) is a specific method of funding any type of qualified profit-sharing, stock bonus, ...
  26. Designated Beneficiary

    A designated beneficiary is usually a person (although it can also be an estate or trust), whose life expectancy is used ...
  27. Active Participant Status

    Active-participant status is a reference to an individual's participation in various employer-sponsored retirement plans. ...
  28. Inflation-Protected Annuity - IPA

    An inflation-protected annuity - IPA - is an investment that guarantees a real rate of return at or above inflation.
  29. Extended IRA

    An Extended IRA allows a second-generation beneficiary to continue to receive the assets over the life expectancy used by ...
  30. Certified Annuity Specialist - CAS

    Certified Annuity Specialist - CASA - is a certification indicating expertise in fixed-rate and variable annuities.
  31. Commissioners' Annuity Reserve Valuation Method - CARVM

    Commissioners' Annuity Reserve Valuation Method - CARVM - is a term denoting statutory cash reserves for annuities.
  32. Annuity Consideration

    Annuity consideration is the money that an individual pays to an insurance company in exchange for a financial instrument ...
  33. IRA Plan

    An IRA plan is an investment account individuals may establish to save for retirement.
  34. Portability

    Portability is an employee's ability or right to retain certain benefits when switching employers.
  35. Asset Protection Trust

    An asset protection trust is a vehicle for holding an individual's assets to shield them from creditors.
  36. Direct Transfer

    A direct transfer is a transfer of assets from one type of tax-deferred retirement plan or account to another.
  37. Cleanup Fund

    A cleanup fund is an insurance term referring to the final expenses associated with an individual after his/her death.
  38. Revoked IRA

    A revoked IRA is when an IRA holder revoke an IRA within the seven days after the IRA is established.
  39. No-Load Annuity

    A No-Load Annuity is a type of variable annuity that comes with lower fees and expenses than traditional annuity contracts. ...
  40. Annuity Ladder

    An annuity ladder is an investment strategy that entails the purchase of immediate annuities over a period of years to provide ...
  41. Financial Infidelity

    Financial infidelity occurs when couples with combined finances lie to each other about money.
  42. Wraparound Annuity

    A Wraparound Annuity allows the investor control in the underlying investments in the annuity plan.
  43. Certified Insolvency And Restructuring Accountant - CIRA

    Certified Insolvency And Restructuring Accountant - CIRAA - is a professional certification available to forensic accountants. ...
  44. Pros and Cons of Smaller Long-Term Care Facilities

    Intimate alternatives to traditional large nursing homes are gaining popularity. Could one of them be right for you or a ...
  45. Should You Contribute to a Non-Deductible IRA?

    A look at the ins and outs of non-deductible IRAs.
  46. 4 Reasons Estate Planning Is So Important

    Estate planning isn't fun, but without it, the consequences can be devastating for your heirs – or at least, not what you ...
  47. Variable Annuitization

    Variable Annuitization is an annuity option in which the income payments received by the policyholder will vary according ...
  48. Viral Website

    A viral website has become so popular that word of mouth and links quickly generate a large amount of traffic to the site. ...
  49. Roth Option

    A Roth Option available within some employer-sponsored qualified retirement plans that allows for Roth tax treatment of employee ...
  50. Annuitization Method

    Annuitization method is a type of annuity distribution structure that gives the annuitant periodic income payments for the ...
Hot Definitions
  1. Relative Strength Index - RSI

    Relative Strength Indicator (RSI) is a technical momentum indicator that compares the magnitude of recent gains to recent ...
  2. Dividend

    A dividend is a distribution of a portion of a company's earnings, decided by the board of directors, to a class of its shareholders.
  3. Inventory Turnover

    Inventory turnover is a ratio showing how many times a company has sold and replaces inventory over a period.
  4. Watchlist

    A watchlist is list of securities being monitored for potential trading or investing opportunities.
  5. Hedge Fund

    A hedge fund is an aggressively managed portfolio of investments that uses leveraged, long, short and derivative positions.
  6. Balance Sheet

    A balance sheet reports a company's assets, liabilities and shareholders' equity at a specific point in time.
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