Retirement Planning

  1. Are You Too Old to Benefit from Opening a Roth IRA?

    You may not be too old to open a Roth IRA. Roth IRAs can offer significant retirement income security and tax advantages, ...
  2. How Trust Funds Can Safeguard Your Children

    Certain types of trust funds can help to protect your assets from bankruptcies and civil actions, and can be established ...
  3. The Top Robo-Advisors for Retirees

    Robo-advisors are often associated with young investors, but there are a few online services that cater to retirees.
  4. Save $1 Million for Retirement on Minimum-Wage

    A $1 million retirement is a nice round number to shoot for. With the right planning it’s potentially doable, even on a minimum-wage ...
  5. What are the maximum Social Security disability benefits?

    The average Social Security disability benefit amount for a recipient of SSDI in 2018 is $1,197 per month, but a beneficiary ...
  6. Is Your Social Security Check Less Than You Thought?

    The average social security check is around $1,400 a month, but some recipients may be surprised at the amount when the first ...
  7. How Much Cash Should I Keep in the Bank?

    You need to keep the money for your regular bills, your discretionary spending, and your emergency fund in your bank. Learn ...
  8. 5 Financial Steps to Take Before You Remarry

    If you've decided to give marriage a second chance, be sure to take these five steps before tying the knot again.
  9. Money Market vs. Short-Term Bonds

    Short-term bonds typically yield higher interest rates than money market funds, so the potential to earn more income over ...
  10. Social Security Fraud: What Is It Costing Taxpayers?

    Taxpayers lose billions of dollars every year, according to Social Security fraud statistics. Here's what you should look ...
  11. Money Market Regulation Changes: What You Need to Know

    Money market regulations that went into effect in October 2016 changed the face of an important investment option for retirement ...
  12. RMD Strategies: How to Avoid Drawing Down Money

    Required minimum distributions are a part of life for 401(K) or individual retirement account holders once they hit 70.5. ...
  13. In Your 40s? You Might be Making These Money Mistakes

    Are you missing these key steps in your retirement plan?
  14. My Ah-Ha Moment: "I Don't Have to be 65 to Retire"

    Authors and entrepreneurs share the moments that changed their financial lives and sky-rocketed their savings.
  15. Tips for Family Wealth Transfers

    Communication and planning are important when transferring parents' wealth to the next generation and making sure they are ...
  16. Can the FIRE Movement Really Help You Quit Your Job?

    TODAY show financial editor Jean Chatzky thinks it might, but only with some serious dedication.
  17. What the Gift Tax Rules Mandate

    The lifetime maximum for gift taxes is now $5.6 million. Here's how the gift tax works.
  18. Stock Allocation Rules

    Find out more about the longstanding rule of thumb says that your stock allocation should equal "100 minus your age."
  19. How to Overcome Investment Risks as a Woman

    Recent studies have shown that women outperform men as investors, but in order to become better investors, women need the ...
  20. Maximize Returns: Choose the Self-Directed Option

    Here's how to make sure your 401(k) plan has the self-directed option to ensure that your retirement is as comfortable as ...
  21. Changing Jobs? Reinvest Your Retirement Funds

    Many Americans find themselves dipping into their retirement funds when they change jobs. Rollover, don't spend, these crucial ...
  22. Retirement Accounts Abroad

    If you're a U.S. retiree but previously worked abroad, here's what you need to know about taxes on foreign pensions and retirement ...
  23. Immigrants Over 65 and Social Security Benefits

    Learn more information about the rules for immigrants over 65 to receive social security.
  24. Estate Planning for Canadians

    To ensure that your assets are distributed correctly, you will need a last will, and may want to consider a living will a ...
  25. Finding a Custodian for a Self-Directed IRA

    When finding a custodian for a self-directed IRA, look for expertise in the asset classes you want to invest in and a strong ...
  26. Electronic Payments Network (EPN)

    The Electronic Payments Network (EPN) is one of two clearing houses in the United States that process all automated clearing ...
  27. Retirement Savings Tips For 25- To 34-Year-Olds

    Keep saving when mortgages, marriages and debt demand your attention.
  28. Financial Planning: Can You Do it Yourself?

    There's no shortage of financial advice out there, but do you have the inclination, time and skills to do it yourself?
  29. Should I Stay or Should I Go: Your Workplace Plan After Retirement

    There are a lot of decisions to make when you retire, but what to do with your retirement account is one you may not want ...
  30. Things Nursing Homes Are Not Allowed to Do

    Nursing home residents just got new safeguards to their rights, rights they aren't supposed to lose when entering a facility.
  31. How Payroll Deductions Pay Off

    Those who pay work related expenses can save literally thousands on their taxes by establishing an FSA account and making ...
  32. 6 Financial Tips for an Early Retirement

    If you want to increase your probability of retiring early, consider these six tips.
  33. Tax-Free Savings Accounts and Other Places to Save Tax-Free

    There aren’t many places where you can save your money tax free, but there are a few. Check out these savings accounts and ...
  34. What Is a Trust Checking Account?

    Find out the purpose of a trust checking account, how to establish one and the rules governing the use of its funds.
  35. Retirement Money Market Account

    A retirement money market account is a money market account that an individual holds within a retirement account such as ...
  36. Can retirement catch-up contributions be matched?

    Find out how the terms of your retirement savings plan dictate how and when your employer may match your catch-up contributions ...
  37. How is Warren Buffett Plan bequeathing his estate?

    Find out how much Warren Buffett is leaving for his heirs and how he wants the funds invested after his death.
  38. The Importance of Will Preparation

    Will preparation is a vital step in the estate planning process for determining what happens to your assets after you pass ...
  39. How To Set Up a Trust Fund If You're Not Rich

    You don't need to be wealthy to create your own trust fund. Here's why and how to go about it.
  40. 8 Ways to Go Green and Save Money in Retirement

    Using green strategies in retirement can yield benefits for the environment and your financial health if it allows you to ...
  41. How to Save for Retirement When Starting Late

    Delaying retirement saving may mean having to work harder to catch up with the average retirement savings but it's possible ...
  42. Building a Roth IRA Fortune For Your New Graduate

    Encouraging your new graduate to open a Roth IRA as they begin their careers can give them a significant head start on creating ...
  43. Save for College and Retirement at the Same Time

    Saving for college and retirement are linked and should not be approached separately.
  44. How Much to Save to Become a Millionaire

    With a little discipline and the help of some powerful savings vehicles, many people can hit this mark.
  45. Deciding If a Lump Sum Pension Payout Is Right for You

    To some retirees, a lump sum pension payment can be enticing, but there are several factors to consider.
  46. Long-Term Care Planning: It’s About Family

    More than 70% of retirees require long-term care, but few have a plan in place. The resulting burden is more than financial.
  47. Handling High-Yield Savings Accounts

    Is a high-yield savings account right for you? Read on to find out what they have to offer.
  48. Insurance-based Tax Deductions You May Be Missing

    Do you know about all these insurance-related deductions? Knowing the tax deductions you're entitled to can make or break ...
  49. 8 Celebrities Who Died Without a Will

    Here is a list of celebrities who amassed a fortune but died without leaving a will, leading to lengthy court battles and ...
  50. How a Tax-Efficient Financial Advisor Can Help You

    To grow your wealth it’s best to find an advisor with investment and tax expertise.
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