Retirement Planning

  1. Getting Started On Your Estate Plan

    With some preparation, you can save your heirs from paying a hefty estate tax. Here are some tips.
  2. Inherited IRA Distributions and Taxes: Getting it Right

    If you have inherited an IRA account you don’t need to turn it over to the estate, regardless of what the will says.
  3. Nonfreehold Estates In Real Property

    If you have an interest in real estate, read on to find out which type of property you have.
  4. Pick The Perfect Trust

    Trusts are an estate plan's anchor, but the terminology can be confusing. We cut through the clutter.
  5. Surprising Uses for Trust Funds

    Here are five common situations where a trust fund makes financial sense.
  6. Retirement Taxes: 5 Ways to Save Money

    Living on a fixed income during retirement can be difficult if your taxes are high. These five ideas can help you manage ...
  7. Who is Richard Thaler, Economics Nobel Prize Winner?

    Thaler, one of the founding behavioral economists, won the 2017 Nobel Prize in Economic Sciences.
  8. High Earners Could Be Getting Retirement Wrong

    Should high earners who got a late start on planning for retirement be saving for their kids' college, too? Here are the ...
  9. Welcome to Nashville! - The Financial Fitness Tour

    #TheFinancialCoach rolls into Music City.
  10. Testamentary Trust

    A testamentary trust is a legal and fiduciary relationship created through explicit instructions in a deceased's will.
  11. Boomers: Top 4 Safest Investments for Your Portfolio

    Once you get to retirement age, preserving your portfolio becomes a critical issue. The important thing is to balance growth ...
  12. Retirement Plans: Pensions vs. Social Security

    Both pensions and Social Security provide an income stream to retirees, but they differ widely on how they're structured ...
  13. Save $1,000 a Month with Your 401(k)

    Saving $1,000 per month in your 401(k) will actually cost you only $700. Here's how it works.
  14. The Retirement Risk of Having Kids

    Kids bring great joy, hope, humor, meaning and purpose to our lives, but there's a price tag, too: Your retirement savings ...
  15. Benefits of Deferred Compensation Plans

    Understand the difference between a qualifying or nonqualifying deferred compensation plan. Learn about the benefits of a ...
  16. A Back to School Homework Assignment for Parents

    The fall season is a good time to assess and take charge of your finances.
  17. Setting Financial Goals for Your Future

    To live comfortably now and in retirement, setting financial goals for the short-, mid- and long-term is crucial. Here are ...
  18. The Financial Fitness Tour

    The Financial Fitness Tour is a collaboration between Investopedia and American Century Investments. From Kansas City to ...
  19. What is a 409A nonqualified deferred compensation plan?

    Understand what a deferred compensation plan is and what makes it either qualifying or nonqualifying.
  20. 5 Financial Strategies to Last a Lifetime

    To stay consistent with your financial goals, here are five financial strategies to help you grow your balance sheet and ...
  21. Are catch-up contributions included in the 415 limit?

    Learn about IRC section 415 limit and why catch-up contributions are not included. Learn about current 401(k) contribution ...
  22. VTIVX: Overview of Vanguard Target Retirement 2045 Fund

    Learn about the Vanguard Target Retirement 2045 Fund, a mixed-allocation fund designed for mutual fund investors who plan ...
  23. The Rise of the Semi-retired Life

    The number of people leaving the workforce to become semi-retired, instead of fully retired, is growing. Here is a look at ...
  24. The Right Way for Retirees to Help Pay for College

    If you're fortunate enough to have a grandparent helping pay for college, use their money wisely.
  25. Power of Attorney

    Power of attorney is a legal document giving a person broad or limited legal authority to make decisions about the principal's ...
  26. Can Your Social Security Benefits Be Garnished?

    Seniors may want to think twice before taking out a student loan for their grandchildren.
  27. Managing Income During Retirement

    Learn some sensible strategies for making your hard-earned savings last for as long as you need them.
  28. When are Beneficiaries of a Will Notified?

    Learn when the beneficiaries of a will must be notified, and understand how this requirement varies depending on whether ...
  29. When Net Unrealized Appreciation Is a Bad Idea

    A net unrealized appreciation strategy doesn't always result in significant tax savings.
  30. The Pros and Cons of Remarrying Later in Life

    Those looking to remarry later in life need to take steps to protect their assets.
  31. Disaster Relief: Should You Borrow from Your 401(k)?

    Financial rebuilding after a natural disaster can be daunting. Here’s a list of things to consider before you tap into your ...
  32. Is '100 Minus Your Age' Outdated?

    A longstanding rule of thumb says that your stock allocation should equal "100 minus your age." Now, some experts suggest ...
  33. Affluent Medicare Recipients: Beware 2018

    Next year, rates will go up even more. How to start preparing and why $1 of income could make a huge difference.
  34. Can a Financial Advisor Make you Happier?

    Elliot Weissbluth, CEO and Founder of HighTower Advisors, shares why financial advisors have a pretty big impact on your ...
  35. The Top 5 States for Retirees to Buy Cheap Property

    Buying vacant land for future gain is high-risk. Look for low prices in undeveloped areas likely to see a building boom in ...
  36. 401(k) Fees: Are You Still Paying Too Much?

    Learn how your 401(k) fees compare to industry norms and whether you're paying too much.
  37. Medigap Changes 2020: Seniors to Lose Plans C and F

    Attention, seniors: Beginning Jan. 1, 2020, you will no longer be able to sign up for the two most popular Medigap plans. ...
  38. Retiring Soon? 10 Things to Consider First

    Consider these 10 questions and to-dos before you retire to make sure you are ready.
  39. How is Warren Buffett Plan Bequeathing his Estate?

    Find out how much Warren Buffett is leaving for his heirs and how he wants the funds invested after his death. Learn about ...
  40. Which Type of Special Needs Trust Is Best for You?

    Did you know there are different types of special needs trusts for your special needs child?
  41. How Americans Struggle with Retirement

    While some struggle to plan a drawdown schedule, others may not be able to afford retirement at all.
  42. Capital Gains Tax

    A capital gains tax is a type of tax levied on capital gains incurred by individuals and corporations. Triggered when an ...
  43. Use These 5 Questions to Take Your Financial Pulse

    Time for a financial reality check? Answer these questions to see where your finances stand.
  44. Reverse Mortgages Could Get More Risky for Spouses

    Surviving spouses who aren't on reverse mortgage documents are in danger of losing their homes, thanks to wording in a recent ...
  45. You’ve Created Your Living Trust, Now Fund It!

    You set up a trust with your estate planning attorney, but is it actually funded?
  46. Should You Max Out Your 401(k) Contributions?

    Maxing out 401(k) contributions, in some cases, may not be a good idea.
  47. Letter Of Instruction - Don't Leave Life Without It

    This simple document can take the guesswork and headache out of settling your estate.
  48. Is Your Social Security Check Smaller Than You Thought?

    If you're counting on your Social Security check to cover financial gaps in retirement, you may be in for a shock if your ...
  49. Top 3 Health Insurance Options If You Retire Early

    Early retirees will need to maintain coverage until they become Medicare-eligible at age 65.
  50. When Should Retirees Downsize Their Homes?

    When should retirees downsize homes? The answer is based on your individual circumstances. Here are some things to consider.
Hot Definitions
  1. Drawdown

    The peak-to-trough decline during a specific record period of an investment, fund or commodity. A drawdown is usually quoted ...
  2. Inverse Transaction

    A transaction that can cancel out a forward contract that has the same value date.
  3. Redemption

    The return of an investor's principal in a fixed income security, such as a preferred stock or bond; or the sale of units ...
  4. Solvency

    The ability of a company to meet its long-term financial obligations. Solvency is essential to staying in business, but a ...
  5. Dilution

    A reduction in the ownership percentage of a share of stock caused by the issuance of new stock. Dilution can also occur ...
  6. Agency Problem

    A conflict of interest inherent in any relationship where one party is expected to act in another's best interests. The problem ...
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