Retirement Planning

  1. How to Know What You Can Spend in Retirement

    Learn how pre-retirees can feel confident about receiving their last paycheck.
  2. Retirement Income Planning Anybody Can Do

    Following these steps can help you determine where you stand in regards to your retirement income sources and needs.
  3. Accumulation Unit

    An accumulation unit is 1) the value invested in a variable annuity account or 2) an investment where a unit trust’s income ...
  4. When a 401(k) hardship withdrawal makes sense

    If you've exhausted all other avenues, there are ways to withdraw funds before age 59½ – sometimes without the 10% penalty ...
  5. Can I use my IRA to pay for my college loans?

    Learn about how to use your IRA retirement savings to pay for your college loans, including how to avoid the 10% early withdrawal ...
  6. Can I roll a traditional IRA into a 529 college account for my grandchild?

    Not without paying taxes. The IRS considers moving money from your IRA to a 529 plan as a distribution included in your taxable ...
  7. 4 Financial Steps You Can Take on Your Own

    You don't need professional help to take these four essential financial planning steps.
  8. Review These 5 Financial Matters on Your Birthday

    Use your birthday as a reminder to evaluate your financial health annually and make any necessary changes.
  9. A Holistic Approach to Retirement Income

    Total return income planning takes a holistic approach to managing your retirement savings.
  10. Foreign Plan

    A foreign plan is a retirement savings plan created by a person or a company in Canada to benefit individuals who are not ...
  11. 6 Problems with 401(k) Plans

    If you pay attention to the issues here, you will be able to avoid disappointment with your 401(k) – and meet your retirement ...
  12. Share Your Estate Plan With Your Adult Children

    Talking about estate planning is never an easy conversation, but it's better to do it now than to have your kids deal with ...
  13. Get a 'Pensionado' Visa to Retire in Costa Rica

    Learn how you can get a fixed-income based pensionado visa to retire in Costa Rica. Find out the kinds of applicants the ...
  14. How Americans Struggle with Retirement

    While some struggle to plan a drawdown schedule, others may not be able to afford retirement at all.
  15. A Guide to Estate Planning When You're Young

    No matter what age you are, estate planning and the documents that go with it are important.
  16. Baby Boomers Represent Untapped Business Potential

    Millennials are receiving the most attention from financial advisors, but boomers share the same problems, including a need ...
  17. The Automatic Millionaire: PAGES

    Entrepreneur and top model Jessica Perez tells Investopedia why David Bach's "The Automatic Millionaire" is her favorite ...
  18. The Government Pension Investment Fund (Japan)

    The Government Pension Investment Fund is the pension fund for Japanese public employees.
  19. Overfunded Pension Plan

    An overfunded pension plan is a company retirement plan that has more assets than liabilities.
  20. Pension Plan Administrator

    A pension plan administrator manages the day-to-day affairs and the strategic decisions involved with a group's pension fund/plan. ...
  21. Registered Pension Plan (RPP)

    A registered pension plan is a form of trust that provides pension benefits for an employee of a company upon retirement.
  22. Canada Pension Plan (CPP)

    The Canada Pension Plan is one of three levels of Canada's retirement income system, which is responsible for paying retirement ...
  23. Pension Risk Transfer

    Pension risk transfer is when a defined benefit pension provider offloads the risk and retirement payment liabilities to ...
  24. Pension Pillar

    A pension pillar is one of five pension formats established by the World Bank, which has since been adopted by many economically ...
  25. Underfunded Pension Plan

    An underfunded pension plan is a company retirement plan that has more liabilities than assets.
  26. Year's Maximum Pensionable Earnings (YMPE)

    Year's maximum pensionable earnings is the maximum amount on which to base contributions to the Canada or Quebec Pension ...
  27. Corporate Pension Plan

    A corporate pension plan is a formal arrangement between a company and its employees, or employees' union, that provides ...
  28. Pay-As-You-Go Pension Plan

    A pay-as-you-go pension plan is a retirement scheme where the plan beneficiaries decide how much they want to contribute.
  29. Simplified Employee Pension (SEP)

    A simplified employee pension is a retirement plan that an employer or self-employed individuals can establish.
  30. Unfunded Pension Plan

    An unfunded pension plan is an employer-managed retirement plan that uses the employer's current income to fund pension payments ...
  31. Cash Balance Pension Plan

    A cash balance pension plan is when an employer credits a participant's pension account with a set percentage of their yearly ...
  32. Next Generation Fixed Income (NGFI)

    Next generation fixed income, or NGFI, describes a contemporary method of leveraging all factors of return across the spectrum ...
  33. Goal-Based Investing: My Favorite Term

    Managing Director of Vanguard's Retail Investor Group Karin Risi shares why "goal-based investing" is her favorite financial ...
  34. Widow's Exemption

    A widow's exemption is one of several forms of state or federal tax relief available to a widowed spouse in the period following ...
  35. Maximize Your Real Rate of Return for Retirement

    Learn to understand how to plot your portfolio's real rate of return for retirement planning to safeguard your retirement ...
  36. Life Income Plan

    A Life Income Plan provides a lifetime guaranteed income for retired investors through pooled investment funds.
  37. Deceased Alert

    A deceased alert is a notice on a credit report that tells credit card companies a person has died and should not be issued ...
  38. B2B Robo-Advisor

    A B2B robo-advisor is a digital automated portfolio management platform that is used by financial advisors.
  39. Financial Tips for Millennial Job Hoppers

    If you are a Millennial that changes jobs every few years, make sure to evaluate your finances before taking the leap.
  40. TIAA

    TIAA is a nonprofit organization that provides investment and insurance services for those working in education, medicine, ...
  41. Will A Systematic Withdrawal Plan Work For You?

    Check out the particulars of a systematic withdrawal plan, or SWP, to see if it's the right choice for your retirement.
  42. What is the Great Wealth Transfer?

    As Baby Boomers age, it's inevitable that their assets will get passed on. Over the next 20 years, there will be a transfer ...
  43. How to Start Saving for Retirement in Your 40s

    If you are in your 40s with minimal retirement savings it's not too late to build your next egg.
  44. How Much Money Is Enough to Retire?

    Taking these three steps can help you figure out how much you'll need to save for retirement based on your individual needs ...
  45. Living and Death Benefit Riders: How Do They Work?

    Find out how living and death benefit riders work, and which type is right for you.
  46. How to Retire a Millionaire Without a 401(k)

    Can you retire as a millionaire without a 401(k) plan? It may not be easy, but it isn't impossible if you know where to invest ...
  47. Sanku (Three Gaps Pattern)

    Sanku (Three Gaps pattern) is a Japanese word for a candlestick pattern that consists of three individual gaps located within ...
  48. Intermarket Trading System (ITS)

    An intermarket trading system is an electronic computer system that joins the trading floors of all the major equity American ...
  49. Watercraft Insurance

    Watercraft insurance, also known as boat and personal watercraft insurance, provides coverage for towing, wreckage removal, ...
  50. Adjustment Income

    Adjustment income is an insurance benefit intended to provide financial support for a beneficiary after the death of the ...
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