Retirement Planning

  1. See-Through Trust

    A see-through trust is treated as the beneficiary of an individual retirement account (IRA).
  2. Safe Withdrawal Rate (SWR) Method

    The safe withdrawal rate (SWR) method is one that retirees use to determine how much they can withdraw from their accounts ...
  3. Marital Trust

    A marital trust is a fiduciary relationship between a trustor and trustee for the benefit of a surviving spouse and the married ...
  4. 408(k) Plan

    A 408(k) plan is a retirement plan that an employer sets up for its employees to help them save.
  5. Personal Trust

    A personal trust is one that a person creates for him or herself as the beneficiary.
  6. Charitable Remainder Trust

    A charitable remainder trust is a tax-exempt irrevocable trust designed to reduce the taxable income of individuals and support ...
  7. Trustor

    A trustor is an individual or organization that gifts funds or assets to others.
  8. Agency By Necessity

    Agency by necessity is a type of relationship in which one party can make essential decisions for another party.
  9. 412(i) Plan

    A 412 (i) plan is a defined-benefit pension plan, designed for small business owners in the United States.
  10. Gift Letter

    A gift letter is written correspondence explicitly stating that money received from a friend or relative is a gift.
  11. Deep Market

    A deep market is a securities exchange where a large number of shares can be bought and sold without drastically affecting ...
  12. Fractal Markets Hypothesis (FMH)

    Fractal Markets Hypothesis is an alternative investment theory to Efficient Market Hypothesis (EMH). It analyzes the daily ...
  13. Sine Wave

    A sine wave is a geometric waveform that oscillates (moves up, down or side-to-side) periodically, and is defined by the ...
  14. Common Law Property

    Common law property is a system that most states use to determine ownership of property acquired during marriage.
  15. Top 10 Tips for a Financially Safe Retirement

    You've worked hard to secure enough to retire, so make sure you keep it safe.
  16. Tax-Free Savings Account - TFSA

    The Tax-Free Savings Account (TFSA) is an account that does not apply taxes on any contributions, interest earned, dividends, ...
  17. Bed And Breakfast Deal

    In the UK, a bead and breakfast deal is when a security holder sells it at the end of the last day of the financial year ...
  18. Core Liquidity Provider

    A core liquidity provider is an underwriter or a market maker that is a sizable holder of a given security or that facilitates ...
  19. Domestic Relations Order (DRO)

    A domestic relations order gives a former spouse or dependent the right to a portion of the benefits of an employee’s qualified ...
  20. What Are Market Cap Mutual Funds?

    Mutual funds that target specific market capitalization levels offer unique benefits to investors and market timers.
  21. Court Order Acceptable For Processing (COAP)

    A court order acceptable for processing gives the former spouse of a federal employee all or a portion of the benefits of ...
  22. Russell 3000 Value Index

    Russell 3000 Value Index is a market-capitalization weighted equity index maintained by the Russell Investment Group and ...
  23. Lifestyle Inflation

    Lifestyle inflation refers to increasing spending when income goes up.
  24. Can I use my 401(k) as collateral for a loan?

    Understand more about how 401(k) accounts work, and find out whether if it is possible to use a 401(k) account as collateral ...
  25. Capital Gains Tax

    A capital gains tax is a tax for capital gains incurred by individuals and corporations from the sale of certain types of ...
  26. GDP Gap

    GDP gap is the forfeited output of a country's economy resulting from the failure to create sufficient jobs for all those ...
  27. How to Manage the Timing and Sources of Income in Retirement

    Moving from a paycheck to multiple retirement income sources can be complicated. Understanding how to manage the two types ...
  28. Chaos Theory

    Chaos theory is a mathematical concept that explains that it is possible to get random results from normal equations.
  29. How to Protect Your Retirement After a Divorce

    Divorce is never fun, but knowing the rules and anticipating the impact of retirement plan division and pension payouts can ...
  30. Common Risks That Can Ruin Your Retirement

    These unexpected bumps can sideline your post-work plans and prevent you from outlasting your assets.
  31. Early Out: A Realistic Plan to Retire Younger

    If you want to retire ahead of schedule, it'll take some extra planning.
  32. The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up ...
  33. Why did my employer delay 401(k) distributions?

    Understand that there may be legitimate explanations that an employer may delay your 401(k) distribution. However you must ...
  34. Can You Retire in Five Years?

    The countdown is on. Find out whether you'll be ready to leave the working world.
  35. 7 Counterintuitive Retirement Strategies That Work

    We address seven investment misconceptions, and how you can make your retirement plan make sense.
  36. The Top 3 Retiree Worries (And What To Do About Them)

    Discover the most common problems retirees face, and what they can do to solve them.
  37. Retirement: The One Thing Couples Shouldn't Do Together

    Staggering retirement can have both financial and emotional benefits for married couples.
  38. 5 Steps to a Retirement Plan

    These considerations will help you make a realistic and thorough retirement plan.
  39. 3 Reasons To Use An Employer-Sponsored Retirement Plan

    If you aren't participating in your employer-sponsored retirement plan, you're missing out! Learn the benefits.
  40. Sliding Scale Fees

    Sliding scale fees are a type of tax or cost that may change according to an associated factor.
  41. Productivity And Costs

    Productivity and costs refers to an economic data set that measures future inflationary trends with two indicators.
  42. Market Average

    A market average is a measure of the overall price level of a given market, as defined by a specified group of stocks or ...
  43. Fear And Greed Index

    The fear and greed index was developed and used by CNNMoney to measure the primary emotions that drive investors: fear and ...
  44. Can You Trust Your Trustee?

    Ignorance and incompetence can cost you money. Make sure your trustee is up to the task.
  45. 4 Things To Consider Before Becoming An Estate Executor

    Executing a will takes more work than you might think. Make sure you are up to the task before agreeing to be an executor. ...
  46. The Executor's Checklist: 7 Things To Do Before They Die

    Being an executor comes with a lot of responsibility, and these tips will reduce the complications that can come with the ...
  47. Negotiated Market

    A negotiated market is a type of secondary market exchange in which the prices of each security are bargained out between ...
  48. How to Keep Your Social Security Benefits Safe

    Those who are eligible for Social Security benefits but haven't claimed them are at the greatest risk. Here's how to protect ...
  49. Ask Size

    Ask size is the amount of a security that a market maker is offering to sell at the ask price.
  50. Creditor Nation

    A creditor nation has positive net investment after recording all of the financial transactions completed between it and ...
Hot Definitions
  1. Net Present Value - NPV

    Net Present Value (NPV) is the difference between the present value of cash inflows and the present value of cash outflows ...
  2. Price-Earnings Ratio - P/E Ratio

    The Price-to-Earnings Ratio or P/E ratio is a ratio for valuing a company that measures its current share price relative ...
  3. Internal Rate of Return - IRR

    Internal Rate of Return (IRR) is a metric used in capital budgeting to estimate the profitability of potential investments.
  4. Limit Order

    An order placed with a brokerage to buy or sell a set number of shares at a specified price or better.
  5. Current Ratio

    The current ratio is a liquidity ratio that measures a company's ability to pay short-term and long-term obligations.
  6. Return on Investment (ROI)

    Return on Investment (ROI) is a performance measure used to evaluate the efficiency of an investment or compare the efficiency ...
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