Retirement Planning

  1. 6 Important Retirement Plan RMD Rules

    Paying taxes is inevitable - that's why you need to learn about the rules for required minimum distributions.
  2. Include De-Cluttering in Your Retirement Planning

    Now is a good time to think about how to de-clutter your life in preparation for retirement.
  3. How the Unexpected Can Drain Retirement Income

    Planning for unexpected expenses in retirement can help keep your savings and lifestyle intact.
  4. How to Grow an IRA to $100 Million Plus

    Here's a hint about what might make it possible to have an IRA worth this much money: It helps to be in private equity.
  5. What the New Fiduciary Rule Means for 401(k)s

    Sponsors of 401(k) plans need to adapt to changes in the wake of the new fiduciary rule.
  6. Medicare Observation Status: It Could Keep You From Getting Covered

    Medicare observation status, which classifies someone as an outpatient rather than an inpatient in a hospital, can make your ...
  7. Gender Inequality in the Cost of Caregiving

    Both being a caregiver and need long-term care can negatively affect retirement income.
  8. 6 Risks to Your Retirement Plan

    There are six big risks to running out of money in retirement. Here's how to manage them.
  9. Is $1 Million Enough for Retirement?

    Today's low interest rates are putting seniors in a difficult position. Now, even retiring with $1 million may not be enough ...
  10. How to Grow Your Retirement Plan to $1 Million

    Want to grow your retirement plan to $1 million or more? This article is for you.
  11. 9 Ways to Save More and Take Advantage of Compounding

    Saving early lets you take advantage of compounding. Here are some ways to save more.
  12. What Happens to Retirement Accounts If a Spouse Dies?

    You don't automatically get your spouse's IRA, 401(k) and other accounts when he or she dies. Here's how to plan so the right ...
  13. How to Calculate What You Need for Retirement

    While you might not be able to predict all the variables that impact retirement planning, there are tools to help make simple ...
  14. Start Your Financial Plan by Talking About Money

    The ability to take control of your financial life and determine what wealth means to you begin with a simple conversation.
  15. Financial Independence Is More Than Just a Number

    Managing financial independence is an ongoing process. Maintaining a balance between lifestyle and your financial future ...
  16. A Household Spending Plan to Save for Retirement

    Think you're too busy to plan for retirement? If you can set aside just 2 to 3 hours per month, you can easily trim your ...
  17. Cashing Out Your IRA, 401(k) or 529 Plan

    What happens if you don't use money saved in an IRA, 401(k) or 529 for it's designated purpose?
  18. Divorce and Retirement Accounts: What You Need to Know

    These are the answers to five common questions on how to handle retirement accounts when couples divorce.
  19. Understanding Your Parents' Attitude Toward Retirement

    How history may impact Baby Boomer attitudes toward financial planning and retirement.
  20. Roth Feature Boosts Benefits for 401(k) and 403(b) Plans

    Roth accounts tend to beat traditional plans over the long term by providing tax savings at retirement.
  21. Here's Why You Should Create an Estate Plan

    Because there are many nuances to asset distribution, an estate plan should be customized for you and your family.
  22. How to Prepare for Your Ideal Retirement

    Retirement planning should include both financial and psychological preparation.
  23. Retirement Savings: Is Your Home an Investment?

    Does it make sense for those nearing retirement, or who already retired, to pay off their mortgage?
  24. How IRA Rollovers May Be Affected by DOL Fiduciary Rule

    The fiduciary rule will protect investors in some ways, but may end up hurting them in another way.
  25. Paying for Longevity With Reverse Mortgage Payments

    If you can afford to make smaller, periodic payments on your reverse mortgage, you should.
  26. Do Retirement Accounts Go Through Probate?

    It's tough when retirement accounts have go through probate, tying up those funds after death. Here is how you can prevent ...
  27. Estate Planning: A To-Do List to Get You Started

    Regardless of the size of your estate, having an estate plan will help you and your family.
  28. Find the Best Senior Discounts

    First, Social Security rose a measly 0.3%. Now, the national parks lifetime pass is going up 8 times. Yet another reason ...
  29. Tips for Advisors Who Retire & Sell Their Practice

    Many financial advisors are leading a practice without ideas about how it will continue after they retire. Here are a few ...
  30. Put Dividends to Work in Your Portfolio

    Find out how a company can put its profits directly into your hands.
  31. Avoid Money Worries With Proper Planning - Part 4

    The final stage of retirement planning involves meeting and maintaining your goals.
  32. 7 Retirement Planning Mistakes You Might Make

    Here’s a list of the top seven mistakes that hurt your chances of financial security in retirement.
  33. The Benefits of Using a Thrift Savings Plan (TSP)

    A thrift savings plan is a retirement savings plan that benefits federal employees.
  34. Know the Pros and Cons of Reverse Mortgages

    As with any financial product, there are costs and benefits to reverse mortgages.
  35. 401(k) Investing for Military Veterans

    Military personnel have access to a thrift savings plan, which is similar to a 401(k) plan.
  36. It’s Time to Embrace the DOL Fiduciary Rule

    The new fiduciary rule levels the playing field for investors.
  37. Retirement Planning: Art as Much as Science

    Regardless of how close you are to retirement, your retirement plan should be flexible and personal.
  38. Should You Take a Loan From Your 401(k)?

    There are pros and mostly cons to taking a loan from your 401(k) plan.
  39. Can I Retire Early?

    There are several questions you need to ask yourself to determine if you can retire early.
  40. Retirement: Saving First Million Is the Hardest

    Once retirement savings reach $1 million, building wealth becomes much easier. Here's why.
  41. The Importance of Creating a Will

    Creating a will is an essential part of financial planning.
  42. How Fiduciary Rule Is Restricting Financial Advice

    A case for why the new fiduciary rule will hurt advisors and their clients.
  43. Common Questions Asked About Social Security

    Here are some answers to common questions asked about Social Security.
  44. The Impact of Aging on Financial Decision Making

    The aging process can result in decreased financial literacy, which is why being proactive is key.
  45. Uncertain Future for Government-Run Retirement Savings Plans

    As President Trump signed into law the repeal of rule allowing states and cities to run retirement plans for private sector ...
  46. Why Retiring on 70% of Your Income Might Be Tough

    Before you're sure that 70% will be enough to support you in retirement, figure out what your life costs now and how it might ...
  47. Advisors: How to Explain the Fiduciary Rule to Your Clients

    Here's how advisors can deliver the underlying message of the new fiduciary rule to clients.
  48. Including Rental Real Estate in Your Portfolio

    Why you should consider adding rental properties to your retirement investment portfolio.
  49. 7 Ways to Grow Your Savings Account Balances

    Creating a savings plan is key to building a solid financial foundation. Here's how to do it.
  50. Retirement Planning: What’s Your Hurdle Rate?

    Avoid the biggest retirement mistakes by paying attention to your hurdle rate.
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