Retirement Planning

  1. Employers Offer Alternatives to 401(k) Loans

    Employers can bolster workers’ long-term financial security by educating them on the full consequences of 401(k) loans and ...
  2. When Does the Benefit of a Trust Outweigh the Cost?

    Setting up a trust can be costly, but having a living trust in these situations can be beneficial.
  3. Some Types of Index Funds Can Hurt Retirees

    When it comes time to divest, you need to be able to sell high, not low, but broad-based index funds won’t let you do this. ...
  4. When to Talk to Your Kids about Finances

    Talk to your kids about saving and about your personal finances before it's too late.
  5. Deciding Where to Live After Losing Your Spouse

    It's important to take some time to recover after losing your spouse before making big decisions.
  6. What Does Retirement Mean to You?

    There are several financial questions regarding retirement with many different answers.
  7. Understanding the New 'T' Shares

    "T" stands for "transaction," and these mutual fund shares, designed to fulfill the fiduciary rule, promise to be a money-saving ...
  8. 5 Ways to Lose Your Retirement Nest Egg

    These common mistakes can put your savings at risk. Find out how to avoid them.
  9. Rebuilding Your Financial Future After Divorce

    Nothing kills a retirement plan like divorce. Here's how to get back on track.
  10. Financial Planning for Gen X and Millennials

    Gen X and Gen Y to need to get their finances in order, so here are some tips to get started.
  11. 401(k) Alternatives for High-Income Earners

    One downside to earning more is a higher tax rate on your 401(k) distributions. Here's how high-earners can minimize that ...
  12. A Defined Benefit Plan for Small Business Owners

    Wish you had a pension to help see you through your retirement? Today, small business owners may be able to create their ...
  13. How Retirees Should Think About Retirement Income

    It’s the savings you have accumulated for retirement that make the difference between just getting by and being able to enjoying ...
  14. The Top Secrets to Building Wealth

    Making savings automatic and regular is instrumental when it comes to building wealth. Mindful spending is also helpful if ...
  15. How Your Employer Is Destroying Your Retirement

    What's in a typical workplace 401(k) plan? Often, not a whole lot of good. Here's why.
  16. Protect Your Future Wealth From This Big Mistake

    Putting off saving for retirement might feel like your only option right now, but this kind of procrastination can wreak ...
  17. Top 10 Cities for Early Retirees

    If you are looking to take an early retirement, find a place where it's easiest to significantly reduce your cost of living. ...
  18. 15 Simple Tips to Save Money

    Stick to your budget every day with these 15 simple tips.
  19. How to Create a Budget (Even if You Hate Budgets)

    The closer retirement looms, the more important it is to create a budget.
  20. 4 Risks of Giving Your House to Your Child

    Your instincts may be generous, but handing over the house may not be the best financial plan for you – or your child.
  21. Bloated Budget? How to Trim the Fat

    Blood, sweat and tears should belong in the gym, but your money deserves some training time too.
  22. 3 Ways to Improve Financial Literacy

    If financial advice isn't personalized, situational and actionable, most Americans won't remember it.
  23. Saving for Retirement: The Quest for Success

    We'll show you how to set yourself up to retire in style.
  24. Why It's So Important to Update Your Estate Plan

    As rules and exemptions tied to the estate tax change, so should your estate plan. Here's why updating it is so important.
  25. Estate Planning Tips for Multinational Families

    Estate planning is even more essential and complex for multinational families.
  26. 3 Big Financial Mistakes to Avoid in Your 30s

    Want to have continued control of your finances as you get older? Start by making sure to avoid these three financial mistakes ...
  27. Decanting: Not Just for That Bottle of Cabernet

    Decanting an irrevocable trust is a useful tool to undo some of the missteps of the past.
  28. Are You Ready for the Retirement Challenge?

    In order to truly take advantage of retirement, take these six things into consideration during the retirement planning process.
  29. Youth and Roth IRA Equals a Solid Retirement Plan

    Educating yourself on retirement savings opportunities at the start of your career can have a huge impact on your personal ...
  30. 10 Things to Do Before Retirement

    Preparing for retirement isn't all about finances. Some steps to get you there will be more subjective, and more fun.
  31. What to Do to Prepare for Retirement

    Here is a retirement checklist that offers many things to think about, from ten years before retirement to just after yours ...
  32. How to Budget and Spend to Maximize Your Happiness

    Spending money on others and buying experiences are just two of the five key principles that lie in money correlating to ...
  33. The Risky Money Step Millennial Parents Are Taking

    Millennial parents, are you saving for your kids’ college over your own retirement? Don’t do it, and here’s why and how not ...
  34. 4 Steps to Successful Retirement Savings

    These four steps can get you on the right path to meet your retirement goals.
  35. Transfer Retirement Savings When You Change Jobs

    Half of Americans lose their nest eggs when they switch careers. Learn why you should avoid this trap.
  36. Exceptions to the 60-Day Retirement Account Rollover Rule

    A non-qualified distribution might still be tax and/or penalty free under certain conditions.
  37. What to Know About Non-Qualified Deferred Compensation Plans

    There are pros and cons to employer non-qualified deferred compensation plans.
  38. The Countries with the Highest Income Tax Rates for Singles and Families

    Before you move to one of these countries with the highest income taxes, think through the overall tax situation - and what ...
  39. Do This in Your 50s to Keep Working in Your 60s

    The career moves you make in your 50s can help you continue working through your 60s.
  40. 3 Tasks to Cement Your Financial Literacy

    People have strong feelings when it comes to money. Here are three ways to arm yourself with financial literacy and break ...
  41. Don't Cash out Your 401(k) to Pay off Your Mortgage

    Cashing out your 401(k) to pay off your fixed-rate mortgage doesn't make financial sense.
  42. Divorced After 50? Here's How to Prepare for Retirement

    Divorcing after the age of 50 comes with its own unique financial challenges.
  43. Retirement Savings: Tax-Deferred or Tax-Exempt?

    There are advantages and disadvantages to both types of retirement accounts. Find out which is right for you.
  44. Pros and Cons of Creating a Backdoor Roth IRA

    HNW individuals can make contributions to Roth and traditional IRAs. But are there consequences?
  45. Inheritance Planning: How to Avoid Family Problems

    If you are the executor of your family's estate, use these steps to avoid tension and disputes.
  46. Enjoy Life Now and Still Save For Later

    Find out how to balance living well today and retiring well tomorrow.
  47. Secure Your Financial Future With These 3 Steps

    Take these steps to help secure your financial future.
  48. 3 Steps to Divide Your 401(k) During Divorce

    When splitting assets in a divorce, 401(k) plans are included and need to be divided properly.
  49. The One Mandatory Cost in Retirement

    Rather than worrying about water heaters turning into missiles, we should be worried about Medicare.
  50. The Roth Mistake You Need to Undo before April 18

    If you received a big bonus, got married or earned more last year, you may be ineligible to make a Roth IRA contribution. ...
Hot Definitions
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