Financial writer and Consultant to the Financial Service Industry


University of California, Davis


Wealth management, investments, personal finance, Best practices and performance management for financial advisors


  • Articles and commentary have appeared on sites such as Kiplinger, Best Company, Newsmax, and Yahoo Finance
  • Personal finance column appears on the websites of more than 100 regional and community banks

  • Editor or expert contributor for more than a dozen books, including Webvisor, Wealth Exposed, 5 Steps for Selecting the Best Financial Advisor, The Retirement Bible


With more than 30 years in the financial services industry, as an advisor, a managing director, directors of training and marketing, and currently as a consultant to the industry, Richard has written extensively on a broad range of wealth management, investment, and personal finance topics.

As a syndicated columnist for a bank network, Richard’s articles appear weekly on the websites of more than 100 regional and community bank. More than 300 of his articles have been published on Investopedia. And, as the exclusive content provider for a financial advisor website developer, he has generated articles, whitepapers and ebooks for more than 2500 financial advisors.

Richard is also a consultant, working with advisors and insurance firms to develop and implement training and marketing programs.