Personal finance writer and licensed insurance agent

Resides In

Marblehead, MA


Middlebury College


Life Insurance, Annuities , Retirement Planning


  • Licensed by Commonwealth of Massachusetts to produce health/accident and life insurance policies.
  • Professional development includes coursework on annuities and investments.
  • More than 25 years of writing experience in journalism, marketing, and public relations.


Richard is a licensed insurance agent with a comprehensive background in communications, including roles in traditional and digital media, government, and finance. Most recently, he's worked with the Executive Office of Elder Affairs, gathering information and offering resources regarding senior health care, housing, insurance, and elder abuse allegations. He also assisted citizens and administrators seeking guidance on nascent COVID-19 protocol.

In 2017, Richard earned his health/accident and life insurance producer licenses from the Massachusetts Division of Insurance. For the next two years he worked as an independent agent for Aflac, fostering relationships with business leaders, educating and enrolling employees in Aflac's supplemental insurance plans, and resolving questions about coverage, billing, and claim filing procedures. He closely tracked changes to Aflac's offerings, monitored industry trends, and followed developments in Boston's business landscape.

In the course of his career, Richard has completed editorial projects for such clients as Citizens Bank, Fidelity Investments, Bank of America, New England Law, Harvard University Development Office, and Northeastern University's College of Arts, Media and Design.


Richard graduated from Middlebury College with a bachelor of arts degree in English literature and creative writing. (His concentration, which has turned out to be equally valuable, was in social and personality psychology.) Awards in recognition of his academic achievement included Phi Beta Kappa, high departmental honors, magna cum laude, and the Charles A. Dana Scholarship. In addition to earning his insurance and annuities licenses, Richard completed online coursework in contact tracing through Johns Hopkins University.