• Education
    • General
      • Dictionary
      • Economics
      • Corporate Finance
      • Roth IRA
      • Stocks
      • Mutual Funds
      • ETFs
      • 401(k)
    • Investing/Trading
      • Investing Essentials
      • Fundamental Analysis
      • Portfolio Management
      • Trading Essentials
      • Technical Analysis
      • Risk Management
  • Markets
    • News
      • Company News
      • Markets News
      • Trading News
      • Political News
      • Trends
    • Popular Stocks
      • Apple (AAPL)
      • Tesla (TSLA)
      • Amazon (AMZN)
      • AMD (AMD)
      • Facebook (FB)
      • Netflix (NFLX)
  • Simulator
  • Your Money
    • Personal Finance
      • Wealth Management
      • Budgeting/Saving
      • Banking
      • Credit Cards
      • Home Ownership
      • Retirement Planning
      • Taxes
      • Insurance
    • Reviews & Ratings
      • Best Online Brokers
      • Best Savings Accounts
      • Best Home Warranties
      • Best Credit Cards
      • Best Personal Loans
      • Best Student Loans
      • Best Life Insurance
      • Best Auto Insurance
  • Advisors
    • Your Practice
      • Practice Management
      • Continuing Education
      • Financial Advisor Careers
      • Investopedia 100
    • Wealth Management
      • Portfolio Construction
      • Financial Planning
  • Academy
    • Popular Courses
      • Investing for Beginners
      • Become a Day Trader
      • Trading for Beginners
      • Technical Analysis
    • Courses by Topic
      • All Courses
      • Trading Courses
      • Investing Courses
      • Financial Professional Courses
IRA
  • Roth IRA
  • Traditional IRA
  • SEP IRA
IRA Roth IRA

Roth IRA

A Roth IRA is an individual retirement plan that bears many similarities to the traditional IRA, but contributions are not tax-deductible and qualified distributions are tax-free.

IRA
  • Roth IRA
  • Traditional IRA
  • SEP IRA
Roth IRA
What Is a Roth IRA? Guide to Getting Started
A Roth IRA is a retirement savings account that allows you to withdraw your money tax-free. Learn why a Roth IRA may be a better choice than...
  • Roth IRA Returns
    How to Calculate Roth IRA Returns
  • retire young--in a hammock!
    Retire by 40? Here’s How to Do It
  • HSA image of money and stethoscope
    Transfer IRA Money to an HSA
  • 529 and Roth IRAs for college
    529 Savings Plan vs. Roth IRA for College
  • Roth IRA Index Fund or Mutual Fund
    Are Mutual Funds or Index Funds Better for Roth IRAs?
  • Roth IRA vs. Traditional IRA: Key Differences
  • What's the difference between a 401(k) and a Roth IRA?
    401(k) vs. Roth IRA: What’s the Difference?
  • Couple doing retirement planning
    Roth IRA or 457 Retirement Plan?
  • Roth TSP vs. Roth IRA
    Roth TSP vs. Roth IRA: How Do They Compare?
  • Roth IRAs are a good choice for Millennials
    Why Roth IRAs Make Sense for Millennials
  • Enjoying the mobility of connectivity
    Self-Directed IRA (SDIRA) Definition
  • Are You Too Old to Open a Roth IRA?
  • When Not to Open a Roth IRA
  • How to Calculate the Intrinsic Value of Preferred Stock
    Roth IRA Calculator: 2020 Contribution Limit
  • Roth and traditional IRA contribution limits for 2019
    Roth & Traditional IRA Contribution Limits (2020 & 2021)
  • Roth IRA Contribution Rules: The 2021 Guide
  • How Roth ira taxes work
    How Roth IRA Taxes Work
  • Roth IRA vs Traditional IRA written in the notepad.
    Roth IRA Conversion Rules
  • A pair of gold wedding rings symbolize marriage. Learn the sociological definition here.
    Can I Contribute to an IRA If I’m Married Filing Separately?
  • Teen working in shop
    Can Teenagers Invest in Roth IRAs?
  • Stay-at-home dad with kid
    Roth IRA Contributions With No Job?
  • How to fix excess IRA contributions
    How To Calculate (and Fix) Excess IRA Contributions
  • How much tax do you pay on a Roth IRA conversion?
    How Much Tax Do You Pay on a Roth IRA Conversion?
  • Sign that says Roth
    How to Open a Roth IRA
  • Benefits of Starting an IRA for Your Child
  • Give the gift of a Roth IRA
    Can You Open a Roth IRA For Someone Else?
  • Spousal IRA
    Spousal Roth IRA Definition
  • Making Spousal IRA Contributions
  • A Roth IRA rollover has long-term tax benefits
    How to Convert to a Roth IRA: Rollover Rules
  • Roth IRA
    Funding a Roth IRA
  • Can you contribute to a Roth IRA after filing your tax return?
    Can You Fund a Roth IRA After Filing Taxes?
  • IRA paperwork
    This Is How Much You Can Contribute to Your IRA
  • The best Roth IRA investments
    Best Roth IRA Investments: You Have Options
  • IRA returns
    How to Maximize Your Traditional or Roth IRA Returns
  • How does a Roth IRA work and grow over time?
    How Does a Roth IRA Grow Over Time?
  • Roth IRA compound interest
    One Day Your Roth IRA Will Fund Itself
  • Interest rates will vary
    How To Find the Best Roth IRA Rates
  • You can put any bank's CD in your Roth IRA
    Roth IRA Certificates of Deposit
  • Roth IRA fees
    Roth IRA Fees Add Up. Find Out How to Minimize Them.
  • Young couple talking with an accountant.
    Take the Cash or Reinvest Dividends? Pros & Cons
  • Roth IRA withdrawal rules
    Roth IRA Withdrawal Rules
  • Young bearded man sitting in front of computer
    The Pros and Cons of an Early Withdrawal from Your Roth IRA
  • Early withdrawal penalties for IRAs
    Traditional & Roth IRA Early Withdrawal Penalties
  • How to take penalty-free early withdrawals from your IRA
    Top 9 Penalty-Free Early IRA Withdrawal Exceptions
  • What Is the Roth IRA 5-Year Rule?
  • Documents about Individual retirement account IRA on a desk.
    Roth IRA as an Emergency Fund? (Withdrawal Rules)
  • Can I use an IRA to buy a house?
    Should You Withdraw From an IRA For a Home Purchase?
  • Retirement Roth
    Understanding Non-Qualified Roth IRA Distributions
  • Will Roth IRAs Be Taxed in the Future?
    Will Roth IRA Withdrawals Be Taxed in the Future?
  • How Can You Borrow From a Roth IRA?
  • Backdoor Roth IRA Definition: The Benefits Explained
  • The Pros and Cons of a Roth IRA Conversion
  • Text from a tax form
    Can IRAs Reduce Your Taxable Income?
  • Roth IRA Beneficiary Rules
    Options When You're a Roth IRA Beneficiary
  • Save your heirs estate tax
    How to Use a Roth IRA to Avoid Paying Estate Taxes
  • 4 Mistakes Clients Make With Roth IRAs and Their Estate
  • The Rules on RMDs for Inherited IRA Beneficiaries
  • Man at computer
    11 Mistakes to Avoid With Your Roth IRA
  • stacks-of-money.jpg
    What to Do if You Contribute Too Much to Your Roth IRA
  • How a Roth IRA Works After Retirement
  • Roth IRA vs Traditional IRA written in the notepad.
    Roth IRA Required Minimum Distribution (RMD)
  • 6 Surprising Facts About Retirement
TRUSTe
  • About Us
  • Terms of Use
  • Dictionary
  • Editorial Policy
  • Advertise
  • News
  • Privacy Policy
  • Contact Us
  • Careers
  • California Privacy Notice
  • #
  • A
  • B
  • C
  • D
  • E
  • F
  • G
  • H
  • I
  • J
  • K
  • L
  • M
  • N
  • O
  • P
  • Q
  • R
  • S
  • T
  • U
  • V
  • W
  • X
  • Y
  • Z
Investopedia is part of the Dotdash publishing family.