DEFINITION of 'Consumer Credit Delinquencies Bulletin'

A quarterly newsletter targeted to CEOs, senior bank executives and loan officers based on a quarterly survey that tracks closed-end consumer loans across 300 U.S. banks to help banks evaluate their loan portfolios and compare themselves to their peers in the same state and asset category. The bulletin also provides information on delinquencies and bankruptcy petitions by geographic region and by state.

BREAKING DOWN 'Consumer Credit Delinquencies Bulletin'

This survery is produced by the American Bankers Association and is offered by paid subscription. The types of loans covered by the survey include personal, auto, mobile home, recreational vehicle, marine, property improvement, home equity loan, home equity line of credit, bank credit cards, non-card revolving credit and education.

RELATED TERMS
  1. Loan

    The act of giving money, property or other material goods to ...
  2. Delinquency Rate

    The percentage of loans within a loan portfolio that have delinquent ...
  3. Problem Loan

    In the banking industry, a problem loan is one of two things; ...
  4. Loan Officer

    Representatives of banks, credit unions and other financial institutions ...
  5. Term Loan

    A loan from a bank for a specific amount that has a specified ...
  6. Delinquent

    The failure to accomplish what is required by law or duty, such ...
Related Articles
  1. Personal Finance

    How To Apply For a Personal Loan

    Learn about different avenues for applying for a personal loan, and learn valuable tips to help you get your personal loan application approved.
  2. Personal Finance

    Home Improvement Loans: What Are Your Best Options?

    If you plan on taking out a home improvement loan, you should know what your options are and which ones might be best for your situation.
  3. Managing Wealth

    When Are Personal Loans a Good Idea?

    You never want to borrow money for frivolous reasons, but these five circumstances might warrant it.
  4. Managing Wealth

    Personal Loans: Compare the 6 Biggest Banks

    Need a personal loan? You may stop by one of these big banks for help. Their offerings vary in size, rates and loan types, which means you have options.
  5. Personal Finance

    Understanding Term Loans

    A loan from a bank for a specific amount that has a specified repayment schedule and a floating interest rate.
  6. Small Business

    Small Business Loan Vs Line of Credit: How They Differ

    Understand the differences between a small business loan and a line of credit, and learn some of the most appropriate uses for each form of financing.
  7. Tech

    Good Credit? Try This Credit Card Alternative

    Personal loans are a credit card alternative to try if you've got great credit and you want to lock in a lower interest rate on what you borrow. [underlined word is credit card alternative]
  8. Personal Finance

    Getting a Loan Without Your Parents

    Use these five things to finance your dreams without banking on a second signature.
  9. Investing

    Financial Institutions: Stretched Too Thin?

    Find out how to evaluate a firm's loan portfolio to determine its financial health.
  10. Personal Finance

    Lending From A Loan Officer's Perspective

    Learn how a loan officer thinks, so that you can get the best and safest loan.
RELATED FAQS
  1. What are the typical requirements to qualify for closed end credit?

    Learn what closed-end credit is, and the various requirements that borrowers must meet in order to obtain a closed-end credit ... Read Answer >>
  2. What are the differences between delinquency and default?

    Find out more about loan delinquency, loan default, and the difference between a loan borrower defaulting and being delinquent ... Read Answer >>
  3. In what instances does a business use closed end credit?

    Find out how businesses use closed-end credit to finance large purchases such as vehicles, equipment and property, including ... Read Answer >>
  4. What are the long-term effects of delinquent accounts?

    Find out more about loan delinquency, loan defaults and the long-term consequences of borrowers who are delinquent on their ... Read Answer >>
Trading Center