• Firm: Opulen Financial Group, LLC
  • Job Title: President
  • Certifications: CFP®, CRPC®, and CFA


Tom Cymer, a Certified Financial Planner, is the founder and owner of Opulen Financial Group, LLC since 2009. Having double majored in economics and psychology at the University of Massachusetts in Amherst, Tom is particularly well suited to crunch the numbers but also address the behavioral side of personal finance. Tom joined the nation's largest financial planning firm and achieved numerous awards including 1st Year and 2nd Year Top Achiever, Mercury Award, and the Centurion Award. He later went on to become a mentor and trainer of new recruits as a P1 Certified Advisor Coach while maintaining his own practice. During his tenure there he achieved the Chartered Retirement Planning Counselor™ designation.

Tom defines true financial planning as a comprehensive, ongoing approach to managing all areas of his client's financial life that takes into consideration their income, expenses, investments, and debt. He focuses on their short-term and long-term goals such as paying for college or retiring comfortably. He provides management of his client's taxes and financial risks such as disability, death, and—finally—ensuring that they leave a legacy.

Tom brings a comprehensive approach to his planning, which starts with goal development and progresses through every nook and cranny of his client's financial picture. Once a personal plan has been created and implemented, Tom provides regular quarterly review meetings that keeps his clients on track and progressing toward their goals.

Tom is a member of the Financial Services Institute, past president of the Arlington Jaycees, and active with various chambers of commerce in the Metro DC area. Tom is a strong believer in continuing his education and as such has since gone on to obtain a certificate in financial planning from Boston University as well as obtain his CERTIFIED FINANCIAL PLANNER™ designation.

Disclaimer: All written content on this site is for information purposes only. Opinions expressed herein are solely those of Opulen Financial Group, LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee-based financial planning and investment advisory services are offered by Opulen Financial Group, LLC  a Registered Investment Advisor in the State of VA, DC, MA, and LA. Insurance products and services are offered through Tom Cymer Insurance. Opulen Financial Group, LLC and Tom Cymer Insurance are affiliated companies. The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the states of VA, LA, MA, and DC or where otherwise legally permitted.


Tom received his BA in economics and psychology from UMass Amherst.

Quote from Tom Cymer

“With almost a decade of financial planning and wealth management experience, Tom Cymer is committed to guiding his clients to financial success and well-being."