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  1. Introduction to Annuities: The History of Annuities
  2. Introduction to Annuities: Basics of Annuities
  3. Introduction to Annuities: Advantages and Disadvantages
  4. Introduction to Annuities: Marketing and Regulation
  5. Introduction to Annuities: Fixed Contracts
  6. Introduction to Annuities: Indexed Annuities
  7. Introduction to Annuities: Variable Annuities
  8. Introduction to Annuities: Guaranteed Minimums, Long-Term Care
  9. Introduction to Annuities: Conclusion

Though annuities started out as fairly simple investing and income vehicles, they've evolved into complex products that can be misunderstood and misused in the financial marketplace. Still, with the right research and due diligence, you can use annuities to give you an income stream that you can count on throughout your retirement.

With the shrinking availability of traditional defined-benefit pensions – and the fact that Social Security was never designed to cover all retirement needs – an annuity might be the perfect retirement income vehicle for you. Before you get involved, however, it's important to consult with a financial specialist to ensure that it's the right choice. If it is, the specialist can help you pick the right sort of annuity for your needs and your risk tolerance.


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