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  1. Buying a Home: Introduction
  2. Buying a Home: Choosing Your Location
  3. Buying a Home: Determine Which Kind of Home Suits Your Needs
  4. Buying a Home: Calculate How Much Home You Can Afford
  5. Buying a Home: Special Programs for First-Time Buyers
  6. Buying a Home: Get Preapproved for a Loan
  7. Buying a Home: Find an Agent
  8. Buying a Home: Find a Home
  9. Buying a Home: Write an Offer
  10. Buying a Home: Go Through the Escrow Process
  11. Buying a Home: Get Properly Insured
  12. Buying a Home: Close and Become a Homeowner
  13. Buying a Home: Conclusion

We hope this tutorial has made buying a home seem less intimidating and more manageable. There’s no question that it’s complicated, stressful and time-consuming enough to feel like a second job, but millions of people have gone through the process relatively unscathed.

Owning a home can be a significant source of wealth and a significant source of comfort, stability and happiness. And if, after owning a home for a while, you don’t find yourself in the majority of people who love owning a home, you can always sell it and try again with a new place or even go back to renting. You might have to weather a down market before you can sell, but the decision to become a homeowner, though huge, doesn’t have to be permanent. In fact, as your life changes, you'll likely go through this process more than once.

The important thing is to educate yourself before you do it. Don’t let the mystery factor or the intimidation factor of the home-buying process scare you away from your dream of home ownership.And don't fail to research all the possible benefits available to first-time homebuyers, if that's your situation. Remember, if you haven't owned a house or apartment in two years, you may qualify for these benefits again.


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