In this video, you'll learn about Rotating Credit and Savings Associations. Also known as a ROSCA, a Rotating Credit and Savings Association is a group of individuals that acts as an informal financial institution. ROSCAs provide funding to individuals that might not have access to financial institutions. Rotating Credit and Savings Associations are most popu where banking is limited, such as in developing economies. For more on how ROSCAs work, watch this video.